Michael Haney

Global executive driving digital transformation in financial services. The views, opinions, and thoughts expressed are strictly personal. #FinTech

[FinTechSandbox @FinTechSandbox]

.@FinTechHaney of @GalileoFintech was kind enough to answer a few questions for us in the latest edition of the Fintech 5: https://t.co/x8AuW5erHg #AI #fintech #realtimepayments #alternativecreditscores

[Michael Haney @FinTechHaney]

@waltrcox @AlexH_Johnson What's behind the statement "banks shouldn't build/sell technology"?

[Michael Haney @FinTechHaney]

Great to speak with @cartrpape from American Banker about the emerging phenomenon of Generative AI in banking.

Many banks have begun experimenting with Natural Language Processing technologies to assist their employees with writ…https://t.co/LG2rVVsXBG https://t.co/EwOuHhIWl9

[Michael Haney @FinTechHaney]

Excellent analysis from Bain & Company on the "Engine 2" phenomenon whereby a traditional bank launches a digital-only subsidiary. They have analyzed success stories from multiple countries but, interestingly, provided no US exampl…https://t.co/69GTCIUAUx https://t.co/dVUt2L8ART

[Michael Haney @FinTechHaney]

Thank you Arizent for having Galileo Financial Technologies at the Digital Banking conference this week in the City of Boca Raton. Enjoyed my discussion with @pennycrosman from American Banker and @cnichols0 from SouthState Bank on conversational banking…https://t.co/iMK32vAl6X

[Michael Haney @FinTechHaney]

Great conversation with @BensAnalysis, the COO of the Innovative Payments Association, on Banking-as-a-Service! Technology has made it easier to embed financial services into non-financial brands to make your customer journeys even…https://t.co/LUaGOck2Dv https://t.co/NKDMPE9tK0

[Michael Haney @FinTechHaney]

Come to the City of Boca Raton and join me at American Banker's Digital Banking conference! June 12 - 14. Interact and learn from industry experts as they dive deep into topics ranging from customer experience, fintech partnerships, artificial intelligenc…https://t.co/2hgYPsRyUy

[Michael Haney @FinTechHaney]

Great read from Stessa Cohen! This article is at the intersection of several trends currently impacting the banking industry:

1️⃣ Be preset at the point of need: Embedded finance allows banks to provide services through other bran…https://t.co/wauAGOj3Rm https://t.co/bXl2BdVpxY

[Michael Haney @FinTechHaney]

@chansteve73 Thanks Doc Chan!

[Michael Haney @FinTechHaney]

I’m happy to share that I’m starting a new position as Head of Product Strategy at Galileo Financial Technologies! https://t.co/wAaq1vdZ66

[Michael Haney @FinTechHaney]

@trivnewengland Thank you, Tony, and for your daily partnership!

[Michael Haney @FinTechHaney]

In the latest Fintech Brain Food newsletter from @sytaylor, he focuses on the complex world of digital challengers, banking-as-a-service enablers, and partner banks. He briefly describes how this industry emerged, its challenges, a…https://t.co/H4drX3DbBO https://t.co/vFYtw9AoDt

[Michael Haney @FinTechHaney]

@AlexH_Johnson Don’t forget there were some states that prevented banks from opening branches separate from their HQ building, or in another city or county within the same state, let alone across state lines!

[Michael Haney @FinTechHaney]

@fintechjunkie Don’t forget there were some states that prevented banks from opening branches separate from their HQ building, or in another city or county within the same state, let alone across state lines!

[Michael Haney @FinTechHaney]

@sytaylor @AlexH_Johnson Love it!

[Michael Haney @FinTechHaney]

THIS! Great write-up by @AlexH_Johnson of Fintech Takes, where he takes lessons learned from the recent Silicon Valley Bank experience to posit the potential future paths of Tier 2 regional banks.

Most mid-tier banks have struggle…https://t.co/L6Ze9Kue3E https://t.co/3l513sor1S

[Michael Haney @FinTechHaney]

Great conversation with Matt Nesto of PYMNTS about the use of Artificial Intelligence in the financial services industry. Check out their link below to find out more.

#artificialintelligence #ai #machinelearning #deeplearning #conversationalai #naturalla…https://t.co/X3fc99Lj4o

[Michael Haney @FinTechHaney]

Great conversation in the City of Charlotte with Scott Kinross of PNC and Matt Radaci of Discover Financial Services! Many thinks to Brian Stone from Royal Media for moderating our panel. Looking forward to next year’s Summit from Bank Automation News

#…https://t.co/n1xlTUzUPR

[Michael Haney @FinTechHaney]

1) Providing customers with better pricing, rewards, and services based on total relationship (eg AUM/AUA) has been around for a couple of decades, but banks have been challenged in creating master customer and pricing modules that can look across busines…https://t.co/0VfvtkqdPa

[Michael Haney @FinTechHaney]

Great read from Steve Cocheo of The Financial Brand on the future of credit cards. Credit cards were one of the first "combination products" that used attributes of traditional payments, deposits, and lending to form a new type of…https://t.co/Mu6yHFkP5t https://t.co/Qj7HyLTT2h