THROWBACK: SHANNON SHARPE MADE SKIP BAYLESS LOSE HIS MIND TALKING ABOUT TOM BRADY.
Skip: “It’s my turn! I let you speak!”
Shannon: “Take the rest of the show, he still lost.”
This was an all-timer.
😭😭😭
🚨 BREAKING: The US Senate has just REJECTED the SAVE America Act as part of budget reconciliation, 48-50 — would've required voter ID and proof of citizenship nationwide
REPUBLICAN NAYs: Thom Tillis, Lisa Murkowski, Mitch McConnell and Susan Collins
UNBELIEVABLE!!
It needed 60 votes.
Why can't the Senate pass what over 80% of Americans want?!
Breaking: The Los Angeles Dodgers are acquiring Tarik Skubal for outfielder Zyhir Hope, right-hander River Ryan and right-hander Brady Smith, sources tell @JeffPassan.
🔥 Ryan Clark. Insults Pat & Aaron. Is This Why ESPN Fired Him? 👀
"As good as he was as a punter, he is far more famous as a pundent. Aaron is a fraud. He can throw a FB and that is where it stops"
"Say whatever the f**k you want about me bc I couldn't give 2 shits about it"
BRAKING NEWS 🛑🚦
Donald Trump and Karoline Leavitt caught on a hot mic tonight at the White House Correspondents' Dinner. It was so bad you could literally taste it!! 🤢🤮 Fully Story at 11am
#smokefleet#CanadianBakin#Whitehouse#AmericaFirst
Caller: “I’m 19, Is This $500,000 Purchase A Good Decision”
Caller: I'm 19, getting married next year, and I have a $118,000 net worth with no debt. It includes investments, savings, and two paid-off vehicles.
Dave Ramsey: Wow. How'd you do that at 19?
Caller: I'm a welder making about $55,000 a year. I started welding at 16 through a school program and went full-time after high school.
My grandfather is 72 and wants to retire.
He's offering me his $1.1 million farm for $500,000, plus about $100,000 in equipment over time. He wants $50,000 down and a 15-year land contract at 1.2% interest.
The farm brings in about $30,000 a year, so I'd only need to cover $500–$1,000 a month myself, and I hope to pay it off within 5–10 years.
With my wedding next year, I want to know if it's a smart financial move.
Co-Host: Do you actually want to farm, or do you want to keep welding?
Caller: I want to own the farm but keep my welding job. It's a 100-acre farm with a house, and I just want to be sure it won't put me in a bad financial position.
Dave Ramsey: Where do you live now?
Caller: With my parents, but I'll get married next year.
Dave Ramsey: Will your wife work?
Caller: Yes. She'll make about $45,000, so together we'll earn around $100,000.
Dave Ramsey: You'll live on the farm then.What does your family think about you buying it for less than half its value?
Caller: They're not interested.
Dave Ramsey: You're buying a $1.1–$1.2 million property for $500,000? I'd take that deal,but I'd make one change: don't use a land contract.
With a land contract, the deed stays in your grandfather's name until it's fully paid off.
If he's sued or a lien is placed on the property before then, you could lose the farm even if you've been making payments.
Get the deed transferred properly from the start.
Nick Saban to new Florida Head Coach Jon Sumrall:
"I'm a Florida resident now... I'm kind of a semi-Gator, so if you don't get your shit together, then I'm going to be in the middle of it."
Ryan Clark was flat out fired. Didn’t even let his contract run out. Marchand directly pointed to Clark playing the dumbest “you never played card” on Peter Schrager for being the tipping point. You play this card, you lose my respect as an analyst.
It’s official. I'm running to represent South Carolina in the United States Senate. 🇺🇸
Today, I’m stepping forward to carry my brother Lindsey’s legacy on behalf of the people of South Carolina.
President Trump told me, "Run, Darline, Run." With his support, I'm running all the way through the finish line in November.
I hope you'll join me: https://t.co/km6T6JEua5
Their son owes them $1,500… Dave Ramsey says to forgive the debt
Caller: My husband and I have been married for 10 years, and my stepson asked us to borrow $3,000. We’ve had a difficult time getting him and his wife to pay us back, and it’s causing significant strife in the family.
My husband and I have accepted we’re probably never going to see the remaining $1,500 again. But he continues to say he was entitled to the money.
He doesn’t work, he’s not supporting his family, and throws the emotional manipulation at us that we’ll be responsible when him and our grandchildren get kicked out on the street. We’re trying to figure out how we don’t engage in this toxicity anymore.
Dave Ramsey: You loaned him the money?
Caller: We loaned him the money.
Dave Ramsey: You can’t get him to do anything, he’s an adult.
Caller: Exactly.
Dave Ramsey: You don’t get to tell him what to do.
Caller: Right.
Dave Ramsey: I think his dad needs to call him and say, “The loan is forgiven.” Forget it, we’re not going to loan you any money anymore, ever again. But this loan is forgiven, you don’t owe me anymore.
I love you, I don’t agree with a lot of things you’re doing, but you’re a grown man, and you’re allowed to do those things.
We’re still going to be Grandpa, if you want help, we’ll give you some coaching and be your biggest cheerleaders. But we won’t give you coaching or cheering without your permission.
Cut him loose, set him free.
This caller says she and her grandmother each won $800,000 on an NBC game show and is looking for financial guidance on navigating heavy family expectations regarding her win.
Taylor: So, I had a question. Um, I won about $800,000 on a game show.
Ken Coleman: Whoa, whoa, whoa! Don't just gloss over that. You did what? Come on now, I’m a big game show guy. Which one was it? Can you tell us?
Taylor: I’ll just say it's on NBC. That's all I can say.
Dave Ramsey: Way to go! Wow, 800 grand.
Taylor: Yeah, never expected it. So, we'll be receiving a check in about three to four weeks. It's going to be probably about $500,000 after taxes, and I would just love some advice on how much to gift to family and then how much to spend on a house. We're about to start Baby Step 4.
Dave Ramsey: The first thing you need to do is double-check, triple-check your tax advice. I think there's a special tax rate that's extra high for game show winnings.
Taylor: There is. So my accountant said it would probably be close to 475,000.
Dave Ramsey: 475,000 after taxes? So they're taking almost half of it.
Taylor: Correct.
Dave Ramsey explains why buying a $64,000 truck from family to double your income is a dangerous gamble.
"Caller: Should I go into debt with my father to double my income?"
"Dave Ramsey: How long you been listening to this show?"
"Caller: A little over a year and me and my wife are on baby step four now."
"Dave Ramsey: So, what are we going to say?"
"Caller: I know, but it's tough. Me and my dad work together, he owns semi-trucks, and I drive this truck currently. It's worth about $64,000 and he told me that he would sell it to me on interest-free payments of $2,000 a month for one year, and that would double my income."
"Rachel Cruze: Why do you have to buy it from him? Can you not just rent it or use it?"
"Caller: Right now I make about 30% of every load to 72% if I actually owned the truck myself."
"Dave Ramsey: Sounds like a no-brainer till the thing blows. Sounds like a no-brainer until diesel doubles. Sounds like a no-brainer until Trump decides to bomb somebody else and screw up the oil supply. You're projecting a perfect future and that's the only way this makes sense, and perfect futures don't exist in business."
"Caller: Yeah, no, that's definitely true."
"Dave Ramsey: Don't do this. This is crazier than crud. Your dad owns the truck free and clear?"
"Caller: Yes."
"Dave Ramsey: I have a counterproposal. I will rent it from you for $2,000 a month."
"Rachel Cruze: That goes towards ownership."
"Dave Ramsey: That goes towards ownership."
"Caller: Well, that's essentially what he would be doing."
"Dave Ramsey: No, this is essentially different. Because if things go sideways, he still owns the truck and you don't."