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Debbie K. Cobb
@DebbieKCobb
Mortgage Loan Officer With USA Mortgage
NMLS 220088
Company NMLS 227262
Equal Opportunity Housing
4142 Keaton Crossing Blvd. Suite 106
Ofallon, MO 63368
West Virginia and Missouri
Joined September 2009
14 Following
18 Followers
239 Posts
How to Decide Between Fixed-Rate and Variable-Rate Mortgages
Let’s connect and talk about the latest insights in the industry! #MissouriMortgage #MOMortgage #StLouisMortgage #KansasCityMortgage #MissouriHomeLoans #MOMortgageBroker #MissouriMortgageRates #MOHomeFinance
When Keeping Your Current Mortgage Is the Smart Choice
Thinking about refinancing your mortgage? 🏡💰 It’s not always a money-saver! Discover why extending your term or cashing out could cost you more in the long run. Would you risk it for lower payments? Let’s discuss! 👇
Current 10-Year Mortgage Rates
Thinking of paying off your home fast? 🏡 10-year mortgages offer lower rates (around 5.74%) and quick equity, but come with higher payments and tough qualifications. Is it the right fit for you? Explore your options before deciding! 💡💬
A Complete Checklist of Documents Needed for a Mortgage
When it comes to securing a mortgage, everyone’s financial journey is unique—which means the list of required documents can vary from person to person. Generally, you’ll need to provide proof of identity, income, assets, ...
Who to follow
isthisreallyfamilyjustice 
@isthisreallyfj
The Bank of Missouri
@bankofmissouri
As a community bank, we're a financial partner you can count on to help you #LiveWellBankWell.
Member FDIC. Equal Housing Lender. SBA Preferred Lender.
doctorjay
@doctorjay6
Player of the St. Louis Shock Minor League Pickleball Team (MiLP)
What Is Conditional Mortgage Approval?
When you receive conditional mortgage approval, it’s a sign you’re moving in the right direction—just not quite at the finish line yet. This means your lender has reviewed your initial application and is open to moving forward, but needs ...
Current Missouri Mortgage And Refinance Rates
Keeping an eye on Missouri's mortgage landscape is essential for making informed decisions. Right now, we're seeing the 30-year mortgage APR at 6.813%, and the 15-year fixed at 6.012%. Jumbo 30-year rates have edged down a bit to ...
Buy now or wait until fall? Tips for homebuyers in 2026
Deciding whether to buy a home now or wait until fall is always a personal decision—and with mortgage rates recently reaching a one-year high of 6.66%, it’s understandable to weigh your options carefully. Home prices ...
How Seniors Can Save Thousands When Refinancing Their Home
Did you know that refinancing your home later in life could come with an unexpected cost? Many older homeowners end up paying about $2,400 more each year thanks to what's being called a "Seniority Tax"—and over the ...
FICO Survey Reveals Opportunities to Boost Homebuyer Credit Confidence
Thinking about buying a home but feeling overwhelmed by high prices and confusing credit rules? 🏡💸 You’re not alone! Discover how understanding your credit can unlock your path to homeownership. Ready to ...
Current FHA Loan Rates
FHA loans are a great option for many homebuyers, especially if you’re working with a smaller down payment. With a minimum 3.5% down for credit scores of 580 or higher, these loans can open doors for buyers who might not qualify for other programs. It’s ...
Mortgage moves to make before the July Fed meeting
Thinking of buying a home? 🏡 Mortgage rates are climbing again—higher now than in April! Take control: check your credit, compare lenders, and consider locking in a rate before the July Fed meeting. Ready to make a smart ...
US Homeowners Weigh Weekly Mortgage Payments
#MissouriMortgage #MOMortgage #StLouisMortgage #KansasCityMortgage #MissouriHomeLoans #MOMortgageBroker #MissouriMortgageRates #MOHomeFinance #MissouriMortgageAdvice #MissouriMortgageExpert
National Homeownership Month Inspires Support for First-Time Buyers
Let’s connect and talk about the latest insights in the industry! #MissouriMortgage #MOMortgage #StLouisMortgage #KansasCityMortgage #MissouriHomeLoans #MOMortgageBroker #MissouriMortgageRates #MOHomeFinance
High-Value Home Financing Tailored to Your Needs
Jumbo and specialty loans provide flexible financing for luxury homes, unique properties, and high-value real estate investments. #MissouriMortgage #MOMortgage #StLouisMortgage #KansasCityMortgage #MissouriHomeLoans
How Long Does a Mortgage Preapproval Last?
Thinking about buying a home? 🏡 A mortgage preapproval lasts 30-90 days and shows sellers you’re serious—but it’s not a final guarantee! Ready to see how far your budget can go? 💰 Find out why timing matters! ⏳
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