George S. Georgiades

Reimagining money in a blockchain world.

[George S. Georgiades @Gsgesq]

Check out my latest article: AI Companies Just Won a Copyright Fight and Most People Are Reading the Ruling Completely Wrong https://t.co/KbvSKqxMnq via @LinkedIn

[George S. Georgiades @Gsgesq]

Fintech's first era unbundled the bank. The result: every business now runs on a dozen disconnected financial tools, and finance teams spend more time reconciling systems than making decisions.

The next era rebundles them with banking, payments, software and AI as one operating layer. Banking is the foundation, payments the movement, AI the intelligence, verticalized software the connective tissue.

The winners won't build a better financial product. They'll eliminate the fragmentation between financial products entirely.

[George S. Georgiades @Gsgesq]

@HarryStebbings @typesfast True for the majority of WFH. Try schedule a meeting on a Friday afternoon...crickets. Fake 'reserved' time blocked on calendars and devices that keep your mouse moving. Innovation happens around a whiteboard, not a zoom call.

[Jack Zhang @awxjack]

I like this. A "Borderless Founder" understands that in practice borders matter more than ever.

Founders who learn to build across countries early will have an advantage. Specifically learning how to operate outside your home market before your competitors is key. This was our head start as an Aussie team.

The internet made the world more global and AI may make it far more productive but neither will repeal the state. Founders who develop a healthy respect for sovereign borders and learn to build across them rather than pretend they don’t exist will have an edge.

[George S. Georgiades @Gsgesq]

AI may have quietly rewritten the SaaS pricing playbook.

First: Free.
Remove friction. Build the habit. Make AI part of the workflow.
Then: Subscription.
Pay monthly for access to a better model, more capacity and more features.

Then: Tokens and credits.
We stopped pricing the software and started metering the machine.
The clever part? Most customers have no intuitive idea what a token is worth.

They know what a payment is worth.
A qualified lead.
A support ticket resolved.
A reconciliation completed.
An invoice collected.
But 600,000 tokens?

AI shifted pricing from seats → consumption before customers had a reliable way to connect that consumption to economic value. Usage-based AI billing is now common enough that billing infrastructure itself is being built around tokens, compute and other consumption metrics.

I think the next shift is more important:
Tokens → Outcomes.
We are already seeing early examples of AI products charging for completed outcomes rather than raw consumption.
For builders, the question shouldn't be:
How many tokens can we monetize?

It should be: What measurable outcome did those tokens produce?

That is where durable AI businesses will be built.

[George S. Georgiades @Gsgesq]

Love LinkedIn DMs that start with "Dear (firstname)".

[George S. Georgiades @Gsgesq]

@ardent__dev Today, distribution is harder then building due to AI. The barrier has shifted with AI.

[George S. Georgiades @Gsgesq]

@TTrimoreau Equity isn't abstract. Quantify the value of equity + salary and create a fair annual package with vesting. If that's not reasonable, then replace.

[George S. Georgiades @Gsgesq]

𝐂𝐫𝐲𝐩𝐭𝐨 𝐬𝐩𝐞𝐧𝐭 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐚 𝐝𝐞𝐜𝐚𝐝𝐞 𝐚𝐫𝐠𝐮𝐢𝐧𝐠 𝐭𝐡𝐚𝐭 𝐛𝐚𝐧𝐤𝐬 𝐰𝐞𝐫𝐞 𝐨𝐛𝐬𝐨𝐥𝐞𝐭𝐞. The more interesting development in 2026 is that some of crypto's largest companies increasingly want bank-grade regulatory infrastructure.

On August 14, the OCC conditionally approved a national trust bank charter for World Liberty Financial's stablecoin business. The charter does not create a conventional deposit-taking bank. But it does put stablecoin issuance and custody inside a federally supervised institution.

Ignore the politics for a moment. The structural signal matters more.

Crypto's early pitch was disintermediation: remove the institution.

The emerging model looks very different: keep the technology, rebuild the institution.

That should not surprise anyone who has built financial infrastructure. At scale, customers and counterparties still need custody, compliance, governance, capital and legal accountability.

Blockchain can change the rails.

It does not eliminate the need for trusted institutions operating on them.
The next fintech moat may therefore be less about who has the newest technology and more about who can combine modern technology with regulated financial infrastructure.

That is a much harder business to copy.

#Fintech #Banking #Stablecoins

[George S. Georgiades @Gsgesq]

@nic_detommaso Exactly, that's the importance of creating momentum and FOMO when raising.

[George S. Georgiades @Gsgesq]

“Global Banking” Is Still Brutally Local.

A multicurrency wallet and a app UX do not create a global financial institution.

Banking remains local where it matters most: regulation, payment methods, liquidity, customer behavior, risk and relationships.

The companies that win globally will not ignore local complexity. They will make it invisible to the customer.
Global reach is the promise.

Local execution is the product.

That is the part most cross-border fintech pitches leave out.

#GlobalPayments #Banking

[George S. Georgiades @Gsgesq]

@paulg This is great advice. I've made the mistake in two ways in the past -- wasting time in endless meetings trying to close a whale and closing a whale but the business wasn't mature to handle it (operational costs, customer services, scaleable tech & processes etc.).

[Elon Musk @elonmusk]

😂

[George S. Georgiades @Gsgesq]

@DouglasLoveful AI is great at automating most tasks. Nothing more.

[George S. Georgiades @Gsgesq]

Success comes from your speed and ability to analyze data.

[George S. Georgiades @Gsgesq]

@ItsAlexhere0 minimal cost, abstracted and embedded in everyday services/products.

[George S. Georgiades @Gsgesq]

@victor_bigfield Agreed! We tried this many times in the past with free trial periods or slow ramp up in monthly fees. Just a lot of "users" not using the product or service. And if the baseline was free, any attempt to monetize is dismissed.

[George S. Georgiades @Gsgesq]

@cryptogoos The US IPO/capital markets are not about growth or raising capital - it's about exiting your investment to retail investors. This is typical for most IPO companies...hype fades, insiders exit to new retail investors, price levels out then real growth is priced.

[George S. Georgiades @Gsgesq]

Founders used to boast hiring as a growth signal. Grew the team by X% with Y open roles.

Today, Founders boast token consumption as a productivity signal.

Both are false.

[George S. Georgiades @Gsgesq]

@TheAlbWriter Sadly we live in age where men are never recognized as victims. Men’s mental health/ struggles are not an issue. To the contrary, men are socially shamed for it.