we_are_debt_advisers_uk

[we_are_debt_advisers_uk @DebtWe]

.@responsiblecred is looking for new Trustees with experience and skills gathered from the debt advice and anti-poverty third sector. Interested? See here for more details https://t.co/f7mR5IA2l0

[GMMAG @GMMAG1]

Submitted today - GMMAG and GMDPP respond to Ofgem’s two consultations on energy debt.

With grateful thanks to all the contributors for their time, expertise and knowledge.

https://t.co/pZZRPBS0T7

[Responsible Credit @responsiblecred]

.@MoneyPensionsUK webinar yesterday: funding for community based debt advice is expected to increase (16%) to £35 million in 2025/26 - funded by a raise in the Financial Services Levy. A welcome step to rebuild these vital services after years of real terms cuts. #RaisetheLevy

[stellacreasy @stellacreasy]

In cost of living crisis help to manage debts vital to ensuring millions don’t get caught in cycle of harm cannot escape - with BNPL lenders not yet contributing to the fund to provide this we can do more to hold them to account for damage they do. Find out at @responsiblecred ..

[Responsible Credit @responsiblecred]

@MoneyPensionsUK has underestimated the true extent of Britain's debt problems. Our new analysis finds one in four adults in clear need of debt advice, equating to 13.5 million people - 5 million more than the MaPS estimate. It's time to #RaiseTheLevy
https://t.co/8ioV1r2WYU

[Responsible Credit @responsiblecred]

There have been recent calls for the FCA to review its creditworthiness and affordability rules but these regulations are not the problem. The cost-of-living crisis has made consumer credit unaffordable for many. Our blog https://t.co/nH22SajZQv

[Responsible Credit @responsiblecred]

Consumer credit debt is at an all-time high, and its the poorest households who are under the greatest weight.
Our new blog https://t.co/VBNhSmHlUm

[Dr Jay Watts @Shrink_at_Large]

Disabled households now need an extra £1,010 each month to have the same standard of living as others, research from @scope shows us.

#PIP does not sufficiently cover this. However, it is a lifeline offering more of a chance to have a social life, get out, work and communicate.

[Ames Taylor @AmesTaylor_DA]

Case Notes #1 has landed📝

3 stories:
- the surprising DRO decision
- savings pension credit - for those with incomes above the guarantee threshold (if they’re old enough)
- revisiting Council Tax bailiffs & M Lewis

Read here👇
https://t.co/WluOiNcQSJ

[Ames Taylor @AmesTaylor_DA]

Debt Advisers!

I’m taking part in a panel discussion on Wednesday about the future of debt advice (at the IMA conference - see you there if you’re going)

What are your thoughts? DM me or reply and I’ll try my best to represent adviser views in the discussion 👍

[Ames Taylor @AmesTaylor_DA]

A must read by @daniel_edmiston on the harms of benefit deductions and the impact on people being driven into debt.

Poverty and punishment.

‘Slow, punishing attrition’
#NoSafetyNet

[Katharina Möser @KatharinaMoeser]

The report is based on a misinterpretation of the situation. The life-cycle model and the idea of borrowing to smooth consumption does not work in times of stagnating incomes. It is this issue, rather than credit regulation, that is the main cause of the current credit squeeze.

[Ames Taylor @AmesTaylor_DA]

Not-for-profit and charity workers anxious, overworked & underpaid warns Unite

CEOs not so much. https://t.co/eKMcjOmcky

[Responsible Credit @responsiblecred]

.@Fair4AllFinance is claiming a 'credit vacuum' is driving low income households to loan sharks. It calls for a "broader definition of...good consumer outcomes...including access to credit, consumer protection as well as its affordability." Our response: https://t.co/AoDtFJH3rD

[we_are_debt_advisers_uk @DebtWe]

We need your support for our response to
@MoneyPensionsUK
consultation on its proposals for the delivery of debt advice. You can read our submission at https://t.co/jSXGxLMdh4 and add your signature and additional comments at

[we_are_debt_advisers_uk @DebtWe]

https://t.co/QstSxfXKYE

[DebtJustice.bsky.social @debtjustice]

We have released new shocking figures for #DebtAwarenessWeek showing record numbers of people in Britain are now falling behind on bills [1/3] https://t.co/h08j2gQJ9V

[we_are_debt_advisers_uk @DebtWe]

To support the Rooted Finance strikers. You can contribute here: https://t.co/HBZfs97qHO

[we_are_debt_advisers_uk @DebtWe]

Solidarity with all debt advisers faced with high and demanding workloads, often with poor pay and conditions. We support the unionisation of workplaces and are extremely concerned by what we are hearing about this dispute @RootedFinance https://t.co/eITZFhRWhM

[DebtJustice.bsky.social @debtjustice]

Beautiful memorial to our former colleague Louie Herbert.

Louie started our community organising work in 2020. He saw strength in the collective voices of people in debt and the power *we all have* to resist oppression and exploitation.

We are heartbroken by his passing.