The Commuting Investor

Using my commuting time (to and from work) to invest for my financial freedom.

[The Commuting Investor @CommuterChroni2]

Hi, I began this account to share and find ways to be more productive during commuting to and from work. The average commute time is roughly 59min (including public transport and by car).

This is a staggering amount of time totaling 260 hours per year...

[The Commuting Investor @CommuterChroni2]

@Neduszn8 Angel Di Maria

[The Commuting Investor @CommuterChroni2]

@HeroDividend heads up mate, there is a fake account mimicking yours. They sent me a DM, must be DMing others too. Just a heads up

[The Commuting Investor @CommuterChroni2]

@HeroDividend Still too richly valued from my analysis. Rightly so tbh, phenomenal business

[The Commuting Investor @CommuterChroni2]

Looking for a good dividend growth ETF to anchor my portfolio around. Any suggestions?

[The Commuting Investor @CommuterChroni2]

@chazbot_ @MartinSLewis I think it's more risky to keep wealth in cash and get it eroded by inflation. Just because the absolute value doesn't go down doesn't mean you are not losing money.

Once, I thought about it and came to that conclusion, I had no choice but to invest savings.

[The Commuting Investor @CommuterChroni2]

@MartinSLewis As long as they leave the Stocks and Shares ISA's alone. It's one of the more forward thinking tools that allow working people to build wealth.

[The Commuting Investor @CommuterChroni2]

These are all the taxes we pay in some shape or form. Your taxes are likely not your basic , higher or additional rate... It's a lot higher. We live in a period with the highest tax burdens the UK has ever seen.

Thoughts?
#UKTax

[The Commuting Investor @CommuterChroni2]

Lots of debate I'm the UK about what the government are going to change in terms of tax. It got me thinking what is our current tax burden in the UK.
CGT
National Insurance
VAT
Corporation Tax
Bank payroll Tax
Petroleum Revenue Tax
Fuel Duties
Inheritance Tax
Stamp Duty

[The Commuting Investor @CommuterChroni2]

Tobacco Duties
Spirits Duties
Beer Duties
Wines Duties
Cider Duties
Betting & Gaming Duties
Air Passenger Duty
Insurance Premium Tax
Landfill Tax
Climate Change Levy
Aggregates Tax
Council Tax

[The Commuting Investor @CommuterChroni2]

I would love create a "X/Twitter said this stock is dead" Index. Would have companies like Apple and Microsoft in it. Nike would also be the newest addition.

When X speak about how dead a stock is, that's when my eyes light up and I dig deeper.

#Valueinvesting $NKE

[The Commuting Investor @CommuterChroni2]

Anyone know of any pure value investor discord accounts?

[The Commuting Investor @CommuterChroni2]

Refinancing in the current climate is expensive. I would like to see them slow borrowing a pay down debt which has been the trend over the last couple of years.

[The Commuting Investor @CommuterChroni2]

$BAYR is looking more and more interesting to me. Here is my thesis, please let me know if you think I am way off the mark. I have three scenarios , I shall lay them out:

1) It all gets broken up and segments get sold off. I believe the parts are worth more separately than

[The Commuting Investor @CommuterChroni2]

Especially the deep due diligence they would have done, they missed a huge hole in the ship. Regardless, I don't think the ship is sunk and is likely to have some life in it yet.

My only concern is the level of debt they carry, granted the notes are long and far away but

[The Commuting Investor @CommuterChroni2]

@pangpangyanjiu1 I as an asset play it makes sense to me. You are paying .80p on the £1. This not taking into account free cashflow, even given this litigation which seems pretty mixed, looks like they are winning and losing some cases.

[Freetrade @freetrade]

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Capital at risk. Always do your own research.

[The Commuting Investor @CommuterChroni2]

@Inves2grow It's all bout that income margin for me. If the company has reckless spending in other expenses.. high gross margins count for nothing