Biggest myth I hear Veterans say: "I don't have 20% down payment to buy a house." If you have VA entitlement and never used your VA loan before: YOU DO NOT NEED 20% DOWN TO BUY A HOUSE!
Breaks my heart to hear a Veteran say they can't use their VA loan again because they have already used it, or already have one in use. VA Loan myths exposed: You can use your VA loan eligibility again! You can have multiple VA loans at one time!
ATTN: Military retiring soon or Veterans looking for a VA Jumbo or High Balance VA loan!
Did you know if you have your full entitlement, you can get a no-money down VA loan for as much as you are qualified for? $1.5M, $2M, $4M.....No-Money Down!
VA myths some realtors still believe: 1) VA loans incur more cost to the seller 2) No money down equals no skin in the game. I argue putting your life on the line to serve equals skin in the game.
Not understanding the ease to use the VA loan is one hurdle active military face when PCSing. If you understood the VA loan process, would you be more likely to purchase vs rent?
The VA loan allows for a no-money down option! I say option, because many Veterans are not provided options when using the VA loan. Have someone that has been there, provide options for you based on where you are in your career and based on your future plans/goals. Options are good!
A huge "THANK YOU" to my clients, referral partners, and teammates! April was a great month taking care of Veterans! If you know anyone buying or refinancing...please, please, please send them my way! Helping Veterans/Military folks buy homes is what I do!
Active duty military: would it be good to have options: Buy vs Rent? Do you rent because you don't know how to navigate the VA home loan process? I did...until I learned!
The VA home loan is a not a one-time benefit! It is a lifetime benefit that can be used more than once, and the benefit never expires. With proper entitlement restoration, it can be used repeatedly to purchase new homes throughout your career and lifetime.
87% of Loan Officers close 3 or less VA loans per year! On one of your largest purchases of your life, would you let someone navigate you through the process with that little of experience?
COE delays may kill your purchase deal! Don't allow a lender to take 2-weeks to pull your COE to see if you are eligible for a VA loan! A Pre-Approval should NEVER be done without first analyzing the COE!