Fynn 🇬🇧 | £50k

20 • British Investor 🇬🇧 • Current Portfolio £50k • Goal of £100k 💰 • Long-term Mindset • Consistency • Delayed Gratification

[Fynn 🇬🇧 | £50k @FynnInvests]

Spent the week reviewing my portfolio and rebuilding it around what I actually want, not what I'd drifted into.

Three index funds, each with a job:

• $VWRP - My core bet. Global, diversified, never selling.

• $VUAG - My country bet. I think the US keeps leading.

• $SMGB - My sector bet. I think we're near the start, not the end.

Two single stocks I like but want a bigger position in over time, as they are not meanfully represented in my other holdings. $MA $RR.l

And a few % of cash, ready for dips or new ideas.

Everything has a reason now and that's the upgrade.

[Fynn 🇬🇧 | £50k @FynnInvests]

@Jackwinvest Might have to get on the rest, psych of money is great though

[Fynn 🇬🇧 | £50k @FynnInvests]

I've just read The Psychology of Money.

One line that stood out more than the rest.

"Getting money and keeping money are two completely different skills, and most financial pain comes from being good at one and bad at the other."

I know people who made a fortune and lost it just as fast.

Knowing how to make it never taught them how to hold onto it.

[Fynn 🇬🇧 | £50k @FynnInvests]

@ThisDadInvests Same here

[Fynn 🇬🇧 | £50k @FynnInvests]

Your financial advisor is not your friend.

They sell you the same market returns as a 0.15% index fund, then charge 1.5% annually to do it.

Over 10 years on £1m, that's £296k in lost wealth.

That's 34% less money in your pocket.

The industry isn't built to make you rich.

It's built to make them rich.

[Fynn 🇬🇧 | £50k @FynnInvests]

@Polymarket

[Fynn 🇬🇧 | £50k @FynnInvests]

@Kalshi Where that money would go

[Fynn 🇬🇧 | £50k @FynnInvests]

@JE_Investing Great price for it

[Fynn 🇬🇧 | £50k @FynnInvests]

@baileyinvests I wouldn’t be surprised if they have an awful lot more invested to be honest mate 😂

[Fynn 🇬🇧 | £50k @FynnInvests]

@BoringUKMoney You still think this is a good buy ?

[Fynn 🇬🇧 | £50k @FynnInvests]

@PinguStacks Sharing is caring mate 😂

[Fynn 🇬🇧 | £50k @FynnInvests]

@danhinvesting What are the macros on this Dan ? Looks class

[Fynn 🇬🇧 | £50k @FynnInvests]

@Kalshi And the Intel COs didn’t even know 😂

[Fynn 🇬🇧 | £50k @FynnInvests]

@JayJayTVee That’s absurd, nicely done mate

[Fynn 🇬🇧 | £50k @FynnInvests]

@GrahamCompton Exactly, so bad

[Fynn 🇬🇧 | £50k @FynnInvests]

@EmmanuelObidile Well said mate

[Fynn 🇬🇧 | £50k @FynnInvests]

I used to think other people's gains were a verdict on my own decisions.

They're not.

They're just a different person, different risk, different timeline.

The only chart that actually matters to me now is mine, against itself, over time.

[Fynn 🇬🇧 | £50k @FynnInvests]

@finsightt Good luck brother, take your time 😂

[Fynn 🇬🇧 | £50k @FynnInvests]

@Saminvests98 Absolutely mate, it’s a fairly quick read but I would recommend it to everyone

[Fynn 🇬🇧 | £50k @FynnInvests]

@jcsbanks Your right, I could push back on multiple points in that, have you created this or stumbled upon it ?

[Fynn 🇬🇧 | £50k @FynnInvests]

The longer I invest, the more I realise the skill isn't being right.

It's being able to sit through being temporarily wrong without bailing.

Every good position I've held looked like a mistake at some point.

Conviction is just patience with a reason behind it.

[Fynn 🇬🇧 | £50k @FynnInvests]

@GrahamCompton Does wonders

[Fynn 🇬🇧 | £50k @FynnInvests]

@jamie_envesta So much truth mate!

[Fynn 🇬🇧 | £50k @FynnInvests]

@jcsbanks Real risks do exist, but i think you're mixing up two things, "problems exist" and "the market crashes."
Markets already know about high debt, expensive housing, and inflation. If these were going to destroy everything, prices would've fallen already.