Sandra Cavoto

President and CEO//r/Cavoto Insurance Agency, Inc.//r/Here to make sure you get the best protection you deserve.

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[Sandra Cavoto @FarmersAgent38]

Ring in the New Year with Farmers.

[Sandra Cavoto @FarmersAgent38]

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

[Sandra Cavoto @FarmersAgent38]

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

[Sandra Cavoto @FarmersAgent38]

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

[Sandra Cavoto @FarmersAgent38]

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

[Sandra Cavoto @FarmersAgent38]

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

[Sandra Cavoto @FarmersAgent38]

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

[Sandra Cavoto @FarmersAgent38]

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

[Sandra Cavoto @FarmersAgent38]

Stuffing or dressing? Pumpkin or apple? These are questions we can answer. Today, let the other big decisions go – and have a Happy Thanksgiving.

[Sandra Cavoto @FarmersAgent38]

This season of gratitude reminds us to appreciate the moments we have together. Life insurance can help ensure that those moments can continue even if the unexpected happens.

[Sandra Cavoto @FarmersAgent38]

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

[Sandra Cavoto @FarmersAgent38]

Veterans Day honors all who have served. November 11 is your day, and we thank you for your service.

[Sandra Cavoto @FarmersAgent38]

Hitting the road for the holiday? Check your oil, tires and emergency kit before you buckle up.

[Sandra Cavoto @FarmersAgent38]

Did someone say…sweater weather? Before you turn the heat on, check your HVAC and change filters. Inspect your furnace and venting for signs of wear, or hire a licensed heating professional to help.

[Sandra Cavoto @FarmersAgent38]

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

[Sandra Cavoto @FarmersAgent38]

Happy Halloween, everybody! Here’s an important question: Costume or candy — which is the most important?

[Sandra Cavoto @FarmersAgent38]

Grumpy cats! Zoomie cats! Fat cats! Cats in shark costumes! The best thing the internet ever gave us? Cat memes. What’s your favorite? And happy National Cat Day.

[Sandra Cavoto @FarmersAgent38]

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

[Sandra Cavoto @FarmersAgent38]

Change the HVAC filters, put up the storm windows, clean out the gutters. If it all sounds like a chore now, imagine when its 20 degrees outside. There’s still time to get your home ready for winter’s cold, snow and ice. https://t.co/YS1bYyIxh2

[Sandra Cavoto @FarmersAgent38]

You don’t have to spend a lot to stay warm this winter. Caulking, weather stripping and door draft guards are inexpensive DIY fixes to help keep drafts out and heat in – and save energy. Got single-pane windows? Storm windows or plastic film provide easy insulation.