Dr David Everett

Electronic payments and digital cash with a belief that cash will never die it will just become electronic #digitalcash, #crypto, #payments, #cybersecurity

[Dr David Everett @DBJEv]

@dgwbirch I think it’s been done a few times, Mondex, MintChip and Tibado come to mind.

[Dr David Everett @DBJEv]

@dgwbirch Of course Mondex did this back in the 90s while the Royal Canadian Mint did a similar thing more recently with MintChip. Both these systems preserved privacy not really provided by alternative account based schemes.

[Rory Cellan-Jones @ruskin147]

Nearly home at the end of a long day, and very moved by your lovely messages. If I haven’t thanked you personally be assured they mean a lot to me - and show that Twitter can still be a very kind place

[Dr David Everett @DBJEv]

We assume that digital transformation leads to cyber security problems but arguably unexpected design issues are an even bigger problem. Such problems may be visible but usually are not. #cybersecurity #payments

[Dr David Everett @DBJEv]

@dgwbirch It's not really the fiat currency more the tokenisation. A fiat token doesn't necessarily need a bank account or ID see #MonZap at https://t.co/gCp62iLeUH

[Dr David Everett @DBJEv]

@dgwbirch The business case for installing ATMs has just increased by £3,000 a pop! If I believed anybody would use it?

[Dr David Everett @DBJEv]

I think it’s just a ploy to get you to authorise more detailed personal data collection.

[Dave "Someone you trust is one of us" Birch @dgwbirch]

Well, they let me back in with a warning to obey the rules, or something similar, Baffling. I can only surmise that not tweeting for 12 straight hours counts as "unusual behaviour" for me.

[Dr David Everett @DBJEv]

@dgwbirch I hope you’ll let her out later

[Dr David Everett @DBJEv]

@AndroidFansclub But will the OEMs accept the cost?

[Dr David Everett @DBJEv]

A $650 chip #HSM Yubico Announces YubiHSM2, An Affordable Hardware Security Module via .@tomshardware

[Dr David Everett @DBJEv]

Can anybody come up with a #blockchain project so ridiculous that nobody could be persuaded to fund it?

[Dr David Everett @DBJEv]

@dgwbirch best not to make to much noise somebody might actually try it!

[Dr David Everett @DBJEv]

@angela_walch @dgwbirch Generally true in hi-tech today, papers and projects are not peer reviewed. Everything has to be free!

[Angela Walch @angela_walch]

Here we go. Desperation leads us to grab onto the latest hyped 'solution' w/o critical inquiry. #blockchain https://t.co/9uUXUjJ1zw

[Dr David Everett @DBJEv]

I think it’s even worse because the security control of data is equally distorted https://t.co/kpK9JtRrq4

[Dave "Someone you trust is one of us" Birch @dgwbirch]

Deutsche Bank Research report on open banking points out that PSD2 and GDPR will distort competition to the great benefit of the "internet giants" (as I have been pointing out for ages) https://t.co/ek8eZENhXj

[Dr David Everett @DBJEv]

Ripple Chief Cryptographer Says Ripple not Ready for Bank Adoption https://t.co/MbzuYe2s0b - oh dear and they've only just realised it? #ripple

[Dr David Everett @DBJEv]

New payments are one thing but how about the banks providing protection against authorised push payment scams. Authentication is currently a one way process.

[Dr David Everett @DBJEv]

NatWest taps Open Banking for cardless online payments https://t.co/8zeI0qw8iB but no consumer CC payment protection

[Dr David Everett @DBJEv]

Denmark's Nets reports 100,000 credit card breach due to single overseas internet retailer

[Dr David Everett @DBJEv]

Should the banks be liable when their customers are duped? At the very least I think they should confirm the payee account name.