CoolFreeman

[Wale Banks 📊 @iamwalebanks]

Where To Park Your Emergency Fund

Money market funds invest in T-Bills, Commercial Papers, and Bankers’ Acceptances.

They hold 64.9% of Nigeria’s 🇳🇬 mutual fund assets as of March 2026, averaging 14–18% returns per annum and beating inflation at 15.38%.

Safe, liquid, profitable.

[CoolFreeman @CoolFreeman1]

@iamwalebanks Defensive

[Wale Banks 📊 @iamwalebanks]

Bookmark this if you’re new to NGX 🇳🇬

NGX 🇳🇬 Undervaluation Checklist:

📊 Valuation
- P/E < sector average
- Price/Book < 1.0x
- FCF yield > risk-free rate

🏢 Fundamentals
- Revenue growth positive (even if modest)
- Debt/Equity < 0.5x
- Margins not in free fall

💰 Shareholder Returns
- Dividend paid (even during downturn)
- No capital destruction history
- Management owns shares

🔍 Sentiment
- Stock down 30%+ while sector flat
- Analyst coverage is zero/negative
- Retail hates it

👥 Management
- Track record of execution
- Skin in the game
- Not facing legal issues

Hit 7/10?
Deep dive.
Hit 9/10?
Build position.

[CoolFreeman @CoolFreeman1]

@iamwalebanks Thank you for the explanation 🙏

[Olumide Adesina @olumidecapital]

Many of us even fell for investing in real estate on NFT, there will always be a market folly. Principles is what defines longevity

[CoolFreeman @CoolFreeman1]

@Boomluck1zz https://t.co/6ATLXvJFAv

[BOOMLUCK⚽️🏀 @Boomluck1zz]

I challenge you to copy the link on this post 😂

[CoolFreeman @CoolFreeman1]

RT @dolawanle: You have been granted leave to remain.

Your have been granted indefinite leave to remain in the UK

Your application for B…

[Politics UK @PolitlcsUK]

🚨 WATCH: Nigel Farage asks Keir Starmer to admit his "Smash the Gangs" slogan has been an "abject failure"

Starmer: "He promised lower tax and now Reform councils are hiking council tax by 9%"

Farage and other Reform MPs then walk out the chamber

#PMQs

[CoolFreeman @CoolFreeman1]

@DHKRULLAH @AtexXeta Boss where in midlands?

[MrBanks💰 @Mrbankstips]

Every man needs one

[CoolFreeman @CoolFreeman1]

@Davidbanksz Same person lol 😂😂😂😂😂

[CoolFreeman @CoolFreeman1]

@cryptofergani £2460

[UK Rap Daily @UKRapDaily]

Did J Hus and Skepta deliver with their new collab ‘Outside’?

[CoolFreeman @CoolFreeman1]

@AbrahamOkah2 Canada Netherlands polands

[CoolFreeman @CoolFreeman1]

@JobFound5 Interested

[CoolFreeman @CoolFreeman1]

@madamayo_ Hello

[CoolFreeman @CoolFreeman1]

@Shruti_0810 Guide

[CoolFreeman @CoolFreeman1]

@omoalhajaabiola @skill_afrika_ Hi I’m interested in this opportunity

[CoolFreeman @CoolFreeman1]

@Mrbankstips Yes