CompyFi

Invest. Borrow against it. Spend smarter.
Banking built for those who think differently.

[CompyFi @Compy_Fi]

Getting cash from your portfolio is this easy. No selling. CompyFi waitlist open now.

[CompyFi @Compy_Fi]

https://t.co/P4ol72IxOa

[CompyFi @Compy_Fi]

CompyFi is the next generation of wealth tooling. Use our calculator to find out just how much more you could gain with us.

[CompyFi @Compy_Fi]

Stop thinking about investing as money put away forever.

Don't wait till 70 to use your wealth. But don't sell either.

Use an SBLOC and get cheap credit and access to your wealth.

[CompyFi @Compy_Fi]

@antibearthesis Heavy bet on tech, but QQQ should perform well. Put that money in and never touch it, then borrow for liquidity

[CompyFi @Compy_Fi]

@ThinkAppraiser Own assets, and never sell them

[CompyFi @Compy_Fi]

@theficouple Car loans can be useful, but only when rates are low. If you can get in under 3% that loan is cheap, and the money you would've used to pay in cash, can be put somewhere more productive.

[CompyFi @Compy_Fi]

@money_cruncher Or better move, just don't sell at all. Let the whole thing benefit from the step up in basis. At $5M sbloc rates are favorable

[CompyFi @Compy_Fi]

@APompliano Own assets, and never sell them and you good

[CompyFi @Compy_Fi]

$500k+ is definitely not poor, but a huge amount of this bracket's income is tied up in assets.

Liquidity becomes key here which is where CompyFi, comes in. If you've got a cashflow problem and a big taxable brokerage, we solve that problem.

[Frank Chaparro @fintechfrank]

This is pretty wild:

A 2025 Goldman Sachs report found that 40% of people earning $500,000+ per year say they’re living paycheck to paycheck.

[CompyFi @Compy_Fi]

@fintechfrank Liquidity problem, not a true paycheck to paycheck situation. These people likely have huge amounts tied up in real estate, 401ks and brokerage. They just need lending tools to access it

[CompyFi @Compy_Fi]

HELOC -> Home equity line of credit: revolving line of credit against real estate

Cash out refi - > Refinance mortgage for cash, benefit of this is they usually have a locked in rate, the negative is it's not revolving

SBLOC -> Securities backed line of credit: revolving line of credit against securities (stocks, etfs, ...)

The basic idea is as follows when rates are low (think ahead a bit here as all these revolving instruments are floating) borrow while your assets grow faster than the loan.

Important to note too these are all leverage, so you need to be careful about your loan to value and stay conservative.

[CompyFi @Compy_Fi]

SBLOCs for everyone. CompyFi lets you utilize the same exact strategy the ultra wealthy have done for years.

Borrow against your securities while keeping them in the market growing.

[CompyFi @Compy_Fi]

@LoadedDiceJoker @omgsidewalks https://t.co/trWDgzzjue

[CompyFi @Compy_Fi]

Don't sell stocks when you need cash.

If you have a 50k portfolio you can borrow against that. Keeping your money in the market, growing at 9% while your loans interest is < than that.

You'll get paid to borrow ...

Just make sure your LTV stays healthy.

[CompyFi @Compy_Fi]

@darrelltalksfi What a lot of people don't know is this same strategy is available on your own taxable brokerage or home. Just be careful you don't borrow too much against it

[CompyFi @Compy_Fi]

@zerohedge Terrible for Microsoft workers, I'm sure the shareholders will love it though

[CompyFi @Compy_Fi]

SBLOCs are misunderstood and underutilized.

They are one of the best tools you can use if you have a taxable brokerage account.

Why sell securities when you can use them and still have them invested.

[CompyFi @Compy_Fi]

@CryptoMikli At $27M borrowing against the portfolio for the 1.5 would be the much better move

[CompyFi @Compy_Fi]

@TicTocTick Never sell, borrow instead. That's the key