Dividend in Paradise

Retired 50+ now living the Dream in SE Asia.

Follow my story of how an ordinary guy reached Freedom by consistently investing.

Every day is a gift 🎁.

[Dividend in Paradise @dn24bzd]

Skip one coffee a day. Invest it in VOO for your kid instead.

Let's give them a £2k starter fund at birth

Then add just £5/day (~£1,825/yr)

Holiday boosts: Christmas £150, Easter £75, birthday £100, etc. (~£425/yr extra)

Total invested over ~31 years: ~£72,000

Result at ~10% historical avg annual return (with dividends reinvested)?

Over £500,000 by your kid's early 30s.

That's the power of starting small + time + compounding. ☕ → 🏦🚀

Past performance isn't a guarantee, but damn... what if?

[Dividend in Paradise @dn24bzd]

@LoneGreyWolfUK The consumption phase and being retired is a totally different skill set and mindset to accumulation

I get DMs every day from guys telling me my strategy is wrong. Strangely when I reply that I'm retired 8 years already they don't message back.

[Dividend in Paradise @dn24bzd]

@SparkingFIRENC I loved thrift shopping. I bought a new pair if Hush Puppies for $10 and designer polos for $5-10.

Now I go to Bangkok every year to shop in the huge thrift warehouses. I take an empty suitcase and fill it up.

[Dividend in Paradise @dn24bzd]

@UK_Compounder I filled up on unleaded in the Philippines yesterday. Prices have risen slightly we're now at about £0.80 per litre for diesel and £0.85 for unleaded

[Dividend in Paradise @dn24bzd]

Research, invest, think, reflect and plan.

Challenge each of your views on your current life - What you live, what you'd change. Chat to guys who are retired. Learn lessons from them. There is no ultimate right path as we're all different.

Invest because without the assets retirement is not an option

Think outside the box. What do you want in your day? How do you want to spend it? With whom? Where and Why?

Reflect and visualise your future self. View a 360 if your planned life in harsh reality not through rise coloured glasses.

As you learn an evolve keep challenging your plan and adaptung. 40 years old you will have different needs to 40 years old you.

Life is a journey not a destination so enjoy the ride and plan to live where you're treated best.

[Dividend in Paradise @dn24bzd]

@TheBrilliantBu1 @SparkingFIRENC Fabulous questions

[Dividend in Paradise @dn24bzd]

@TheMattViera Acupuncture mat or also known as bed if nails. Ultimate relaxation. I go to sleep every time I use it.

[Dividend in Paradise @dn24bzd]

@9to5toMarkets My wife is a Filipina. We have photos of everything. Hahahha

[Dividend in Paradise @dn24bzd]

@9to5toMarkets We're going to base ourselves in PH for the next few years. Travel around and back and forth to Vietnam, Thailand, Malaysia and Indonesia

[Dividend in Paradise @dn24bzd]

@OKavrak Are we going to get hints on the countdown!

[Dividend in Paradise @dn24bzd]

@9to5toMarkets We keep busy by having fun. We're planning a couple of holidays in the next month too. We have a 5 months old son so haven't travelled as much this last year.

[Dividend in Paradise @dn24bzd]

@CoachThisath Thanks man. I am very blessed

[Dividend in Paradise @dn24bzd]

@CoachThisath That's 7 eleven's problem. I just need to keep my family cool and happy.

[Dividend in Paradise @dn24bzd]

Today is the start of summer here in the Philippines.

But we've got it covered 2 x Cornettos for $1.00. yes that's two icecreams for $1.

When you're thinking about retirement, consider what you can get for your money.

[Dividend in Paradise @dn24bzd]

@9to5toMarkets We're doing great thanks. Looking forward to the Fiesta next week and the 3 day coffee fesyat the end of the month.

[Dividend in Paradise @dn24bzd]

@randrewcworth @LoneGreyWolfUK Thanks. I've stayed between 180-190lb ever since.

[Dividend in Paradise @dn24bzd]

@LoneGreyWolfUK @randrewcworth You watching your weight? Check out Joel Greene. He has some interesting ideas. I dropped 40lb in 4 months about 5 years ago and have kept it off since. No more yoyo

[Dividend in Paradise @dn24bzd]

@LoneGreyWolfUK It takes more work to get your head around it. Plus there's less UCITS options sadly

[Dividend in Paradise @dn24bzd]

@SparkingFIRENC I found when I left a business to go to a competitor I got lots of calls. People wanting jobs, people wanting info. When I retired I never got a single call.

[Dividend in Paradise @dn24bzd]

@wealthrewired8 @InvestorJared Totally agree. In the Philippines that puts you in the top few percent of earners and gives a good lifestyle.

[Dividend in Paradise @dn24bzd]

@UK_Compounder I set up DCAs at low target prices on Trading 212. I keep a surplus just in case all hit the price. If the stock hits then it gets bought. I retired in the Philippines so I'm sleeping while the US market is open.