Darrow Wealth

Fee-only investment advisory firm and full-time fiduciary. Comprehensive wealth management for individuals. Family business. Disclosure:

[Darrow Wealth @DarrowWealth]

"How much do I need to retire at 60?" It depends on how much you spend. There's no single magic number, but here's some math from @KristinInvests on what annual spending might be supported using hypothetical portfolio sizes from $2M to $15M.
https://t.co/h36jeyn3FR

[Darrow Wealth @DarrowWealth]

With SpaceX, OpenAI, etc. set to IPO, 2026 may be a landmark year for employees with stock.
@KristinInvests created a pre-IPO financial planning checklist for @Forbes covering what employees with equity should be do before their company goes public: https://t.co/iuveYTwuHx

[Darrow Wealth @DarrowWealth]

What is direct indexing — and how are HNW investors using it to generate tax alpha? By harvesting losses from individual stocks, not an ETF. @Kristininvests explains the mechanics and how it works with a cash windfall. https://t.co/Ms1PRiwkLx

[Darrow Wealth @DarrowWealth]

#1 Tax Planning Tip for Employees with Equity: Before selling in an IPO or tender offer, find out if your shares qualify to be 100% tax-free (up to $10M or $15M) using the Qualified Small Business Stock (QSBS) tax exemption. https://t.co/TCoTL4o90N

[Darrow Wealth @DarrowWealth]

Everything you need to know about your restricted stock units (RSUs) https://t.co/KvEA2v8eek

[Darrow Wealth @DarrowWealth]

The REVERSE rollover is the magic eraser for IRA tax headaches caused by non-deductible contributions. If done successfully, it means no more pro-rata rule, double taxation, or endless recordkeeping.

[Darrow Wealth @DarrowWealth]

How to reduce tax by donating highly appreciated stock. https://t.co/yIUtlU8CJt

[Darrow Wealth @DarrowWealth]

Expecting a major financial windfall? Start by assembling your professional advisory team. https://t.co/Xh2OmN4kut

[Darrow Wealth @DarrowWealth]

Hate taxes? Learn more about capital gains taxes and strategies to reduce your tax bill. https://t.co/nzK67Qah9W

[Darrow Wealth @DarrowWealth]

Major changes to the 401(k) rules are here for workers over 50. Here's what you need to know. https://t.co/sH0cXocysv

[Darrow Wealth @DarrowWealth]

Last minute financial gift ideas for the loved ones on your list! https://t.co/uhD78oRJaF

[Darrow Wealth @DarrowWealth]

If you're over 50 making more than $150,000 per year, it's time to get ready for the new Roth 401(k) rules coming in January. https://t.co/sH0cXocysv

[Darrow Wealth @DarrowWealth]

Last minute tax planning, anyone? https://t.co/jk7rguMd7H

[Darrow Wealth @DarrowWealth]

Diversifying is complicated for public company executives, but a 10b5-1 plan can help. https://t.co/AU3nErLtob

[Darrow Wealth @DarrowWealth]

Lifestyle inflation can be a double-edged sword: it means less money leftover today to invest for the future and greater income needs in retirement.
https://t.co/FPVfvREWXJ

[Darrow Wealth @DarrowWealth]

Should you take a lump sum or lifetime pension payments? https://t.co/mN7oSbBDUq

[Darrow Wealth @DarrowWealth]

Pre-tax versus Roth 401(k): which is better? If you're in a higher tax bracket now compared to retirement, then taking a tax deduction today is often more valuable. https://t.co/IPSJC3Jmnu

[Darrow Wealth @DarrowWealth]

Inheriting an IRA from a parent? Here's what to do next. https://t.co/Js5whHnwqK

[Darrow Wealth @DarrowWealth]

The pros and cons of putting a home in a living trust. https://t.co/SprEXgIoae

[Darrow Wealth @DarrowWealth]

Should you participate in a tender offer? https://t.co/tzzZa31Hsx