unknown

[unknown @CosmicDr1ft]

@DeenTheGreat

[unknown @CosmicDr1ft]

I get your point. People feel that way because y’all’s team never really gets punished when they play dirty. Literally, Messi stepped on someone’s foot and didn’t even get a red card. He touched the ball with his hand in the last World Cup against the Netherlands, and nothing happened. The majority of the hate is directed toward your football team, not the people…..I wish your Team best of luck. Even though I want them to lose.

[unknown @CosmicDr1ft]

Racist ass dog 🐕

[unknown @CosmicDr1ft]

@Zoe5395 Nothing but chimps.

[unknown @CosmicDr1ft]

@BLKThugreport

[unknown @CosmicDr1ft]

@RyanGarcia A wetback and a freaking chimp fighting. Can’t wait to see it.

[unknown @CosmicDr1ft]

@snapchatghost66 Faggot ass chimps!!

[unknown @CosmicDr1ft]

@LaruuLeguizamon @messi_0520 Oh my gosh, such a burn. 👏🏽

This might be a hard pill to swallow, but there will always be racists in every country, just like there are criminals in every country.

On a side note, you guys literally have FIFA sucking your dick in every game.

[unknown @CosmicDr1ft]

@Mci_tony_ Cringe 💀

[unknown @CosmicDr1ft]

@ProfessorPaull @ChicagoNewRoom

[unknown @CosmicDr1ft]

@rvslana Fucking promiscuous bitch.

[unknown @CosmicDr1ft]

@heavent0lexi

[unknown @CosmicDr1ft]

@1EntreProNegro Another monkey with a gun.

[unknown @CosmicDr1ft]

@SlimetoTopics Fucking faggot.

[unknown @CosmicDr1ft]

@ludejf24 I hate Messi, but goddamn, this dude is so fucking cringe that I almost hate him more.

[unknown @CosmicDr1ft]

I don’t blame a lot of people for not knowing this, they don’t really teach this shit in school nowadays. Nonetheless I got you I’ll list everything out.

𝗨𝗻𝗱𝗲𝗿 𝟭𝟴 (𝟭𝟯–𝟭𝟳)

Become an authorized user: (Best option)
A parent or guardian adds you to their credit card, which can help you build credit if it’s reported.

Credit-building debit cards:
Some debit cards report your payment activity to help establish credit.

Youth banking programs:
Some banks offer teen accounts that help build a banking relationship, even though they don’t build credit directly.

⸻

𝗔𝗴𝗲𝘀 𝟭𝟴+

Secured Credit Card (My personal recommendation)
You put down a refundable deposit as your credit limit. This is what I started with, and it helped me build my credit a lot. It may not be the best option for everyone, so don’t be afraid to explore your options.

Become an authorized user:
Being added to someone else’s credit card can help build your credit history.

Student credit cards:
Designed for college students with little or no credit history.

Beginner/unsecured credit cards:
Entry-level credit cards made for people building credit for the first time.

Credit-builder loans:
You make monthly payments, and those payments are reported to the credit bureaus.

Credit-builder accounts:
Services like Self, Kikoff, and Grow Credit are designed specifically to help build credit.

Retail/store credit cards:
Often easier to qualify for but usually have higher interest rates.

Auto loans:
Making your car payments on time helps build your credit history.

Personal loans:
Paying back a personal loan responsibly can strengthen your credit profile.

Rent reporting:
Services can report your on-time rent payments to the credit bureaus.

Utility & phone bill reporting:
Some services report eligible utility and phone payments to help build credit.

Federal student loans:
These appear on your credit report, and on-time payments help build credit once repayment begins.

Financing programs:
Financing furniture, electronics, or medical expenses can help build credit if payments are made on time.

Bank relationship programs:
Having accounts with a bank may improve your chances of getting approved for your first credit card.

[unknown @CosmicDr1ft]

I’m actually arguing with a child. What the heck? 💀 That’s all you’ve been saying, you fucking toddler: “Go get some friends. You sound lonely.”

You started our conversation civilized. Did you slowly start getting aggressive because I proved you wrong? Now your feelings are hurt because I caught you trying to hide your last comment because you knew damn well you were wrong.

This whole conversation has nothing to do with me having friends or being lonely. It does have everything to do with you chimpin’ out, though, so please tell me where I’m stupid. You should be grateful for the broken condom you owe your life to.

[unknown @CosmicDr1ft]

@amberali5525611 @IAmStephParker @DeenTheGreat Oh no, another incompetent chimp. What makes you think I’m White, you retard? I can give you plenty of reasons why I think our Black community is fucked in America.

[unknown @CosmicDr1ft]

@uknownmurda @ChicagoNewRoom You’re literally proving my point, chimp, and this is coming from a Black guy. The majority of our chimp community wants to tote guns and shoot everybody because they disagree with you.