Ferrous

Providing you access to the global economy, using your local money🏦.

[Ferrous @FerrousApp]

The government can pay you to lend it money.
Most people don't know how this works.
It's called a Treasury Bill (T-Bill).

Here's the breakdown 🧵

#MoneyTips #ferrous #fintech

[Ferrous @FerrousApp]

27 years of democracy. 27 years of building regardless.

Ferrous is the onchain version of that energy. 🇳🇬

Happy Democracy Day.
#DemocracyDay #Web3Nigeria

[Ferrous @FerrousApp]

27 years of democracy. 27 years of building regardless.

Ferrous is the onchain version of that energy. 🇳🇬

Happy Democracy Day.
#DemocracyDay #Web3Nigeria

[Ferrous @FerrousApp]

@rishlogs No better truth has been said

[Ferrous @FerrousApp]

@study27542 the future of money has to be more than an investment. It has to be useful when life happens.

[Ferrous @FerrousApp]

@timmyisagod The conversation has shifted from "Will crypto be regulated?" to "How do we build within the regulatory framework?" Founders who recognize that early will likely have a significant advantage.

[Ferrous @FerrousApp]

@OndoFinance The real innovation isn't just tokenization itself, it's the expansion of access and ownership to people who were previously excluded from many investment opportunities.

[Ferrous @FerrousApp]

🧵

[Ferrous @FerrousApp]

The government can pay you to lend it money.
Most people don't know how this works.
It's called a Treasury Bill (T-Bill).

Here's the breakdown 🧵

#MoneyTips #ferrous #fintech

[Ferrous @FerrousApp]

Who holds the power to your finances?

Here's what financial sovergnity means and how to know if you actually have it

🧵

#fintech #finance #ferrous #moneymoves

[Ferrous @FerrousApp]

How much do you really need for an emergency funds?

The 3-6 months rule was built for someone with a stable salary, no dependents, and no debt.

Swipe to see why

[Ferrous @FerrousApp]

Paying your bills on time isn't enough. This is what actually moves your credit score.

[Ferrous @FerrousApp]

New month.
Same system that wasn't built for you, but different decisions you can make inside it.
That's what June is about.🔒

#NewMonth #MoneyTwitter #FinancialAccess

[Ferrous @FerrousApp]

Your savings account earns 2%.
The bank lends it out at 20%.
That gap is the banks entire business model.
Did anyone explain this to you before you opened your first account?

#FinanceTips #StockMarket #MoneyTwitter #FinancialAccess

[Ferrous @FerrousApp]

This is what it means for you directly:

Higher MPR: Better returns on your savings, but costlier loans.
Lower MPR: Cheaper loans to grow your business, but weaker savings yields.
Both directions heavily dictate prices and the value of the Naira.

Save this thread to stay ahead of the next MPC announcement!

[Ferrous @FerrousApp]

What happens when the CBN cuts rates? (Expansionary Policy)

• Borrowing becomes cheaper
• People and businesses take more loans
• More money circulates
• Demand for goods increases and economic activity grows

[Ferrous @FerrousApp]

Ever wonder how the CBN's decisions actually affect the money in your pocket?

It comes down to one thing: Monetary Policy.
Which controls your loan rates, your savings returns, everything.

Here is how it actually works...