MOYO

Physicist, Curious, Creative, Open minded, Unilorin Alumni, Southwestern Alumni.
- Messi (GOAT)
-Certified Tailor 🧵

[MOYO @Epfhraim]

@SqSehrish 13

[MOYO @Epfhraim]

@Gosleepriya

[MOYO @Epfhraim]

@Gosleepriya 49

[MOYO @Epfhraim]

@QHVZYMY That’s very correct. In Nigeria especially in Lagos building regulations require a setback. Setback must be maintained between the main building and the property boundaries, i.e the fence.

[MOYO @Epfhraim]

@mymixtapez It's obvious something isn't right...

[Peace @MoveWithPeace]

@jannygel Investing small amounts consistently is a great approach though. Over time, that discipline matters more than the amount.

[POOJA!!! @PoojaMedia]

STAND UP FOR ZODAK YOHANNA 🔥🔥🇳🇬🇳🇬

[MOYO @Epfhraim]

@instablog9ja "No single home is or was broken in the making of our baby"

Meaning ?

[MOYO @Epfhraim]

Why is no one asking the real question here ?
Why are you in possession of a dangerous weapon @YKoluwaseun9 ?

[SEUN Yk @YKoluwaseun9]

Same here.. Omooo💔

[MOYO @Epfhraim]

"One of the biggest challenges with prostate cancer is that it often develops silently"
At times i feel like our bodies are programmed to destroy themselves. I mean, why would the body suddenly develop something that could end up killing it? SMH 😒

[MOYO @Epfhraim]

@longdepzai_n OMG...... The child never knew he was different. He was genuinely happy. Only time would tell as he grew older he would come to realize that he was different after all.

[MOYO @Epfhraim]

"One of the biggest challenges with prostate cancer is that it often develops silently"
At times i feel like our bodies are programmed to destroy themselves. I mean, why would the body suddenly develop something that could end up killing it? SMH 😒

[Pharm. Greatman @OGreat6]

One in every few men will face prostate cancer during their lifetime.

The frightening part is that many of them will feel completely healthy while the disease is quietly growing inside their bodies.

Learn how to protect yourself on this thread 👇🏾

[Pharm. Greatman @OGreat6]

One in every few men will face prostate cancer during their lifetime.

The frightening part is that many of them will feel completely healthy while the disease is quietly growing inside their bodies.

Learn how to protect yourself on this thread 👇🏾

[Peace @MoveWithPeace]

Here’s a real career hack that has worked for me:

Keep a “wins” folder. Every achievement, feedback, result.

When it’s time for reviews, promotions or opportunities, you won’t be scrambling.

[Peace @MoveWithPeace]

In Nigeria, most of what people use are fintech apps (PiggyVest, Cowrywise, FairMoney) offering ~15–25%, but they’re not the same risk profile as US savings accounts.

Closest structure would be:

Fintech savings (for accessibility + higher returns)
Money market funds (more stability)
Some USD savings (for FX protection)

So instead of one HYSA, it’s really a mix that gets you similar results.

[𝙽𝚎𝚡𝚘𝚗 @nexon_tweets]

Are you flossing properly? You may be surprised!

[MOYO @Epfhraim]

@instablog9ja Good dentition is undoubtedly part of someone's beauty.
Omo see transformation 😲😲

[Peace @MoveWithPeace]

I feel like a lot of people say they’re using AI in accounting, but not many are doing anything meaningful with it.

I would like to hear from accountants on my timeline:

What are you automating right now?
What tools are you using (ChatGPT, Claude, Dext, etc.)?
What’s genuinely made your work easier?

[Peace @MoveWithPeace]

If you’re in the UK and new to investing, this is the simplest portfolio I recommend:

Just 3 ETFs:

• 70% S&P 500 (VUSA/VUAG) – tracks the 500 largest companies in the US.

• 20% Developed Markets (IWDA/VEVE) – tracks companies across Europe, Japan, etc.

• 10% Emerging Markets (EIMI/VFEM) – tracks faster-growing economies like China & India

That’s it.

Here’s why this works:

The S&P 500 gives you exposure to the biggest, most powerful companies in the world (your main growth engine).

Developed Markets spreads your money across stable economies outside the US (so you’re not relying on one country).

Emerging Markets adds higher growth potential (but with more ups and downs)

In simple terms:

You’re not betting on one country.
You’re investing in the world.

Most beginners either:
– Go all in on one market
– Or overcomplicate everything

This avoids both.

Even better?

You can automate this on Trading 212 using Pies + AutoInvest.

Set it once.
Fund it monthly.
Leave it alone.

£50/month? Start.
£100/month? Even better.

The amount matters less than the consistency.

Important:

You will see red days.
You will feel tempted to “adjust” things.

Don’t.

Different markets grow at different times.
That’s the whole point of this setup.

Wealth is built by people who:
– Stay invested
– Stay consistent
– Ignore the noise

Not the ones chasing perfect timing.

Bookmark this so you don’t overcomplicate investing later. 🔖

This is for educational purposes, not financial advice. And if you need help setting this up, my DMs are open.