Perk The Mortgage Advisor

NMLS #2365862

[Perk The Mortgage Advisor @CoachPerk4]

FHA Loans During Peak Buying Season: How to Stay Competitive
Peak homebuying season brings plenty of excitement—and competition—especially for first-time buyers considering FHA loans. With over three decades navigating both mortgage lending and real estate, I’ve seen that ...

[Perk The Mortgage Advisor @CoachPerk4]

Mortgage APR vs. Interest Rate
With three decades guiding clients through home financing, I often get asked about the difference between mortgage interest rates and APR. Here’s the key: your interest rate is strictly the cost to borrow the principal, but APR wraps in not just ...

[Perk The Mortgage Advisor @CoachPerk4]

Waiting until fall won't make homes more affordable, but here's what will
Many are hoping that waiting until fall might make homes more affordable, but the reality is a bit different. With the income required for a median-priced US home now topping $120,000, and mortgage ...

[Perk The Mortgage Advisor @CoachPerk4]

Current Michigan Mortgage And Refinance Rates
Seeing Michigan’s mortgage landscape shift is always interesting. Right now, the average 30-year fixed mortgage rate here has eased to 6.667%, with 15-year fixed rates at 5.84%. For those exploring larger properties, jumbo 30-year ...

[Perk The Mortgage Advisor @CoachPerk4]

What Is a Jumbo Loan? Limits, Rates, and Requirements
Dreaming of a luxury home? 🏡 Jumbo loans could make it happen—but are you ready for higher credit scores, bigger down payments, and stricter rules? Find out if you qualify for these high-value loans! 💸✨

[Perk The Mortgage Advisor @CoachPerk4]

Mortgages in 2026: What to Expect if the Fed Cuts Interest Rates and How to Prepare Before Buying
As someone who’s spent decades guiding clients through changing markets, I know the lure of forecasting mortgage rates—especially as we look ahead to 2026 and the possibility of ...

[Perk The Mortgage Advisor @CoachPerk4]

Anticipating Lower Mortgage Rates After Recent Highs
Mortgage rates have nudged up again, now sitting at 6.69% for 30-year and 6.01% for 15-year fixed loans. These rates move closely with the 10-year Treasury yield, which continues to shape our lending landscape. With home ...

[Perk The Mortgage Advisor @CoachPerk4]

4 questions to ask before getting a home equity loan
Let’s connect and talk about the latest insights in the industry!

[Perk The Mortgage Advisor @CoachPerk4]

@Soniabrwg Bottled water.

[Perk The Mortgage Advisor @CoachPerk4]

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[Perk The Mortgage Advisor @CoachPerk4]

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[Perk The Mortgage Advisor @CoachPerk4]

Michigan First-Time Homebuyer Programs (2026)
Dreaming of your first home in Michigan? 🏡 You could get $7,500–$25,000 in down payment help! Find out which programs fit your needs and how to qualify. Ready to make the move? 💸✨

[Perk The Mortgage Advisor @CoachPerk4]

Check out my listing
Address: 51 Dakota Pontiac, Michigan 48341

[Perk The Mortgage Advisor @CoachPerk4]

Refinance Your Mortgage and Save More
Lower your monthly payments, reduce your interest rate, or access your home’s equity with a refinancing plan tailored to your needs.

[Perk The Mortgage Advisor @CoachPerk4]

HomeBoost program to offer down payment help in Michigan
Dreaming of your first home? 🏠 The HomeBoost program launches July 8 to help Indiana & Michigan homebuyers with down payment support! Are you eligible? Spots fill fast—get ready to apply and take the next step! ...

[Perk The Mortgage Advisor @CoachPerk4]

20 Documents Needed for Mortgage Pre-Approval
Let’s connect and talk about the latest insights in the industry!

[Perk The Mortgage Advisor @CoachPerk4]

Check out this new listing
Address: 3363 Meinrad Waterford Charter Township, Michigan 48329

[Perk The Mortgage Advisor @CoachPerk4]

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[Perk The Mortgage Advisor @CoachPerk4]

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[Perk The Mortgage Advisor @CoachPerk4]

@verdantGazee 461