Lately, I’ve been reading less from the TL because, honestly, nothing has really stood out.
Instead, I’ve been spending my time researching two sectors I think will shape crypto’s next wave:
• Neobanking
• DeFAI
While doing that, I came across @XoraFinance.
And one thing instantly caught my attention…
What if your XRP wasn’t just an investment… but your bank account?
That simple idea got me digging.
Today, most of us buy crypto, hold it, and wait.
XORA is trying to change that.
Imagine an app where your XRP can grow over time and eventually be used to pay for everyday things, all from one place.
Think of it like what Revolut or Nubank did for traditional banking, but built for crypto.
That’s a much bigger vision than just another DeFi app.
It’s still very early. XORA’s TVL is currently around $88K, so this is far from a finished product.
But every big idea starts somewhere.
What also stood out to me is that they’re building on the XRP Ledger, an ecosystem that’s slowly expanding beyond simple payments into real financial products.
Whether XORA becomes a major player or not, I think it’s tapping into a trend worth watching from my own perspective
The future of crypto isn’t just buying coins and HODLing any longer
It’s using them.
And I think Neobanking could be where that future begins.
Also the team threw in a little something extra for creators on CT
Yes , there are about 12 live bounties on the platform
Do well to check out and secure of spot with the link below
https://t.co/nCN8frvDiw
there's a moment in every funded launch where the paid channel is working and nobody wants to touch anything.
six months later when the contract ends and the account goes quiet in about a week.
for six months you had reach, a rented audience
difference only shows up when the funding stops.
paid channel been doing all the marketing
if you failed to convert into an asset, all the money you spent get wasted.
that asset is your founder-distribution.
the window to build is exactly when you don't need it.... when the paid channel is still running and covering the gap, that's when you should post like crazy for three months
@RobertSagurton Best litmus test for L1 tokens, if a successful app even one you hate extracts value without feeding the token, the activity is just theater. Hyperliquid turning snipers into fee-payers is one of the few that actually passes.
@aleximarkett A public company isn’t a personal wallet. Selling a tiny slice of BTC for cash flow while still holding 840k+ isn’t losing faith, it’s just running the business. Market barely blinked.
@thedailyblock That PT cut from $106 to $38 is brutal. Circle’s easy money from USDC reserves is fading as competition rises and growth slows, classic case of the market maturing and margins getting squeezed.
@mickeyhardy Nuclear as the next oil for AI and industry is a smart long-game bet, Saudi’s speed and scale might actually pull it off where others keep debating.
Hope that FII trip lands more eyes on what’s building there would be good.
This is the most outpouring of support I've ever gotten from any country I've tweeted about.
The drive and ambition of the Saudi community is unmatched.
I am thinking about coming out this October for FII, bringing some of our biggest U.S. celebrities with me, and showing the U.S. audience the brilliant innovation and entrepreneurship happening in the region.
@FII_Institute1@PIF_en@Turki_alalshikh@rbalsaud@InvestSaudi
@seeksahib Paid reach is temporary money, not real growth. The smart ones treat that funded window as free runway to build their own audience while the ads still cover the silence.