@SCWhisperer@Smccauley075 Most credit cards would also have an Annual Fee, even if dormant would be charged. Fee gets higher for cards with better rewards programs which could be beneficial if you spend big (better suited to businesses, in most cases).
If driver is to up credit score, at 790 not needed.
@KidiabaPonyTail Donโt understand the Levy hysteria, it hurts a lot yes but having our most valuable asset leave on free transfer in 12 months would be wildly irresponsible