Harry MeridianX

Core Contributor @MeridianX_｜DM for community collabs

[x.me @xme_official_]

🎙️ Beyond Bull Run: The Art of Finding Alpha Across Market Cycles

📍 https://t.co/OsCmA309P0
🗓️ July 16 | 11:00 – 11:45 AM UTC
🥳 $100 USDT Giveaway (5 winners * 20)

How to join:
1️⃣ Follow @xme_official_
2️⃣ Like & Repost this post
3️⃣ Leave your questions in the comments

🌟 Featured speakers: @SportixAI @MeridianX_ @Harry_tyz @NebulaiHQ @AOZXOfficial @RBCDigitalGold

#AMA #Giveaway #xme #ExploreTheLimitless

[MeridianX @MeridianX_]

The next paradigm of alpha is structural.

As global financial institutions migrate legacy assets on-chain, Tokenization and RWAs are transitioning from a market narrative into foundational infrastructure.

Join us alongside our Core Contributor @Harry_tyz as we discuss the institutional road ahead.

🗓️ July 16, 11:00 AM UTC

[Harry MeridianX @Harry_tyz]

@0xAuFlux 加油@0xAuFlux, @MeridianX_ 把公司的收益回馈到了链上，我们讲引领Web3的新叙事，”SupplyFi!"

[AuFlux金流 @0xAuFlux]

https://t.co/iQRy6wNijL

[Harry MeridianX @Harry_tyz]

While @RobinhoodApp is giving 7% APY. @MeridianX_ is willing to pay way more than this! Our Senior Tranche pays 8-12% APY by providing a real-life use case for stablecoins such as @USDC @Paxos @USDG in the aviation industry. We utilize these deposited stablecoins to "Buy Wholesale, Sell Retail," and use 50% of revenue to burn our native token @MeridianX_ . DM for direct deposit info :)

[Robinhood @RobinhoodApp]

Robinhood Earn is rolling out to eligible US customers.

Lend USDG onchain through a self-custody wallet and earn an estimated 7% APY. Lending itself runs on @Morpho, one of the most established protocols in decentralized finance, all accessible on the Robinhood app.

APY subject to change.
📺 https://t.co/6yrDqMrEvC

[Robinhood @RobinhoodApp]

Robinhood Earn is rolling out to eligible US customers.

Lend USDG onchain through a self-custody wallet and earn an estimated 7% APY. Lending itself runs on @Morpho, one of the most established protocols in decentralized finance, all accessible on the Robinhood app.

APY subject to change.
📺 https://t.co/6yrDqMrEvC

[Harry MeridianX @Harry_tyz]

Yesterday, at @OfficialSUNio s "DeFi's Next Chapter" Live AMA, @MeridianX_ @Harry_tyz presented the concept of bringing "Real Yield" on-chain. We discussed 4 topics, and MeridianX introduced our near-trillion-dollar aviation industry that would reignite DeFi by creating the concept of "SupplyFi," with the existing stablecoin settlement rails and blockchain technology.

Section 1 — Did Token Incentives Build DeFi or Distort It?
MeridianX responded with a simple answer. We believe token incentives definitely sacrificed long-term growth for short-term benefits. MeridianX does not imitate the"farm, dump, migrate" loop logic. On the contrary, we reward long-term investors who believe in the business we operate.
MeridianX runs with deflationary tokenomics. This means that we use 50% of our revenue to burn our tokens.

Section 2 — What Will Keep Users in DeFi Today?
MeridianX believes "Real Yield"—revenue generated from actual platform usage (Spread between airplane tickets, API fees, stablecoin settlement fees, trading fees, liquidation penalties, borrow interest) paid out in assets like stablecoins, eth, or even fiat—is the fundamental metric for protocol health.

Section 3 — Where Will DeFi's Next Growth Come From?

Could stablecoins become the biggest growth engine for DeFi over the next few years?
Absolutely. Stablecoins are DeFi’s undisputed killer app. The expansion of yield-bearing stablecoins, localized fiat-pegged tokens (like Euro or SGD stables), and the sheer volume of global cross-border remittances moving onto networks like TRON and Solana prove that stablecoins are the primary gateway bringing non-crypto native capital into the DeFi ecosystem.

Can institutional capital unlock a new phase of DeFi adoption?
Yes, but it requires permissioned DeFi layers. Institutional capital cannot interact with anonymous liquidity pools due to strict compliance and AML/KYC laws. The growth of institutional DeFi depends on KYC-compliant sub-pools, heavily audited institutional vaults, and robust smart-contract insurance frameworks.

What sector within DeFi are you personally most bullish on today?

Section 4 — What Does DeFi Need to Thrive in the Next Five Years?

Protocols must focus on unit economics early on. While blitzscaling via token emissions can create a temporary network effect, a protocol must have a clear path to profitability where organic revenue outweighs token emissions within a defined horizon. Growth without positive unit economics is just an expensive illusion.

Imagine we're having this conversation again in five years. What will DeFi look like?

In five years, "DeFi" will simply be called finance. The backend will run on public, permissioned, and hybrid blockchain rails, but consumers won't necessarily know it. Traditional brokerages, neo-banks, and international payment apps will route transactions through decentralized liquidity pools and automated market makers to cut costs and settlement times.

[MeridianX @MeridianX_]

Honored to join this timely discussion.✈️

@MeridianX_ alongside our Core Contributor @Harry_tyz will be sharing insights on shifting the DeFi paradigm.We believe sustainable liquidity lies in engineering robust PayFi infrastructure for deep commercial verticals like the aviation supply chain—anchoring velocity and yield in systemic transactional utility rather than unsustainable emissions.⚙️

See you on July 9 at 1:00 PM UTC.🎙️

[Harry MeridianX @Harry_tyz]

@MeridianX_ Thanks @OfficialSUNio for inviting, see ya there :)

[Harry MeridianX @Harry_tyz]

"Stablecoin applications in our physical world"
Stablecoins like @USDC , solana:Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB, and yield-sharing tokens like $USDG have built massive liquidity engines. But currently, they are isolated from our daily lives. If stablecoins want to evolve, they need to become part of our real-world utility like infrastructure.

They need ecosystems like @MeridianX_ .

By embedding stablecoins into our MeridianX aviation supply chain, we introduce yield-generating stablecoins to a near trillion usd industry and find a practical application in our physical world for stablecoins✈️💼

Think about it: Currently, a large portion of stablecoin yield relies passively on government debt or volatile DeFi lending. MeridianX activates this capital by deploying it into high-value, real-world trade finance.

A positive flywheel is formed:
1️⃣ Stablecoins fund high-demand aviation logistics (AOG parts, factoring).
2️⃣ Real-world trade transaction fees generate higher, organic, non-inflationary yields for holders.
3️⃣ Higher sustainable yields attract more institutional capital into stablecoins.
4️⃣ Deeper liquidity scales more use cases across the traditional aviation industry (RWA).
Stablecoin protocols are the engines. MeridianX is the fuel. Together, we are bridging digital liquidity with global industrial trade.
@Dragonfly_io @USDC @okxchinese @okx

[Harry MeridianX @Harry_tyz]

.@MeridianX_ tonkenizes real world flying tickets on-chain (RWA).
MeridianX_ tokenizes a near-trillion-dollar aviation industry and empowers it with blockchain and stablecoins to eliminate its foreign currency exchange fees, banking fees, SWIFT wire fees, and save capital's precious money turnover rate.
@USDC,@USDG,@tether
. The future is ours
@MeridianX_
@Dragonfly_io

[MeridianX @MeridianX_]

Citi’s definitive report, "Money, Tokens, and Games," projects over $5T in tokenized real-world assets by 2030, with an additional $1T specifically driving DLT-based trade finance.

The inflection point isn’t coming; it’s here.

Traditional pipelines are too slow for tomorrow’s velocity. At MeridianX, we are not just waiting for this liquidity migration—we are actively routing it.

By leveraging PayFi infrastructure, we bridge on-chain capital straight into the multi-billion dollar friction points of global aviation supply chains.

Real yields. Institutional rails. Seamless settlement.

The sky is no longer the limit; it is the infrastructure. ✈️⛓️

[MeridianX @MeridianX_]

Citi’s definitive report, "Money, Tokens, and Games," projects over $5T in tokenized real-world assets by 2030, with an additional $1T specifically driving DLT-based trade finance.

The inflection point isn’t coming; it’s here.

Traditional pipelines are too slow for tomorrow’s velocity. At MeridianX, we are not just waiting for this liquidity migration—we are actively routing it.

By leveraging PayFi infrastructure, we bridge on-chain capital straight into the multi-billion dollar friction points of global aviation supply chains.

Real yields. Institutional rails. Seamless settlement.

The sky is no longer the limit; it is the infrastructure. ✈️⛓️

[Harry MeridianX @Harry_tyz]

@MeridianX_ Huge thanks for our Listeners 🫡

[Harry MeridianX @Harry_tyz]

LIVE SESSION RECAP:
MeridianX First X AMA —
"Stablecoin Use Cases"
Yesterday, the MeridianX team—joined by Professor Max and myself—successfully hosted our first live AMA session on X. Here is a recap of our self-introductions, the MeridianX presentation, and our technical Q&A session.
Meet the Speakers
Professor Maksym (Max) Lazirko
Professor Max is an ABD Doctoral Candidate in Management at Rutgers University, specializing in Accounting Information Systems, and holds a B.S. in Management Information Systems. As an experienced university instructor and researcher, his expertise spans emerging technologies like quantum computing, blockchain, machine learning, and cybersecurity. He has actively contributed to advanced tech initiatives and published research analyzing AI, crypto-assets, and continuous auditing frameworks.
Tianyao (Harry) Zhu
My name is Harry, and I am a senior student at Trinity Western University specializing in mathematics. My family has been active in traditional equity markets for decades, and I have personally been riding the wave of the AI revolution in the U.S. stock market over recent years. I first entered Web3 two years ago, fascinated by the decentralized mechanics of blockchain. However, I quickly noticed a painful reality: most crypto projects play a zero-sum game with very little real-world economic activity backing them. Everything changed when Professor Max and I met at the WCARS event at Rutgers. We realized we shared a common goal: to build a Web3 project with genuine, cash-flowing utility. Along with a few core contributors, MeridianX was born.
The MeridianX Presentation & Business Model

Before diving into the architecture, I like to ask our audience a simple question: "Has everyone here been to Costco?"
Think of MeridianX as a Costco operating on-chain. Why does Costco dominate? Some point to its immense pricing power over its supply chain; others point to high-quality, low-cost private labels like Kirkland Signature. Even their loss-leaders—like the $1.50 hot dog or cheaper gasoline—drive massive, loyal volume.
Similarly, MeridianX is a high-volume, traditional aviation ticketing business empowered by blockchain.
Our parent company’s CEO brings over two decades of operational experience in the aviation sector. A year ago, he realized that blockchain settlement and stablecoins could completely dismantle the three main bottlenecks holding the industry back. To solve this, our core team joined forces to build MeridianX.
How the Industry Works & Where We Fit
In the traditional aviation pipeline:
Airlines are the upstream providers of flight inventory.
Global Distribution Systems (GDS) aggregate and distribute this seat data.
MeridianX acts as a middle settlement and wholesale layer, buying seats in bulk.
Online Travel Agencies (OTAs) (like https://t.co/8MNe8vyYpx or https://t.co/gCNJwxlUgb) buy these wholesale tickets from us to sell to the end consumer. We capture the spread.
Solving the 3 Main Industry Pain Points
Cross-Border Settlement Friction: Traditional legacy rails suffer an estimated 8%–11% loss due to multi-tiered FX exchanges, SWIFT wire fees, and correspondent bank markups. Worse, a standard Billing and Settlement Plan (BSP) cycle takes roughly 45 days to complete. Our Solution: MeridianX utilizes stablecoins (USDC) to move value globally, bypassing all four legacy middlemen and crushing the capital cycle down to about 10 days. Imagine two companies both operating on a 2% profit margin per cycle. If one company can only cycle its capital 8 times a year (45-day cycles) while MeridianX cycles its capital 36 times a year (10-day cycles), our capital velocity generates over 4 times the annual return.
Airlines' Razor-Thin Margins: Airlines operate on notoriously tight net margins (often between 3%–5%) while bearing massive operational risks. By collaborating directly with airlines upstream and accelerating settlement to OTAs downstream, we provide airlines with two things they desperately need: upfront liquidity and demand certainty. In return for this certainty, MeridianX unlocks much deeper discounts.
Tokenomics Built on "Positive Convexity": This brings us to a highly compelling, counter-intuitive mechanism that justifies our token architecture: Positive Convexity. Currently, operating with $10 million USD yields roughly a 10% wholesale discount. However, if our capital pool scales to $500 million USD, our volume allows discounts to climb above 25%. The $MXP token was specifically designed to pool this capital, fuel non-linear scale, and share that structural upside directly with our community and investors.
Q&A Session Highlights
Q1: Long payment terms and middleman friction plague aviation supply chains. How does MeridianX handle compliant cross-border fiat-crypto on/off-ramps, and what is the target reduction for the Cash Conversion Cycle (CCC)?
A1: MeridianX partners directly with OSL (HK EX: 00863), a fully licensed virtual asset brokerage. OSL acts as our compliant fiat ⇔ stablecoin bridge via a dedicated VASP account, securing highly competitive conversion fees of approximately 0.6% (6/1000). Through this infrastructure, our Cash Conversion Cycle (CCC) is compressed from months down to just a few days.
Q2: Legacy GDS/BSP rails kill capital efficiency with heavy collateral requirements. How does your PayFi architecture unlock this trapped liquidity for agents? Does the protocol enable true atomic settlement?
A2: By bypassing traditional credit lines, liquidity that would otherwise be locked up as idle collateral is immediately freed up for rapid, successive inventory procurement within the airlines' systems. On the engineering side, our technical team deploys AI agents to execute automated, intelligent agentic settlements operating at millisecond speeds.
Q3: Cross-border B2B ticketing suffers from FX slippage and slow multi-tier refunds. How does MeridianX mitigate multi-currency FX risk on-chain to accelerate cancellation capital flows?
A3: By utilizing native USDC, we completely strip out multi-currency FX volatility and settlement delays from the core ledger. To capture and scale this advantage, we are rolling out two distinct B2B ticketing platforms:
Dragonfly: Powered by domestic Chinese AI agents, it streamlines and automates travel scheduling and booking for international travelers visiting China.
Concourse: A dedicated corporate travel platform that manages flights, hotels, and flexible Web3-integrated payment configurations for enterprise employees.
@Maksymhn

[MeridianX @MeridianX_]

🎙️ MeridianX First Community Call

We are hosting our inaugural community call to discuss the future of aviation supply chain infrastructure and PayFi.

Join our Core Contributors for an exclusive ecosystem update and deep dive.

• Host: @MeridianX_
• Guests: Max & Harry (Core Contributors)
• Time: Friday, July 3 at 8:00 PM (UTC+8) / SGT

🎁 Community Q&A Bounty (100 USDC Pool)

Have questions about our architecture or vision? Drop them below. We will select the most insightful questions to answer live during the Space, with selected entries walking away with a share of the USDC pool.

To Enter:

❤️ Like & RT this tweet

👥 Tag 3 friends

💬 Comment your question + your Base wallet address

Set your reminders. The transformation of decentralized aviation supply chains starts here. 👇

[Twitter Space:
https://t.co/ITZBOxNkS6]

[MeridianX @MeridianX_]

🚨 MeridianX's First Community Call is TONIGHT at 8 PM!

🚨We are breaking down how PayFi tackles multi-billion dollar friction points in aviation supply chains & ticket clearing—unlocking trapped liquidity with atomic settlement.

Don't miss out on our vision. Join us live: 👇

[https://t.co/ITZBOxNkS6]

[MeridianX @MeridianX_]

🎙️ MeridianX First Community Call

We are hosting our inaugural community call to discuss the future of aviation supply chain infrastructure and PayFi.

Join our Core Contributors for an exclusive ecosystem update and deep dive.

• Host: @MeridianX_
• Guests: Max & Harry (Core Contributors)
• Time: Friday, July 3 at 8:00 PM (UTC+8) / SGT

🎁 Community Q&A Bounty (100 USDC Pool)

Have questions about our architecture or vision? Drop them below. We will select the most insightful questions to answer live during the Space, with selected entries walking away with a share of the USDC pool.

To Enter:

❤️ Like & RT this tweet

👥 Tag 3 friends

💬 Comment your question + your Base wallet address

Set your reminders. The transformation of decentralized aviation supply chains starts here. 👇

[Twitter Space:
https://t.co/ITZBOxNkS6]

[MeridianX @MeridianX_]

🧵Most crypto projects start with a token, looking for a problem.

We started with a problem, looking for a tool.🌊

For years we ran a real aviation business and watched real money bleed every month — SWIFT delays, intermediary fees, hidden FX, frozen deposits. Industry-wide, $20B+ a year, quietly disappearing into bank plumbing.

Nobody questioned it. Because everybody paid it.
Crypto, of all things, turned out to be the only tool that could stop it.

So we built MeridianX.⚡️
The countdown is over.

https://t.co/JrF8tB1H3R
See you at the meridian.🚀

#MeridianX #Web3 #LaunchDay #PayFi

[MeridianX @MeridianX_]

Global aviation distribution is undergoing the biggest transformation in 50 years.

For most people, buying a flight ticket is just two taps on a mobile phone. Yet deep within the industry, it is an ancient battlefield with massive stakes, undergoing profound change.

[Harry MeridianX @Harry_tyz]

@Yobitom0_x 交換しよ