Habib Idris Akanmu

Certified First Aider | Dedicated to Emergency Care, Safety Awareness and Community Service | Sharing Health Tips, First Aid Knowledge and Lifesaving Skills.

[Habib Idris Akanmu @First__Aider]

Advice for every mom, dad and siblings
Avoid lifting a child by the arm.
Shoulder joint and nerves around it are sensitive.
Carry them from under the armpits with support for the body.
Habib Paramedic
(Paramedical Professional)

[Habib Idris Akanmu @First__Aider]

Today's Jumm'at don't forget to send a lot of blessings to Rasulullah (S.A.W)

[Habib Idris Akanmu @First__Aider]

5 things to keep quiet about
1. Your big plan
2. Your love life
3. Your income
4. Your next move
5. Your family issues

[Allah Islam Quran @AllahGreatQuran]

A young Nigerian woman, Aisha Chizaram, a Muslim from the Igbo ethnic group, has completed the memorization of the Holy Qur'an in Enugu.! Ma’Sha’Allah

[Ishaku Audu @Ishaku__Audu]

Health education, arthritis, muscle cramps, sciatic lesion sitting position posture and pressure

@ science vision

[BSAT Properties @BSAT_Properties]

CAN A GUARANTOR BE ARRESTED BECAUSE THE BORROWER DEFAULTED IN REPAYING A LOAN?

NO.

Many people panic when someone they guaranteed fails to repay a loan. Some even receive threats like,
"If he does not repay the loan, we will arrest you." "If he absconds, we will arrest you".

That is intimidation. Not law.

A loan transaction is a CIVIL matter.

When you stand as a guarantor, you are promising to repay the debt if the borrower defaults. Your obligation is financial, not criminal.

If the borrower fails to pay, the proper remedy is for the lender to sue for recovery of the debt and not to use the instrumentality of the police to recover the loan.

It is not a crime to owe money.

Under Nigerian law, the court have held in a plethora of cases that the police are not debt recovery agents. Arrest cannot be used as a tool to enforce repayment of a civil debt.

Section 7 of the Administration of Criminal Justice Act (ACJA) 2015 expressly prohibits arrest in lieu. A guarantor cannot be arrested simply because the borrower defaulted.

However, where there's evidence of fraud, obtaining money by false pretence, or conspiracy, that becomes a criminal matter and the police can effect arrest on the parties involved. In that situation, arrest is based on the alleged crime, not merely on default to repay a loan.

Mere inability or failure to repay a loan does not justify arrest.

HOW CAN THE CREDITOR RECOVER HIS MONEY:

🥢The creditor can sue both the borrower and the guarantor.

🥢The court can order repayment of the loan.

🥢The guarantor may be made to pay if the borrower fails.

That is civil liability and not criminal liability.

Arresting a guarantor over a simple loan default is unlawful.

Know your rights.

Not every threat is backed by law.

Stay informed.
Stay protected.
Stay Legally Wise.

IGNORANTIA JURIS NON EXCUSAT.

© Naomi Umeje Esq.

[m. u @secmxx]

Osint look-up... a second version of bandits kingpin turji bello new video released yesterday... This unofficial release has more details than the first one.. About 8 of this top commanders were present, sani-dona, dankane, yellow, Abdullah are seen clearly in the clip.. A anti-craft gun is also in the footage... With this statement, he or his associates are responsible for the bargaja attack against the army in sokoto state

[Salahu @salahudeen33]

The 5 trials, Allah test your marriage with

THREAD

[Cool_Ustaaz ☪ @Cool_Ustaz]

Qasar Salat (prayer of traveller)

—THREAD 🧵

[UNCLE DEJI™️ @DejiAdesogan]

Bail is Free, New Force PRO @CspIniedu explains why Nigerians should stop paying for it

[BSAT Properties @BSAT_Properties]

10 Things People Think are their Rights but the Law says Otherwise

One of the biggest mistakes people make is assuming that because they can do something, the law automatically says they may do it.

The truth is, many everyday actions people consider "normal" can land them in serious legal trouble.

Here are 10 examples:

🥢"I can record every conversation."
Not every recording is legally harmless. How you obtained it and how you use it can create legal consequences.

🥢 "I can post anybody's picture because it's my Facebook account."
Owning a Facebook account doesn't give you the right to damage another person's reputation or violate their privacy.

🥢 "I'm the landlord. I can enter my tenant's apartment anytime."
No. Once you rent out your property, your tenant has a right to quiet enjoyment of the premises. You cannot invade the apartment whenever you feel like it.

🥢 "I can change my tenant's locks because they owe me rent."
No. Taking the law into your own hands can expose you to legal action. There are lawful procedures for recovering possession.

🥢 "I'm the husband (or wife), so I can search my spouse's phone whenever I like."
Marriage does not automatically erase a person's right to privacy. Trust and legal rights are not the same thing.

🥢 "I bought the land, so I don't need any documents."
A verbal agreement or payment alone may not be enough to protect your ownership if a dispute arises.

🥢 "If someone insults me online, I can insult them back."
Responding with another defamatory statement may leave both of you facing legal consequences.

🥢 "I can use anyone as my guarantor without telling them."
Using another person's details without their knowledge or consent can create serious legal problems.

🥢"I gave someone money, so I can seize their property if they refuse to pay me back."
No. Self-help is dangerous. The law provides proper channels for debt recovery.

🥢 "The police must settle every dispute."
Not every disagreement is a police matter. Many landlord-tenant disputes, contract disagreements and family issues belong before the appropriate civil process, not a criminal investigation.

The law does not always agree with popular opinion. Many people get into trouble not because they intended to break the law, but because they believed they were exercising a "right" that never existed.

Which of these surprised you the most?

©️Legal Talk with Confidence Aribibia

[Idris @7signxx]

Three Eyes that will not See Hellfire...

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[Cool_Ustaaz ☪ @Cool_Ustaz]

Wives of the Messenger of Allah ﷺ...

—THREAD 🧵

[Cool_Ustaaz ☪ @Cool_Ustaz]

6 Rules That Are Forbidden In Our Marriage👌📣

—THREAD 🧵

[m. u @secmxx]

A joint operation between the army, vigilantes, maiduguri special hunters and the airforce has handed the bandits horde ransacking villages in Gummi axis of Zamfara a massive beating... This is the first reported offensive operations by maiduguri cjtf in the area... The 100+ bikes bandits horde have scattered with most trying to escape the operations,

[Ishaku Audu @Ishaku__Audu]

Saturday 20th June, 2026,

#BreakingNews #HEADLINES #Updates #News Nigeria FG Abuja Tinubu Obi Atiku #EkitiDecides #NigeriaVotes #INEC #Democracy APC AFC PDP 2027 Test Free School Children Oyo Borno Abduction Insecurity Bandits Safety and Peace

cc:
@officialABAT
@KashimSM
@ProfZulum
@NGRSenate
@NigeriaGov
@B_ELRUFAI
@JibrinIbrahim17
@KhalifaDikwaPhD
@honbetara1
@alouibrahim92
@ZagazOlaMakama
@DejiAdesogan
@secmxx
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@Abbakaraffaan
1.

[Idris @7signxx]

Four Regrets on the Day of Judgement.
May Allah protect us from them...

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