I’ve been playing with a lot of “AI + DeFi” platforms lately and most of them share the same problem: send funds then hope the bot doesn’t rug..
Luckily, @almanak stood out because it flips that model completely 👌
This post is a breakdown of what I've learned about what Almanak is actually trying to build, how the wallet system works and why this structure might matter more than any “AI narrative” headline.
◢ What Almanak really is ⁉️
Forget the buzzwords for a second. What Almanak is building is an AI agent layer for DeFi, for ez interaction:
▸Automated strategies
▸Able to execute 24/7
▸Adapting to market conditions
▸While you, not the bot, remain the owner of the funds
They're trying to make DeFi feel less like juggling tabs, farms, and gas fees.. and more like setting a system in motion, then letting it run.
Just in short, rn Almanak gives you:
▸Deployments: automated execution
▸Strategies: decision logic
▸Vaults: turn strategies into investable products
▸Wallets: full control without giving up custody
➥ The AI layer is still growing, but the foundation is already in place, and that’s the part most people overlook.
◢ How to create your Almanak Wallet ⁉️
Step-by-step (the real flow):
▸ Go to the Almanak Dashboard → Deploy dropdown → Wallets
▸ Click “Create Wallet”
▸ Name your wallet + Select the network
Pick a chain where you have at least $5 of native gas.
I chose $ETH but ofc ETH may require more, then you could choose BNB instead
▸ Review the details → Click Create Wallet
▸ Sign the 3 transactions: Create Wallet - Add Modules - Delegate Access
These set up your Safe and permission framework.
▸ Top up fees. It costs not too much, gas fees cannot be withdrawn btw
▸ Fund the wallet with the assets your strategy needs
Done. You now have a fully functional Almanak Wallet, and ready for Deployments to use safely.
It takes a few minutes because the wallet is fully on-chain and built with Safe infrastructure.
◢ So, how the wallet works ⁉️
Here’s the part that won me over. Most “automation platforms” work like this:
You deposit funds -> bot controls them -> you hope it doesn’t rug. Like gambling..
→ Almanak flips it. The architecture is basically:
🟢 You own the wallet: You can revoke access at any time.
🟢 The agent helps you grant permissions to run only what YOU whitelist
🟢 If something breaks, you still own the vault
➥ That’s the difference between running automation and surrendering custody. It sounds nerdy, but I think this model will become the default.
Almanak is one of the first platforms I’ve seen designing around that reality instead of ignoring it.
Most people still think of DeFi yield as a static number.
A rate you chase from protocol to protocol, hoping you’re early… and praying you’re not exit liquidity.
But what if yield didn’t have to be hunted?
What if it was engineered?
Not through hand-coded automation.
Not through one-off farming strategies.
But through a network of AI agents running quant logic, and structuring yield the way professional desks do. Dynamically, continuously, and without emotion.
This is the mental shift behind @almanak :
A Permissionless AI Yield Layer where anyone can deposit into vaults that are managed like on-chain quant funds.
This post breaks it down cleanly:
1. What Almanak vaults actually are
2. Why they’re different from every “yield vault” you know
3. Where the real yield comes from
4.Why this matters for the future of DeFi
Let’s go deeper.
1. WHAT ALMANAK VAULTS ARE
At surface level, a vault is simple:
Deposit USDC → receive a vault share token (like alUSD) → watch its value rise over time as strategies earn.
But that simplicity hides the real unlock.
Behind every Almanak vault is a strategy brain.
Behind that brain is an AI Swarm of agents that can design, test, optimize, and deploy automated strategies across multiple protocols and chains.
Under the hood, each vault is built on:
• Lagoon’s audited ERC-7540 vault infra
• Safe-based smart accounts with Zodiac permissioning
• Strategy engines written in Python state machines
• Deployments that push transactions live on-chain
The vault contract issues share tokens.
The Safe holds the capital.
The strategy logic rotates your funds.
And the vault share (alUSD) reflects the net asset value of the entire pool.
Your tokens never leave your custody.
Agents only receive permissioned, function-level access, nothing more.
2. WHAT MAKES THEM DIFFERENT
Most yield products in DeFi fall into one of these buckets:
→ Static yield strategies (unchanged for months)
→ Single-protocol auto-compounders
→ Manual LPing bundles
→ Operator-run funds with opaque risks
@almanak breaks completely out of this mold.
2.1 AI Swarm, not manual farming
The core engine behind Almanak is a multi-agent AI system, research agent, coding agent, testing agent, optimization agent, monitoring agent, working together like an automated quant desk.
Strategies aren’t fixed.
They adapt.
They rebalance.
They optimize for risk-adjusted return, not vanity APY.
This is the difference between:
“move USDC to Aave and autopilot it” vs
“dynamically allocate capital across lending, LS yield, Pendle markets, structured products, and incentives, based on real-time conditions.”
2.2 ERC-7540 standardization
Most vaults run on custom code.
You’re trusting an entire new implementation every time.
Almanak instead builds on Lagoon Finance’s standardized ERC-7540 vault architecture, which is:
• battle-tested
• audited
• composable by design
This eliminates the engineering inconsistency that plagues legacy yield products.
2.3 Non-custodial by default
Vault capital lives in Safe smart accounts.
You remain the owner (1/1 multisig).
Agents only get Zodiac role-permissions, tightly scoped, transaction-limited access that can’t rug you.
This is radically different from aggregated yield farms that sweep deposits into a shared protocol wallet.
2.4 Vaults as “Quant Products”
The most underrated feature:
Anyone can create a vault, apply a strategy, and monetize it through management and performance fees.
This makes Almanak a permissionless multi-manager platform, the on-chain equivalent of:
→ a quant fund factory
→ a structured yield marketplace
→ a place where strategies become investable products
It’s DeFi-native BlackRock, but run by AI.
3. WHERE THE YIELD COMES FROM
Here’s the important part: Almanak’s yield is real, explainable, and diversified.
No circular ponzinomics.
No inflationary emissions printed from thin air.
No “high APY until people deposit.”
Yield flows from four real sources:
3.1 Base DeFi Yield
Vaults allocate into a diversified basket across the safest and most liquid venues on-chain:
► Lending (Aave, Compound, etc.)
► Liquid staking variants
► Stablecoin money markets
► Liquidity pools (Curve, Uniswap)
► Yield-bearing wrappers
This is your “core yield.”
Interest, fees, funding, staking rewards. The things DeFi actually produces.
3.2 Yield Structuring & @pendle_fi Markets
This is where Almanak steps into quant territory.
Some strategies take advantage of:
► Pendle YT (yield tokens)
► SY (standardized yield wrappers)
► Discounted future yield markets
► Structured positions that amplify base return
Example:
Buying YT on assets with known yield schedules can outperform simple lending by multiples during quiet markets.
Most users can’t (or won’t) do this themselves.
AI-powered strategies can.
3.3 Incentives & Partner Rewards
When vaults allocate into:
• @pendle_fi pools
• @CurveFinance pools
• Other yield AMMs
You earn:
• trading fees
• protocol incentives
• boosted reward structures
This adds a second layer of yield on top of the base APY.
3.4 Almanak Points (future upside)
While not “APY,” Almanak Points are an explicit economic layer.
Many vaults, especially alUSD comes with points multipliers when used in:
► Pendle LP
► Curve LP
► Staked vault positions
► Cross-protocol integrations
This turns @almanak vaults into yield + incentives + meta-yield engines.
If Almanak continues to scale, points become one of the highest upside components of the entire stack.
4. WHY THIS MATTERS
The real story isn’t “Almanak has yield vaults.”
It’s that Almanak is building the first AI-native asset management layer in DeFi.
Legacy yield systems are brittle:
▸ fixed strategies
▸ manually updated
▸ protocol-fragmented
▸ slow to adapt
▸ high operational overhead
Almanak’s approach is:
▸ composable
▸ standardized
▸ adaptive
▸ agent-driven
▸ permissionless
A future where:
▸ strategies are designed by AI
▸ executed by AI
▸ monitored by AI
▸ and tokenized into vaults anybody can enter
…is a future where yield becomes a digital commodity, not a scavenger hunt.
This is the beginning of modular, AI-native asset management, the same way L2s were the beginning of modular blockchains.
That's a wrap!
The Almanak Ecosystem isn't what you think it is
alUSD, alpUSD, and basedUSD are not stablecoins
They are vault tokens that represent yield-bearing shares in automated vaults running delta-neutral strategies
The yield accrues directly to the token's value
Ex. 1 alUSD might redeem for more than 1 USDC over time as the vault performs
Let's break these down
1/ alUSD (Autonomous Liquidity USD): The flagship vault.
Automatically rotates through safe, high-yield opportunities like lending, liquidity provision, and hedging.
Done across Aave v3, Compound v3, Fluid, Euler v2, Morpho Blue Vaults, Yearn v3
Designed for steady, low-volatility growth
Current APY: ~13.5% (9.6% of this is estimated in ALMANAK points value assuming 100M FDV at TGE)
TVL: $~124M
Exposure options:
YT alUSD on Pendle = 5x Almanak Points
LP alUSD on Pendle = 1.5× points (for the SY-alUSD portion)
LP on Curve = 3x Almanak Points (Staked LP positions do NOT earn points)
Vault deposits = 1× points/default amount
All earned points convert to $ALMANAK at TGE
2/ alpUSD (Autonomous Liquidity Plus USD): A step up in intensity.
Similar mechanics, but with "Plus" strategies that might include slightly higher-risk plays for better returns
Ex. optimized leverage or broader DeFi integrations
It's for those wanting a bit more juice without going full degen
APY: ~15%
TVL: $~3.2M
Exposure options: Vault deposits = 1× points/default amount
3/ basedUSD = Tailored for the Base chain
Leverages Base's low fees for efficient yield farming
APY: ~15%, TVL: ~$1K (not yet public yet thus low TVL)
Day 14 of vibe posting about @almanak
Tomorrow is Monday again 😭
My current stats:
- Mindshare Rank: 1334 (+0)
- Capital Mindshare Rank: 216 (-2)
- 7D LB Rank: 72 (+2)
- Almanak Points: 1968
/\gAlmanak
Day 9 of vibeposting about @almanak
The market keeps playing with our emotions.
And I’m slowly slipping down the ranks on @cokiedotfun.
But a small win today, I finally crossed 1K points on Almanak.
Current stats:
- Mindshare Rank: #1328
- Capital Mindshare Rank: #213 (-1)
- 7D LB Rank: #112 (+10)
- Almanak Points: 1035
/\gAlmanak
The @vooi_io team keep bringing new ways to engage and reward users
Over the next 2 weeks, the top 100 users who trade with Aster via Vooi will have an opportunity to share the $20k prize pool
Easy money tbh, count me in
𝐈𝐟 𝐲𝐨𝐮 𝐬𝐚𝐰 𝐭𝐡𝐞 𝐥𝐚𝐭𝐞𝐬𝐭 “𝐌𝐨𝐧𝐝𝐚𝐲 𝐍𝐨 𝐂𝐚𝐩 𝐑𝐞𝐜𝐚𝐩” 𝐛𝐲 @SolvProtocol 𝐚𝐧𝐝 𝐲𝐨𝐮’𝐫𝐞 𝐰𝐨𝐧𝐝𝐞𝐫𝐢𝐧𝐠 𝐰𝐡𝐚𝐭 𝐭𝐡𝐞 𝐭𝐡𝐢𝐫𝐝 𝐡𝐞𝐚𝐝𝐥𝐢𝐧𝐞 “→ 𝐒𝐨𝐥𝐯 𝐱 @𝐩𝐞𝐧𝐝𝐥𝐞_𝐟𝐢 𝐬𝐲𝐧𝐞𝐫𝐠𝐲 𝐰𝐢𝐭𝐡 𝐏𝐓-𝐒𝐨𝐥𝐯𝐁𝐓𝐂.𝐁𝐍𝐁” 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐦𝐞𝐚𝐧𝐬, 𝐡𝐞𝐫𝐞’𝐬 𝐭𝐡𝐞 𝐬𝐢𝐦𝐩𝐥𝐞 𝐛𝐫𝐞𝐚𝐤𝐝𝐨𝐰𝐧.
Solv Protocol has now made it a routine to publish a weekly Monday recap, and this week they highlighted a new integration: 𝐒𝐨𝐥𝐯 𝐱 𝐏𝐞𝐧𝐝𝐥𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐞, specifically involving 𝐏𝐓-𝐒𝐨𝐥𝐯𝐁𝐓𝐂.𝐁𝐍𝐁.
So what does that really mean?
Pendle allows assets to be split into two parts — the principal and the yield.
𝐏𝐓-𝐒𝐨𝐥𝐯𝐁𝐓𝐂.𝐁𝐍𝐁 is simply the principal token version of 𝐒𝐨𝐥𝐯𝐁𝐓𝐂.𝐁𝐍𝐁 on Pendle.
This unlocks things like:
•fixed-rate strategies
•yield trading
•boosted returns
•more utility and liquidity for 𝐒𝐨𝐥𝐯𝐁𝐓𝐂
TL;DR: 𝐒𝐨𝐥𝐯𝐁𝐓𝐂 𝐣𝐮𝐬𝐭 𝐛𝐞𝐜𝐚𝐦𝐞 𝐚 𝐟𝐮𝐥𝐥𝐲 𝐮𝐬𝐚𝐛𝐥𝐞 𝐲𝐢𝐞𝐥𝐝 𝐚𝐬𝐬𝐞𝐭 𝐢𝐧𝐬𝐢𝐝𝐞 𝐨𝐧𝐞 𝐨𝐟 𝐃𝐞𝐅𝐢’𝐬 𝐬𝐭𝐫𝐨𝐧𝐠𝐞𝐬𝐭 𝐲𝐢𝐞𝐥𝐝-𝐭𝐫𝐚𝐝𝐢𝐧𝐠 𝐦𝐚𝐫𝐤𝐞𝐭𝐬. Which is @pendle_fi
𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝘆 @𝗦𝗼𝗹𝘃𝗣𝗿𝗼𝘁𝗼𝗰𝗼𝗹 𝗶𝘀 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗰𝗿𝗲𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝘁𝗵𝗲 𝘀𝗽𝗮𝗰𝗲 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄 𝗮𝗻𝗱 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝘀𝗵𝗼𝘂𝗹𝗱 𝗯𝗲 𝗼𝗻 𝗯𝗼𝗮𝗿𝗱.
Most of the “𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻” in crypto always ends up circling around alt chains
•new L2s on 𝗘𝘁𝗵𝗲𝗿𝗲𝘂𝗺
•fresh protocols on 𝗦𝗼𝗹𝗮𝗻𝗮,
•𝗕𝗦𝗖 experiments or whatever’s trending that month
But somehow, Bitcoin always gets boxed into this one role: 𝗷𝘂𝘀𝘁 𝗵𝗼𝗹𝗱 𝗶𝘁 𝗮𝗻𝗱 𝘄𝗮𝗶𝘁.
No utility, no real on-chain economy, no way for it to actually do anything. And honestly, that’s never made sense to me.
Bitcoin is the 𝗹𝗮𝗿𝗴𝗲𝘀𝘁, 𝗺𝗼𝘀𝘁 𝘀𝗲𝗰𝘂��𝗲, 𝗺𝗼𝘀𝘁 𝘄𝗶𝗱𝗲𝗹𝘆 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘇𝗲𝗱 𝗮𝘀𝘀𝗲𝘁 𝗶𝗻 𝘁𝗵𝗲 𝗲𝗻𝘁𝗶𝗿𝗲 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆. It shouldn’t be sitting idle.
If crypto is going to mature, BTC needs proper infrastructure.
•real yield markets
•real ways to stay productive
•and integrations that don’t break its core principles.
That’s exactly the angle @SolvProtocol is taking. They are not trying to create something that’s in the trend, they have 𝗯𝗲𝗲𝗻 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘁𝗵𝗶𝘀 𝗽𝗿𝗼𝗷𝗲𝗰𝘁 𝗳𝗼𝗿 5 𝘆𝗲𝗮𝗿𝘀 𝗻𝗼𝘄, @RyanChow_DeFi and the team saw a gap in the ecosystem and decided to create ways to fill it, hence creating @solvprotocol.
Building clean, practical rails that gives BTC actual utility, solvBTC that work, across DeFi and institutional environments.
𝘪𝗻 𝗺𝘆 𝗼𝗽𝗶𝗻𝗶𝗼𝗻, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗼𝗻�� 𝗼𝗳 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗽𝗿𝗼𝗷𝗲𝗰𝘁𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗲𝗻𝘁𝗶𝗿𝗲 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 𝗶𝗻 𝘁𝗲𝗿𝗺𝘀 𝗼𝗳 𝗽𝘂𝘀𝗵𝗶𝗻𝗴 𝗴𝗿𝗼𝘄𝘁𝗵. 𝗜 𝗮𝗺 𝗳𝘂𝗹𝗹𝘆 𝗼𝗻𝗯𝗼𝗮𝗿𝗱 𝘄𝗶𝘁𝗵 𝘁𝗵𝗶𝘀 𝗮𝗻𝗱 𝗜 𝗵𝗼𝗽𝗲 𝗺𝗮𝗻𝘆 𝗼𝘁𝗵𝗲𝗿 𝗽𝗲𝗼𝗽𝗹𝗲 𝗴𝗲𝘁 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗶𝘀 𝘁𝗼𝗼.
To reiterate, the @almanak ’s team has once again shown what it means to build with true on-chain transparency and resilience.
100% of alUSD positions are fully liquid right now.
In fact, if the entire TVL were to request a withdrawal today, it could all be processed at the next settlement without any issues. That’s how robust Almanak’s system is.
This is AI Swarm engineering at its finest.
Had a great day exploring @vooi_io docs and trying out the app.
Made a few transactions and experienced how smooth they’ve made DeFi with cross-chain transactions under 3 seconds and negligible fees by making sure your txn takes the best route.
Swaps across crypto, stocks, forex, commodities, and even a fun “degen” segment are available too.
Vooi is basically an all in one system, a hypergamy of multiple DEXs with web2 options.
Thanks to this approach, they’ve hit over $4.55b in Perp Aggregator Volume in just 30 days, including $362m today alone😳
Ready to dive deeper into Vooi and definitely getting into their mindshare lb on @cookiedotfun
gVooi
I have always maintained that the possibilities of $solvBTC is endless.
There’s just so many ways you could make your bags work for you through @SolvProtocol yields, I need people to stop sleeping on that.
This thread by @cosmos_falco is very insightful