Dorval & Chorne Financial Advisors

Quality of Life Financial Planning® Advisory services offered through Dorval & Chorne Financial Advisors and AdvisorNet Wealth Partners, separate entities.

[Dorval & Chorne Financial Advisors @DorvalChorne]

Most investors aren't chasing financial independence. They're chasing the feeling of being rich. The problem is 'rich' doesn't have a finish line. A million bucks feels like plenty until five million becomes the new target. Without a real goal, the finish line just keeps moving.

[Dorval & Chorne Financial Advisors @DorvalChorne]

We don't try to change the fear and anxiety many people feel heading into retirement.

That would be silly because those feelings are your own and were developed over a lifetime of personal experiences.

Instead of trying to convince you not to be fearf…https://t.co/I6g7XK1F43

[Dorval & Chorne Financial Advisors @DorvalChorne]

This is such an important message from @drjosephlee

Young people in particular need to understand the dangers of fentanyl to avoid tragic outcomes.

We are proud to provide Quality of Life Planning to Hazelden Betty Ford Foundat…https://t.co/2UkBSFcMkI https://t.co/JJCvmp4VuG

[Dorval & Chorne Financial Advisors @DorvalChorne]

This is going to affect a whole lot of young adults that have gotten used to deferring their student loan payments! https://t.co/Atj0SvWBT3

[Dorval & Chorne Financial Advisors @DorvalChorne]

Met with a 31 year old RN and her fiance yesterday.

They are getting married in September and her coworkers strongly encouraged her to come see us as part of their large group RN advisory agreement.

As with many of the 20 and 30-somethings that come s…https://t.co/GmsRnD8111

[Dorval & Chorne Financial Advisors @DorvalChorne]

As we see all the traditional Father's Day celebratory posts today, I felt it was important to share this more somber WSJ essay about the actual experiences of many men on Father's Day.

There are many fathers out there that tried…https://t.co/HiNKLnnlMe https://t.co/6mXjGWux9R

[Dorval & Chorne Financial Advisors @DorvalChorne]

Received this is from a 26 year old #nurse we will be helping today:

"I have been extremely privileged throughout my past 26 years and have no idea how to manage my money or choose a savings or retirement plan. I am moving out of my childhood home, livin…https://t.co/85mJdbIrE4

[Dorval & Chorne Financial Advisors @DorvalChorne]

Serbia is a country of about 7 million people. The greater Houston area has about the same population.

The greatest male tennis player of all time (and current top ranked) is from Serbia.

The current best player in the NBA is from Serbia.

Coincidenc…https://t.co/fnSywF2JPb

[Dorval & Chorne Financial Advisors @DorvalChorne]

One of the consistent behaviors we see is when #nurses claim their pension, they experience a glitch in how human beings process numbers.

It goes like this...when we are paying for something, we have a tendency to think it is more expensive.

When we a…https://t.co/YnOLTFsToU

[Dorval & Chorne Financial Advisors @DorvalChorne]

What does Quality of Life Planning® mean?

We focus on helping people more efficiently and effectively utilize their available financial resources to help improve general well-being, as measured by happiness and health, rather than…https://t.co/lXGW3HFMlT https://t.co/MiKKUrK7We

[Dorval & Chorne Financial Advisors @DorvalChorne]

This is what it was like growing up in Western ND.

We didn't have much, but common sense was passed down from generation to generation.

A lot of our entertainment was combined with getting food. A lot of this mindset has been lost with privilege.

I s…https://t.co/xI3KLcQ2q9

[Dorval & Chorne Financial Advisors @DorvalChorne]

This is what happens to people when they are subjected to an endless stream of noise.

Actual email from a #nurse about the debt ceiling negotiations:

I am wondering if there is any backstop to this news on the debt ceiling/stock market doom and gloom?…https://t.co/OD8vp7Mcvu

[Dorval & Chorne Financial Advisors @DorvalChorne]

Does more mean better?

That is one of the key philosophical questions we help answer through financial planning and advice focused on #qualityoflife!

Offering a different perspective is often the greatest value we offer the group advisory clients we he…https://t.co/nnjhZgsgyB

[Dorval & Chorne Financial Advisors @DorvalChorne]

We have had a lot of people come to us recently and said they didn't want to look at their investments because they are down so much...yet the chart shows stock market returns are solidly positive year to date?!

This helps illustrate a couple important…https://t.co/x68foYg2A0

[Dorval & Chorne Financial Advisors @DorvalChorne]

So how does "noise" spread to misinform and confuse people in the social media age?

I had a TikTok headline pop up describing how a Gen Z college student video was lamenting how the Baby Boomers just don't get the concept of inflation and how tough it i…https://t.co/HtvrITz0vA

[Dorval & Chorne Financial Advisors @DorvalChorne]

Thankfully their mom was a nurse covered under one of our group advisory agreements! They were able to access an independent Certified Financial Planner to get education, planning, and advice without the inherent conflicts of interest in most of the finan…https://t.co/j3rMVQ9iNG

[Dorval & Chorne Financial Advisors @DorvalChorne]

Nurse emailed today:

"I keep reading I should have 10x’s my annual income at 67 to retire (which I will not have over a million) however, I am not figuring in my pension which adds to my retirement plan."

This is so typical of the "noise" in the world a…https://t.co/QsrX2Vatp6

[Dorval & Chorne Financial Advisors @DorvalChorne]

To piggyback on my last post about a 26 year old RN being sold a large whole life policy by a proprietary agent that passes themselves off as a "financial advisor"...

Most financial products are promoted and sold based on creating an emotional response.…https://t.co/e2pisQFrt1

[Dorval & Chorne Financial Advisors @DorvalChorne]

Leah and I met with our first Ohio #nurse yesterday!

She was 26 and doing a great job with her finances. She came to us through word of mouth because she has an "advisor" and wanted to know if what she was doing made sense.

The "advisor" works for a pr…https://t.co/SISpyaqwgi

[Dorval & Chorne Financial Advisors @DorvalChorne]

Here is your Quality of Life Planning® tip for the day...

If you make smoothies to help with an inflammatory condition, or just because, and use bitter ingredients like:

- Cacao
- Turmeric
- Ashwaganda (that is some seriously bitter, rooty tasting…https://t.co/QDztsWHFWH