De_kabiyesi

Quien enseña estilo de vida (Akomolafe)

[Kalu Aja @FinPlanKaluAja1]

“We make all the carcasses of all our vehicles here, but we import some engines and electrical and body parts, but we produce all the plastic parts here." Chief Innocent Chukwuma, Chairman, Innoson Vehicle Manufacturing Company (IVM)

This is the model

1. Find a product that China exports to Nigeria

2. Go to China, look at their machines and their processes, copy them, give a rival Chinese company the contract to build the same machine for you, and import the machine back to Nigeria

3. Now import the CKD of that Chinese finished import, but make some parts locally; that will reduce the cost. Your products become cheaper than a Chinese Yuan-priced import.

4. Yes, you will struggle with ease-of-doing-business issues like power and high cost of credit. Yes, BUT the monthly minimum wage is roughly $240 to $395 USD in China, compared to about $42 to $45 USD in Nigeria. The more value you add locally in Nigeria, the lower your cost compared to China

That's how you fight China: Europeans and American cant do this because they have higher wage costs, but Africans have a huge cost advantage we are not exploiting.

[De_kabiyesi @De_Kabiyesi]

@TheNetDaily 💀

[MrBanks💰 @Mrbankstips]

.

[De_kabiyesi @De_Kabiyesi]

Healer is the what you call the side guy now? 👀

[T'cee @tcee_tochi]

That “water” inside the chicken is called ascites, commonly known as water belly.

It happens when fluid builds up in the bird’s abdominal cavity, often because of problems with the heart and lungs that can be associated with rapid growth, poor ventilation, high altitude, cold stress or other underlying conditions.

But is the chicken safe to eat? Yes.

But a chicken with ascites should not simply be considered safe for consumption because the meat looks normal.

If the bird is visibly diseased, has abnormal organs, unusual fluid, bad odour, discolouration, or other abnormalities, it should be rejected and properly disposed of rather than sold for food.

[De_kabiyesi @De_Kabiyesi]

@agihomar1 He'll do worse after surviving this 😄

[De_kabiyesi @De_Kabiyesi]

He did what? 👀

[zach bitango @ZachBitango]

CRIMINAL HULKS OUT IN COURT , COLUMBIANA COUNTY, OHIO.

First, he BROKE HIS HANDCUFFS OFF.

Then the suspect turned, THROAT-PUNCHED the sheriff’s deputy escorting him, turned around, and absolutely TRUCKED the second sheriff.

Timothy Regal was there to be sentenced on charges including assault, aggravated menacing, and failure to comply.

I saw this late last night, had to share it.

[De_kabiyesi @De_Kabiyesi]

@dammiedammie35 A proper comedian through and through

[LKA RANCH @Dailyfarmdiary]

I need to get this off my chest.

This is not about the loan denial. I can handle a "No." I am a farmer I handle rejection from nature, from markets, from weather every single day. A "No" from a bank is not what broke me.

It is how they made me feel.

They came to me. I never went to them. Let me say that again for the people in the back: I NEVER ASKED THEM FOR A LOAN.

They begged me. They pleaded. They said, Sir, open an account with us. With what you do your turnover will be impressive. You are the kind of business we want to support. You can do so much more. We can help you scale.

They came to my farm. Not once. Not twice. Multiple times. They saw the fish ponds. They saw the cows. They saw the goats, the pigs, the chickens the layers, the broilers, the cockerels, the ducks, the turkeys. They walked through my crop fields. They saw the sweat. They saw the workers. They saw my drive and commitment.

They nodded. They smiled. They took pictures. They promised.

So I bought into the vision they sold me. I opened the account. I ran my turnover through them. I trusted them.

And then... silence.

No calls. No updates. No "we are reviewing." No "we are sorry." Nothing.

I had to chase them. I had to beg for feedback on my own application. And when they finally responded, it was with excuses. Cold. Scripted. Like I was a stranger. Like they hadn't stood on my soil to see what I do.

That was when I realized the truth: They never wanted to help me grow. They wanted my turnover. They wanted the deposits. They wanted the transaction volume. They wanted to use my hard work to pad their books. But when it was time for them to show up for me? They disappeared.

Nigerian banks are not lenders to small businesses. They are collectors of turnover. They are fair weather friends who smile in your face while quietly hoping you never actually need them.

And the worst part? They make you feel like you are the problem. Like you are not doing enough. Like your farm, your livestock, your crops, your blood, sweat, and tears are not "bankable" enough. They make you feel small. They make you feel like a beggar in a house you built.

I am tired of being made to feel less than what I am, some of these banks.

To every farmer, every entrepreneur, every small business owner who has been through this it is not you. It is them. The system is broken. But I am not.

I am still standing. I am still farming. And I am still looking for partners who see value, not just turnover.

@myaccessbank @wemabank @UBAGroup @JaizBankNG @ZenithBank @moniepointng @OPay_NG

#Nigeria #SME #AccessBank #WemaBank #Entrepreneurship #NotAboutTheLoan
#NigerianBanksFailSMEs
#FarmersAreBusinessOwners
#LivestockFarmer
#AgribusinessNigeria #WeDeserveBetter

[De_kabiyesi @De_Kabiyesi]

@yabaleftonline Everyone now says whatever whenever there is a microphone in front of them. 🤦

[De_kabiyesi @De_Kabiyesi]

@isntayo Burn the building and move on with your life somewhere else.

[LKA RANCH @Dailyfarmdiary]

I did over 800 Million in turnover in 1.5 years across Access Bank and Wema Bank.

I run a farming (poultry/livestock) and car business. I wanted to scale up the poultry section, so I applied for a loan.

The response?
No collateral, no CofO, no loan.

They never asked for collateral when I was depositing hundreds of millions.
They never asked for CofO when the turnover was hitting the account.

But the moment I need support to grow the business that feeds this economy, I’m treated like a stranger.

Meanwhile, my overseas bank offered me €25,000 instantly no collateral, just my bank statement, just my regular day to day use of my bank account oooo not even a business account, just a regular day to day saving account.

At times I regret coming back to this country. We are strangling our own entrepreneurs. @myaccessbank @wemabank

#Nigeria #SME #AccessBank #WemaBank #Entrepreneurship

[De_kabiyesi @De_Kabiyesi]

@realyobarnub Avoid the selfish and delusional ones.

[De_kabiyesi @De_Kabiyesi]

@Gxtso_ I'd pay to go watch this 👏

[G-Block 🅱️aby @Gxtso_]

The first car to park on the trailer wins , I’ve never been so invested in a sport like this

[De_kabiyesi @De_Kabiyesi]

@yallmeetbenny Your school has nice statues all over👏

[De_kabiyesi @De_Kabiyesi]

@GodspowerOkpon @yabaleftonline 😀

[De_kabiyesi @De_Kabiyesi]

You see this in men and women sports. The thing is you only see what you want to see or perhaps what you've convinced your mind to see.

[TaraBull @TaraBull]

"Sydney Sweeney set back women's sports 20 years"

Meanwhile, cameramen for women's sports:

[De_kabiyesi @De_Kabiyesi]

This has to be an AI video 👀

[Akiata🐐 @Akiata85m]

This is why men never live long 😂😂

[Timi Agbaje @timiagbaje_]

Postpartum Psychosis and Insanity Defense: Comparing US and Nigerian Law