Owning a £400,000 house with a £350,000 mortgage in the UK in 2026 means signing a 25-year contract to give the bank around £2,050 a month, in exchange for the right to maintain a building you'll spend another £4,000 a year keeping dry, warm and structurally sound.
At a 5% fixed rate, the total interest over the life of the mortgage is around £264,000. The total mortgage cost ends up at roughly £614,000.
The price tag on the front door says £400K. The actual cost of living in it for 25 years is closer to £750K, before council tax, repairs, insurance and the new boiler.
This is what the country has been calling 'getting on the ladder.'
He says, "Physical therapy."
Shows me his arm and he has a nasty scar. Shoulder rebuilt.
"Doctor said one rep at full weight daily or the muscle dies."
"Sitting is because I'II pass out if I stand."
Next day I helped him load the bar.
Next week three of us would help him.
Now 6am is "help Dave not die" club.
He brings protein muffins.
We don't call him plate dragon anymore.
Some guy at the gym every morning 6am.
He takes the 45lb plates, all of them.
He loads one bar and he does one rep and sits for 20 minutes.
Then unloads and he leaves, he does this everyday.
We hated him, and nicknamed him the plate dragon.
People started coming in at 5:45 to beat him. He'd just wait smiling and he would take them at 6.
One rep, sit then leaves.
I finally asked him Bro what are you doing?
Like we didn’t know this already…
….remember the fake terrorist videos of the beheadings? They were created by the Pentagon and their actors to make Western citizens angry so we would support the “War on Terror.”
The US/Is created most terror groups in the Middle East/Asia and parts of Africa and armed them, so we would be in constant fear, in support of war in the region and it’s sad many of you fall for it, especially when it’s the main cause of mass migration.
according to psychology people who often talk to themselves build fake scenarios and have full conversations in their heads often assume it’s normal. but in reality, it’s a form of self regulation, away to process emotions when there’s no one who truly understands them. 1/5
My stepdad, Greg, never said 'I love you.' He was a hard man. Worked construction. Came home, ate, slept. He paid for my college. He paid for my car. But he never hugged me. I always thought he resented me. I wasn't his real son. Greg died of a heart attack last week. I was cleaning out his truck. In the glove box, I found a worn-out notebook. It was a diary. Entry 1: Met a woman with a boy today. The boy looks sad. I want to make him smile. Entry 50: The boy needs braces. Picking up extra shifts. Entry 200: He graduated today. I stayed in the back so I wouldn't embarrass him with my dirty work clothes. I've never been prouder. Entry 500: I wish I knew how to talk to him. I just hope he knows I’d die for him. I sat in the driver's seat of his dusty truck and cried until I couldn't breathe. He didn't say it. He did it. Every single day. Love isn't always words. Sometimes, it’s calloused hands and a tired back.
Anonymous
this is probably an unexpected opinion coming from me... entrepreneurship is over-sold and self-awareness is under-sold 👇🏾
The not so popular truth is, most people would be happier with a good salary than a successful startup.
But social media continues to push a generation to optimise for lives they don't actually want.
Entrepreneurs like me get a lot of likes and followers when we tell people to quit their jobs and chase their dreams.
But here is the context that we nearly always miss👇🏾
Entrepreneurship can be really really boring - you will have to do things you do not enjoy.
You will deal with big, hard, stressful problems, every day - including bank holidays, christmas and any other time off - for years.
If you're lucky enough to be successful, the problems will get bigger, not smaller.
You will not have one boss. You will have hundreds - every customer, every investor, every employee. You will answer to them 24/7.
You will probably work 3x the hours you do now, have 10x the stress and a tiny probability of significant success.
A recent survey found 87.7% of founders deal with at least mental health issues. That's not a bug. It's a feature of entrepreneurship.
You'll see your kids less. You'll probably earn less (for years, maybe forever).
You will probably pay yourself last and as little as possible.
You'll struggle to switch off. Forever. Your phone will probably become a prison.
And here's the punchline: If you succeed, it all gets harder.
More money = more complexity. More growth = more anxiety. More success = more people depending on you.
In life, when you find yourself following someone else's playbook, you are at risk of winning someone else's prizes. All I'm saying is be intentional.
I'm not AGAINST entrepreneurship, I'm FOR self-awareness.
Truth "wealth" is probably👇🏾
✅ Knowing what game you want to play and why
✅ Having the courage not to play other people's games
✅ Understanding your real strengths and weaknesses
✅ Designing within them, not against them
Happiness is not about the structure, the social media post or the story.
Happiness is about alignment. Building a life that's aligned to whoever you are!
This does the beg the question, why do I do it?
If I'm honest, the answer is probably....I don't know.
It's probably some blend of lower t trauma, my inability to fit inside normal structures like school and conventional work-places (I was fired a few times), my adhd brain that makes working on something for 14 straight hours feel like 7 minutes and some childhood self-esteem issues.
Whatever the reason, this is who I am and what works for me.
This is the weird way I make myself happy and fulfilled.
To someone that is not me, it would probably feel like torture.
And to me, their life would probably feel like torture.
And that’s the thing… when you create a life that feels like home to you, it will probably look like hell to tourists.
Please know what you are not!
Joey I would say you are better than this but you’re not.
It’s Getting to the point you just attention seek.
You told us all you are taking a break from socials.
Yet here you are chatting shit again.
I wish your parents gave you attention
And your racist brother.
“They have mental health” — I beg, it’s mental health issues, not “mental health” 😭 that’s like saying someone has physical health loooool it proper irks me.
nobody cares about your potential. potential is worthless. everyone has potential. what separates the greats from the wannabes is reality. finished work. shipped products. written pages. solved problems. stop talking about what you could do and go create proof of what you did.