CotoPay

Business expenses made seamless like your personal UPI spends!

[CotoPay @Coto_Pay]

If you're a business or a fleet owner then this is for you.

CotoPay offers seamless onboarding with no joining cost.

so if you think this is right for your business, reach out to us.

#UPI #payment #finance #corporate #business

[CotoPay @Coto_Pay]

Worrying about cash leaks and card getting misused is the thing of the past

Issue digital vouchers for fuel, travel, & fleet expenses instantly.

Visit https://t.co/3cY5Qh0H0h

#B2b #fintech #UPI #Business #Corporate

[CotoPay @Coto_Pay]

Still giving out business and fleet expenses in cash?

With CotoPay you get
-complete visibility
-control over funds
-automatic reconciliation

So what are you waiting for?

Sign up at https://t.co/3cY5Qh0H0h

#UPI #Finance #business #b2b

[CotoPay @Coto_Pay]

Cash advances = zero control.
Digital vouchers over UPI = complete control.

Use CotoPay and never chase receipts again.

#business #finance #UPI #b2b

[CotoPay @Coto_Pay]

Business needs visibility. Drivers need simplicity.

With CotoPay both are possible.

Visit and sign up now https://t.co/3cY5Qh0H0h

#UPI #corporate #business #B2B

[CotoPay @Coto_Pay]

First in my bloodline to use a Digital Voucher instead of cash.

Use CotoPay to better manage your business and fleet expenses.

Visit our website https://t.co/3cY5Qh0H0h

#UPI #finance #digitalvouchers #corporate #b2b

[CotoPay @Coto_Pay]

Still managing fleet and business expenses with cash or cards?

Switch to digital vouchers.

-Controlled spends
-Real-time visibility
-Seamless reconciliation

Smarter expense management starts here.

Visit https://t.co/3cY5Qh0H0h

#UPI #finance #corporate #business

[CotoPay @Coto_Pay]

Say goodbye to cash handling and manual payouts.

Use CotoPay to issue digital vouchers over UPI in seconds — secure, trackable, and seamless.

Built for modern B2B businesses that move fast.

Visit us here and book a demo https://t.co/3cY5Qh0H0h

#UPI #DigitalPayments #Fintech

[CotoPay @Coto_Pay]

@thalakabhala we'll keep you updated.

[CotoPay @Coto_Pay]

Worried about what actually happens to the money inside a UPI Digital Voucher?

With CotoPay, you can have
-controlled spending
-full traceability
-Smart expense management
-accountability of funds

Sign up with CotoPay https://t.co/3cY5Qh0H0h
#UPI #Finance #corporate

[CotoPay @Coto_Pay]

What happens when a voucher expires?

With CotoPay your UPI voucher funds are 100% secure.

If a user doesn’t use the full amount, the remaining balance does not expire and automatically returns to your company’s bank account.

Because that's how it should be.

#UPI #finance

[CotoPay @Coto_Pay]

@thalakabhala hi. what can i help you with today?

[CotoPay @Coto_Pay]

@mishra_baibhav thank you!

[Vineeth @Vineethb24]

@Coto_Pay on Shark Tank India today = India's answer to Brex/Ramp, but 10x smarter for our market.

₹75L from @1kunalbahl & @AnupamMittal . ₹50 Cr valuation.

What they're doing:

Business expense vouchers ON UPI. No new apps, no new cards.

You issue a ₹3,000 fuel voucher to your driver → it shows up in his Google Pay automatically → he can only use it at petrol pumps.

The Western comparison:

US: Brex/Ramp give you corporate cards with spend controls
Europe: Pleo/Moss do the same thing
India: Cotopay does it with UPI vouchers (because 6.5 Cr merchants accept UPI vs 50L for cards)

Why this is actually genius:

→ Built on e-RUPI (government infra, rock solid)
→ Works on existing 6.5 Cr+ UPI merchants
→ Zero KYC needed per employee
→ Money stays in company account till actually spent
→ Real-time reconciliation (no torn receipts, no fake bills)

The insight most people missed:

Brex raised $1.1 BILLION because they had to build card issuing + software.

Cotopay raised ₹75 LAKH because UPI already exists. They just built the control layer.

That's the India moat. Infrastructure-as-a-platform.

Founders are ex-CoWIN team (built India's vaccine platform). They know how to scale population-level tech.

One to watch. This solves a real ₹10k Cr+ TAM problem for Indian businesses.

(And does it way more capital-efficiently than any Western equivalent)

[CotoPay @Coto_Pay]

Still giving out cash for petty expenses?
With CotoPay you won't have to

UPI Vouchers can be issued to users and redeemed for specific expenses.

Sounds cool right? With CotoPay it is possible.

Visit our site: https://t.co/3cY5Qh0H0h

#UPI #Finance #Corporate #Expensemanagement

[Rahul Mathur @Rahul_J_Mathur]

CotoPay might be the answer - they are building an expense management platform on the e-RUPI rails provided by the NPCI.

e-RUPI has 2 distinct advantages for corporate expense management:

(a) Accessibility
- Runs natively on the UPI stack (available to all)
- Vouchers don’t require KYC (accessible to gray collar workers)

(b) Fraud controls
- Only P2M transactions permitted (therefore, no leakage)
- Company’s admin can define granular purpose codes
- Non-transferrable since it is linked to UPI ID

[Rahul Mathur @Rahul_J_Mathur]

Almost all of us have used Sodexo, Zaggle, Pluxee etc - but these products are built for white collar staff (primarily IT, ITeS and HQ staff of BFSI companies)

But, what about the 35 Lakh truck drivers in India who pay by cash for fuel & other vehicle related expenses?

And, what about the 40 Lakh odd insurance agents who travel to meet clients? How does the insurer track their spending?

I’ve seen this 1st hand - expense management for companies managing large field forces is broken - fraud, delays & admin overhead are par for the course… But, what if there is another way?

I think CotoPay's website answers this in an elegant way:

[CotoPay @Coto_Pay]

@vatsa1990 thank you for your support!

[Shark Tank India @sharktankindia]

The future of expense management!
#coto.pay

Watch The New Episodes Of Shark Tank India Season 5, Streaming Now Mon-Fri, 8 PM on Sony LIV. Watch Free On Mobile Only.

@AnupamMittal @amangupta0303 @namitathapar @vineetasng @1kunalbahl #AmitJain @riteshagar @VirajBahl

[Shark Tank India @sharktankindia]

They met. They dreamed. They built a platform that manages business expenses🦈😇
#coto.pay

Watch The New Episodes Of Shark Tank India Season 5, Streaming Now Mon-Fri, 8 PM on Sony LIV. Watch Free On Mobile Only.

@AnupamMittal @amangupta0303 @namitathapar @vineetasng

[CotoPay @Coto_Pay]

@sharktankindia @AnupamMittal @amangupta0303 @namitathapar @vineetasng @1kunalbahl always appreciate great insights like this!