CollaborativeWEALTH®

Wealth Planning | Investment Advisory | Insurance | Retirement | Estate & Trust CollaborativeWEALTH® Management, Inc. - An SEC Registered Investment Advisor

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | OpenAI, SpaceX, and the Biggest IPOs in History

This week's Market Monday explores what could become two of the largest IPOs ever.

Following a major legal victory for OpenAI and SpaceX's merger with Elon Musk's artificial intelligence company xAI, both firms are reportedly preparing to go public. What makes these offerings unusual isn't just their size—it's the large allocation reportedly being reserved for everyday investors.

Before investors rush in, Ben discusses an important question: Why is the door suddenly so wide open?

[CollaborativeWEALTH® @CollaborativeWM]

ICYMI: Market Monday | Inflation Heats Up Again

This week’s Market Monday covers the latest inflation report and why rising oil prices may have bigger implications for the economy than many expected.

In this week’s video, Chad discusses:
• April CPI inflation data 
• Falling real wages
• The impact of the Middle East oil supply shock
• Why markets are rethinking Fed rate cuts
• How energy prices may continue feeding inflation through the summer

Even if oil supply disruptions ease in the coming months, inflation pressures may take longer to normalize than investors initially anticipated.

[CollaborativeWEALTH® @CollaborativeWM]

ICYMI: Market Monday | What Changed Last Week Matters

Last week, the market didn’t move much on the surface.

But underneath, something important changed.

For the past few years, the S&P 500 has largely moved as a single block—driven by the same companies, telling the same story.

That pattern may be starting to break.

In this week’s Market Monday, we walk through:
• What happened during last week’s major earnings releases
• Why similar results led to very different stock reactions
•And what this shift could mean for portfolios going forward

When markets move together, broad exposure tends to work well.

When they begin to diverge, thoughtful investment selection becomes more important.

[CollaborativeWEALTH® @CollaborativeWM]

ICYMI: Market Monday | $2 Trillion AI Selloff — What It Means for Investors

Over the past month, nearly $2 trillion in software market value has been erased as concerns around artificial intelligence reshaped investor sentiment.

That headline sounds dramatic — and it is a significant move. But context matters.

This week’s Market Monday covers:
• What’s actually driving the AI-related selloff
• Why Nvidia’s earnings tell a more nuanced story
• The recent Supreme Court tariff ruling and its impact
• Where uncertainty is easing — and where it remains

Markets often move faster than fundamentals. Innovation creates volatility before it creates clarity. Our focus remains the same: disciplined, diversified positioning aligned with long-term objectives.

We also briefly discuss Roth conversion opportunities during tax season. If your income changed in 2025 due to retirement, a bonus, or a property sale, it may be worth reviewing your strategy.

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Inflation Up, Growth Down — What Does the Fed Do Now?

Markets are balancing:
• Nvidia’s pivotal earnings
• Rising geopolitical tensions
• Slowing economic growth
• Sticky inflation
• A divided Fed

At the same time, bond yields are drifting lower — which has real implications for investors holding cash.

Here’s what it means — and why sticking to a disciplined plan matters.

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Rates, Earnings, and Staying the Course

Last week gave markets a bit of a breather after a fast start to the year. The Federal Reserve held interest rates steady, the S&P 500 briefly crossed a major milestone, and earnings season continued to deliver both upside surprises and sharp reactions.

In this week’s Market Monday, Chad walks through what’s driving recent market moves—from earnings results in tech and healthcare to policy headlines—and why short-term volatility doesn’t change the importance of diversification and long-term discipline.

When headlines fuel fear, uncertainty, and doubt, history reminds us that staying invested and focused on long-term goals has consistently rewarded patient investors. As the saying goes, time in the market beats timing the market.

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | A Fast Start to 2026: Markets, Policy Shifts & Global Headlines

This week on Market Monday, we take a look at a busy start to 2026. Markets reached new highs while global geopolitical events, proposed changes to defense spending, and newly effective tax provisions added complexity to the landscape. We also review recent updates to retirement contribution limits and new tax-advantaged accounts now available for families. Join us for context on the headlines shaping the early days of the year.

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | December

December has historically been a strong month in the stock market. How often is it down during the first year of a presidential cycle? How about being down two years in a row? When does the market start to turn higher during the month? What has driven stock market returns in 2025? What do future earnings look like? Does this guarantee a strong stock market in 2026? What are the chances we get another rate cut at the Fed's last meeting of the year? Which company will start offering Bitcoin and Ethereum trading early next year? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | The Most Wonderful Time?

Is December the most wonderful time of the year in markets? How has that changed over time? How many months in a row has the market been up? How often does that happen? Is this market like the dot-com bubble? What are some narratives the media has assigned to prior selloffs? How is AI spending contributing to GDP? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Do You Remember This Guy?

What happened with the famous investor that called the housing bubble? Warren Buffett raised more cash - should you? Despite there always bring a good-sounding reason to sell, what just happened in the Dow Jones Industrial Average? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | The Shutdown Continues

The current shutdown is now the longest in history. What will the long term economic impact be? How do current layoff announcements compare to history? Where is investor sentiment, and how does that compare to history? What is usually the best year - and the worst - of the presidential cycle? How have the past 25 years in the market compared to other 25-year periods in history? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Sell in May? We Hope Not

With the historically worst 6 month period behind us, it's natural to ask, What's next? Just how bad - or good - was this last 6 month period? What does that usually mean for the next 6 months? What usually happens in the next 2 months when the market has been strong through October? What did the drawdowns in popular stocks look like during the last two bear markets? And just how eye-popping have the returns been since the trough? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Extreme Fear?

With the stock market near all-time highs, what are some popular fear gauges signalling? What are companies' hiring plans like over the next year? What effect does that have on the Fed lowering rates? Are more people seeking advanced degrees, or less? Was the Fed's growing balance sheet responsible for stock market growth over the past 10 years? Could it have been earnings? What happened to the stock market during the Age of Chaos? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Are You Not Entertained?

Markets have been quiet. Now that we finally got a sell off, what has happened with sentiment? What's ahead for the 4th year of the bull market? What about year 5 and 6 bull markets? Is AI propping up the economy? What was it like in the very early days at YouTube? Join us?

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | A Government Shutdown?

With a potential federal government shutdown looming, should we fear a government shutdown? Or welcome one? How long do they last, and what does the market typically do? What did Fed Chair Powell say to spook markwtst? Does he have a point? Are all stock valuations the same? How are earnings holding up? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Fed Cuts Despite Market Highs

The Fed cut rates by .25% with the stock market near all-time highs. How often has this happened, and what historically lies ahead? Is the wealth effect powering this bull market? What could the next recession look like? Is there euphoria in the market? Or not? How is a massive global money transfer service changing its business? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | The Cuts Continue

The Fed will likely lower rates this Wednesday. How many more times will they cut for the rest of the year? What is the main role of the financial media? What will the mid-term election year bring? Are bonds still good diversifiers for stocks? How many crypto funds have launched in the past 5 years? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | The Honey Deuce Economy

As the US Open wrapped up, how much was the signature cocktail, and what can that tell us about inflation? We have two different four year market cycles to sort out. Can we hold several competing ideas in our minds at the same time? What statement did the Securities and Exchange Commission just issue regarding crypto asset trading? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Same Playbook?

With an expensive stock market that doesn't seem to stop, what could be supporting high prices? If earnings are fine, what could drive stock market volatility? Are the same old economic indicators sufficient to understand today's market and economy? How has stock market ownership changed over time? Are we in a stock market economy? Join us!

[CollaborativeWEALTH® @CollaborativeWM]

Market Monday | Goldilocks Economy?

Humans love to categorize the world. What are the benefits? Risks? Are earnings revisions going higher or lower? What does seasonality have in store for the stock market? What's driving earnings? What major change is coming to 401(k) plans?