Harris Balcombe LLP

Harris Balcombe are the UK's leading firm of Loss Assessors and Insurance Claim Consultants

[Harris Balcombe LLP @HarrisBalcombe]

Loss Adjuster Questions Answered: Do you have proof of ownership or receipts?

💡 Why they ask: To validate the items you’re claiming for.

✅ Smart answer: Provide receipts, invoices, photos or warranty docs.

😌 No receipts? No stress - a loss assessor can help establish value.

We hope you find these videos helpful - more on the way!

👉 https://t.co/iPooykKXap

#InsuranceClaims #LossAdjuster #ClaimsAdvice #InsuranceSupport #InsuranceTips #PropertyClaims

[Harris Balcombe LLP @HarrisBalcombe]

Loss Adjuster Questions Answered - Were you present at the time?

A loss adjuster will ask you this to confirm circumstances + check for liability/negligence.

✅ Honest + clear answer = best approach
💡 If others witnessed it, collect statements to back your claim

More tips 👉 https://t.co/GNC33RwEXt
If you want our expert help, call 0330 022 9179 — we’re here to help.

More videos coming soon 🙂

#InsuranceClaims #LossAdjuster #ClaimsAdvice #InsuranceHelp

[Harris Balcombe LLP @HarrisBalcombe]

Insurance Claims Advice Hub - Loss Adjusters’ Top Questions Answered: When did the damage occur?

If you’re about to get a visit from a loss adjuster, they may well ask you this question 👇

When did the damage occur?

✅ Why they ask: To check if the event falls within your coverage period

✅ Smart answer: Be specific with date & time

❌ Avoid: “I think it was last week sometime…”

💡 Tip: A loss assessor will help ensure your answer matches logs, reports or photos

Brush up on other common questions here:
https://t.co/F2D9y0D2L0

More videos are on the way…

#InsuranceClaims #LossAdjuster #ClaimsAdvice

[Harris Balcombe LLP @HarrisBalcombe]

Insurance Claims Advice Hub - Loss Adjusters’ Top Questions Answered: Can you explain what happened?

We regularly get enquiries that cover a wide range of insurance claim topics - from loss adjusters to burst pipes, and we know how stressful the process can feel.

That’s why we’ve created the Insurance Claims Advice Hub - featuring videos like this to help anyone who needs support. Whether you’re worried, stressed, or just want to feel more prepared, we’ll be adding new videos each week, so be sure to check it out when we launch shortly. And don’t forget to share this video with anyone who might need help.

One of the most commonly asked questions by a loss adjuster is:

Can you explain what happened?

Why they ask:
To compare your version of events against your policy coverage and timelines.

Smart answer:
Always stick to the facts. Avoid speculation or emotional exaggeration.

With a loss assessor:
They’ll help you structure your account clearly, so you don’t over- or under-share.

If you’re about to get a visit from a loss adjuster, you can get up to speed on what to expect by giving our guide a quick read - many have already found it really useful:
https://t.co/F2D9y0D2L0

Stay tuned - more videos are on the way.
Drop us a comment below, if there’s a topic you’d like us to cover ⬇️

#InsuranceClaims #LossAdjuster #ClaimsAdvice #InsuranceTips #HomeInsurance #BusinessInsurance #InsuranceSupport #InsuranceExperts #PropertyClaims #InsuranceHelp

[Harris Balcombe LLP @HarrisBalcombe]

Live near a river, stream or the coast?

You might be at risk.

You can be ready.

✅ Download our Flood Risk Checklist now

👉 https://t.co/8cBqNbcLqJ

#FloodPrep #ClaimsSupport #FloodChecklist #HarrisBalcombe

[Harris Balcombe LLP @HarrisBalcombe]

That brown spot on your ceiling?

It’s not harmless. It’s a flood warning.

Grab our free Flood Checklist and stay ahead of the leak:

👉 https://t.co/8cBqNbcdBb

#FloodChecklist #InsuranceClaims #PropertyDamage #FloodPrep #HarrisBalcombe

[Harris Balcombe LLP @HarrisBalcombe]

What if a flood hit your home tonight?

Would your insurance cover the things that really matter?

📋 Download the Flood Checklist:
https://t.co/8cBqNbcLqJ

#FloodInsurance #ClaimsHelp #FloodChecklist #AI

[Harris Balcombe LLP @HarrisBalcombe]

Flood Checklist: Does your home or business insurance include flood cover?

✅ Yes – You're on track.

❌ No – Time to check before it’s too late.

💡 Many policies don’t include flood cover by default. Even cities like Manchester & London aren’t safe.

📥 Download the checklist:
https://t.co/bA6MjAg7HT

Download it. Print it. Tick it. Stay one step ahead.

#FloodChecklist #FloodCover #HomeInsurance #UrbanFlooding #AI #AIContent #StayOneStepAhead

[Harris Balcombe LLP @HarrisBalcombe]

Does your home or business insurance include flood cover?

💡 Most city homes/businesses are still at risk.

🖨️ Get the checklist:
https://t.co/8cBqNbcdBb

[Claims Media @ClaimsMedia]

Congratulations to our finalists for the Best Employer award!

Auger
@HarrisBalcombe
@HiscoxUK
Laird Assessor Ltd
McLarens
Vetsure Pet Insurance

#BCAwards

[Claims Media @ClaimsMedia]

Congratulations to our finalists for the Loss Assessor of the Year award!

@Aspray_Claims
Concept Claim Solutions
@HarrisBalcombe
@SalmonAssessors

#BCAwards

[Harris Balcombe LLP @HarrisBalcombe]

Missed this?

10 must-know home insurance questions (and answers)

From burst pipes to hidden clauses, emotional support, and trace & access.

Quick, sharp & super helpful

👇 Read it now:
https://t.co/snCuZywwI3

[Harris Balcombe LLP @HarrisBalcombe]

Can you reopen an insurance claim after it’s been paid?

⬇️

Sometimes, if new damage is clearly linked. But you’ve got to act quickly.

✅ TIP: Keep documenting issues post-settlement.

#HomeInsurance #ClaimsSupport #QuickFire

[Harris Balcombe LLP @HarrisBalcombe]

What’s the first thing insurers check after a fire or flood?

⬇️

Whether you took “reasonable care.”

Ignored a leak? No window locks? That could kill your claim.

✅ TIP: Keep a record of upgrades + maintenance.

#InsuranceAdvice #QuickFire #LossAssessor

[Harris Balcombe LLP @HarrisBalcombe]

Can your insurer limit your claim, even if you think you’re adequately insured?

⬇️

Yes. It’s called the average clause.

If your rebuild value is too low, your payout gets cut down too.

✅ TIP: Use a rebuild valuation, not your house price.

#InsuranceTips #HomeInsurance #QuickFire

[Harris Balcombe LLP @HarrisBalcombe]

What’s one cover most people forget — until it costs them thousands?

⬇️

Answer: Trace and access.

Your insurer might pay to fix a burst pipe
but NOT to tear up your floors or walls to find it.

✅ TIP: Check if your policy includes it. It’s one of the UK’s most common cover gaps.

#InsuranceTips #HomeInsurance #LossAssessor #QuickFire

[Harris Balcombe LLP @HarrisBalcombe]

Does insurance cover therapy after home loss?

⬇️

Answer: Usually not, unless you fight for it.

✅ Some specialist policies may include it.
#MentalHealth #InsuranceHelp #LossAssessor #ClaimSupport

[Harris Balcombe LLP @HarrisBalcombe]

Will your insurance cover emergency boarding for your pet?

⬇️

Answer: Often excluded or capped.

✅ Check your policy’s alternative accommodation section.

#PetClaims #InsuranceTips #LossAssessor #UKHomes

[Harris Balcombe LLP @HarrisBalcombe]

What one thing can boost your claim success?

⬇️

Answer: A home inventory — with photos and receipts.

✅ Start one today.

#HomeInventory #InsuranceHelp #LossAssessor #ClaimsTips

[Harris Balcombe LLP @HarrisBalcombe]

Insured for storm damage — but roof claim denied?

⬇️

Answer: Insurers often blame “wear and tear.”

✅ Use photos, expert reports — or a loss assessor.

#StormDamage #InsuranceTips #UKClaims #LossAssessor