Top Tweets for #MuthootMicroFin
#MUTHOOTMICROFIN Q1 #CONCALL
📷 Management Outlook
• FY27 AUM growth guidance raised to 20%.
• FY27 ROA target at 3.3% and ROE at 18%.
• Management aims for ROA of 4–4.5% within 18 months and 5% by 2030.
• NIM guidance maintained at 12.3–12.5%.
• FY27 credit cost expected at the lower end of 2.7–3.5%.
• Long-term portfolio mix targeted at 60:40 MFI vs non-MFI, from ~76:24 currently.
• Branch network targeted at 1,740–1,750 by FY27-end.
📷 Key Updates
• Higher group-loan rates of 24.85% are expected to support NIM improvement from Q2.
• Consumer durable loans could be funded through lower-cost commercial paper to improve spreads.
• Gold loan expansion can leverage existing Muthoot Pappachan Group infrastructure without significant duplication of costs.
• Management continues to prioritise asset quality over aggressive customer additions.
• ₹20,000 crore government credit guarantee scheme expected to support liquidity across the microfinance sector.
#MUTHOOTMICROFIN Q1 #CONCALL
📷 Financial Highlights
• Q1 disbursements reached a record ₹2,644 crore, up 50% YoY.
• PPOP grew 43% YoY, supported by improving operating leverage.
• Overall collection efficiency improved to 98%; current-bucket efficiency stood at 99.9%.
• 65% of the loan book now comprises loans originated after April 2025, with 30+ DPD at just 1.2%.
• Credit cost stood at 2.6%, below FY27 guidance range.
• Cost of funds declined to 10.14%; incremental borrowing cost is ~9.8%.
📷 Asset Quality & Funding
• CRISIL upgraded Muthoot Microfin's rating to AA-.
• Operating cost moderated to 6.3% due to technology adoption and better branch productivity.
• Management is targeting ~9 lakh higher-quality customers with credit scores above 700.
• Asset quality expected to improve as the older stressed portfolio runs down.
📷 Digital & Diversification
• Digital collections reached 40%; target is 75% by 2030.
• Mahila Mitra app crossed 2.1 million downloads.
• Nearly 100% of individual-loan repayments are now collected digitally.
• Gold loan disbursements are running at ~₹100 crore/month.
• ₹500 crore consumer durable loan pilot announced, targeting 22–23% yields with 6–9 month tenures.
#CorporateConnection | नतीजों पर #MuthootMicrofin का मैनेजमेंट
कैसे रहे कंपनी के Q1 के नतीजे?
क्रेडिट कॉस्ट में कमी से कितना सपोर्ट?
NII में तिमाही आधार पर दबाव क्यों?
लोन डिस्बर्समेंट बढ़ाने की क्या है रणनीति?
देखिए मुथूट माइक्रोफिन के CEO, सदफ सईद से खास बातचीत
#ETNSMarket #StockMarket @MuthootMicrofin @kavitath
Corporate Radar | Muthoot Microfin
Q1 में दमदार नजीते, क्या रहे खास ट्रिगर्स?
कैसा है गोल्ड लोन का पूरा मार्केट?
FY27 के लिए क्या है कंपनी की ग्रोथ गाइडेंस?
देखिए Muthoot Microfin के CEO सदफ सईद से ज़ी बिज़नेस की खास बातचीत
#CorporateRadar #MuthootMicrofin #Q1Results #GoldLoan #FY27Guidance @MuthootMicrofin @poojat_0211
#WATCH | What's driving Muthoot Microfin's renewed optimism?
CEO Sadaf Sayeed says stronger collections, improving asset quality and a sharp jump in disbursements have prompted the company to raise its FY27 AUM growth guidance to 20%.
#MuthootMicrofin #Microfinance #NBFC #Q1FY27 #Earnings #StockMarketIndia @kavitath @MuthootMicrofin
Corporate Radar
Muthoot Microfin: एसेट क्वालिटी में कहां से आया सुधार?
कैसा है कंपनी का ग्रॉस लोन पोर्टफोलियो?
आगे कैसी रह सकती है एसेट क्वालिटी?
नतीजों पर Muthoot Microfin का मैनेजमेंट
#MuthootMicrofin #MuthootMicrofinResults @poojat_0211
https://t.co/8AkltRUuma
Muthoot Microfin has turned more confident about FY27.
AUM growth guidance upgraded from 12–15% to 18–20%
Credit cost guidance improved to 2.5–3.0%
ROA guidance increased to 2.5–3.3%
ROE guidance raised to 12–18%
#MuthootMicrofin #Muthoot
#Q1FY27 | 06/08/26 | Results Overall | Scorecard. KEY STOCKS Overview
🟢 Above Estimates / Blockbuster:
#GRInfra #SCI #RainIndustries #SiemensEnergy #MuthootMicrofin #Wakefit #CosmoFirst #VijayaDiagnostic.
🟢 Good / Met Expectations:
#Sandur #KKCL #IFBIndustries #Fortis #HCG #Transrail #OrientCeratech #Sundrop #ADSL #DeepakSpin #RPower #GEE #BoschHomeComfort
🟡 Mixed / Neutral:
#Britannia (PAT Beat | EBITDA Miss)
#ApolloTyres (Revenue Beat | PAT & Margins Miss)
#FinolexIndustries (YoY Growth | Below Street PAT)
#PGElectroplast (Revenue Beat)
🔴 Weak:
#SaurashtraCement #VikramSolar #SonataSoftware #RamcoCements
Standout Performers: #SCI #RainIndustries #GRInfra #SiemensEnergy #MuthootMicrofin
#Q1FY27 #Results #StockMarket #EarningsSeason
Not a buy or sell recommendation
#Q1FY27 | 06/08/26 | Results Round-up | Compared with Street Estimates Part 4
#PGElectroplast – Strong revenue growth, margins below expectations.
Rev ₹2,034 Cr (+18% QoQ | +35% YoY) > Est. ₹1,940 Cr*
✅
PAT ₹76 Cr (+18% QoQ | +14% YoY) < Est. ₹90 Cr❌
#MuthootMicrofin – Strong recovery; asset quality improved.
Rev ₹670 Cr (+5% QoQ | +20% YoY)
PAT ₹81 Cr (+14% QoQ | 13x YoY)
#SCI – Blockbuster quarter.
Rev ₹1,847 Cr (+22% QoQ | +40% YoY)
PAT ₹619 Cr (+53% QoQ | +75% YoY)
#CosmoFirst – Strong operating performance.
Rev ₹1,165 Cr (+14% QoQ | +46% YoY)
PAT ₹54 Cr (+46% QoQ | +26% YoY)
#Wakefit – Healthy all-round growth.
Rev ₹404 Cr (+17% QoQ | +16% YoY)
PBT ₹36 Cr (+50% QoQ | +89% YoY)
#Sundrop – Decent quarter.
Rev ₹427 Cr (+11% QoQ | +15% YoY)
PAT ₹12 Cr (+20% QoQ | 3x YoY)
#Sandur – Good execution.
Rev ₹1,375 Cr (-9% QoQ | +21% YoY)
PAT ₹228 Cr (-3% QoQ | +37% YoY)
#KKCL – Decent quarter.
Rev ₹279 Cr (-14% QoQ | +19% YoY)
PAT ₹41 Cr (+21% QoQ | +28% YoY)
#GRInfra – Strong beat vs Street. ✅
Rev ₹2,784 Cr (+11% QoQ | +40% YoY) > Est. ₹2,023 Cr
PAT ₹357 Cr (+73% QoQ | +46% YoY) > Est. ₹198 Cr
#OrientCeratech – Margin-led improvement.
Rev ₹100 Cr (+3% QoQ | +4% YoY)
PAT ₹10.5 Cr (+7% QoQ | +176% YoY)
#ADSL – Sequential turnaround.
Rev ₹260 Cr (-3% QoQ | +19% YoY)
PBT ₹17 Cr vs Q4 loss.
#DeepakSpin – Returned to profit.
Rev ₹138 Cr (Flat YoY)
PBT ₹4.1 Cr vs loss YoY.
#Britannia – Revenue broadly in line; EBITDA below Street while PAT beat expectations.
Rev ₹5,000 Cr (+6% QoQ | +8% YoY) ≈ Est. ₹4,984 Cr
PAT ₹593 Cr (-13% QoQ | +14% YoY) > Est. ₹532 Cr ✅
#ApolloTyres – Revenue ahead of Street; profitability missed due to margin pressure.
Rev ₹7,398 Cr (+1% QoQ | +13% YoY) > Est. ₹7,304 Cr✅
PAT ₹349 Cr (-45% QoQ | +2609% YoY) < Est. ₹382 Cr❌
#BoschHomeComfort – Seasonal QoQ moderation.
Rev ₹1,095 Cr (+14% QoQ | +29% YoY)
PBT ₹32 Cr (-40% QoQ | +33% YoY)
#GEE – PAT surged aided by exceptional gain.
Rev ₹103 Cr (-8% QoQ | +30% YoY)
PAT ₹6.9 Cr (+93% QoQ | +601% YoY)
#SaurashtraCement – Weak quarter.
Rev ₹457 Cr (+2% QoQ | +8% YoY)
PAT ₹9 Cr (-52% QoQ | -46% YoY)
#VikramSolar – Revenue strong, profitability weak.
Rev ₹1,563 Cr (+8% QoQ | +38% YoY)
PAT ₹20 Cr (-82% QoQ | -85% YoY)
#Sonata – Revenue growth strong; margins under pressure.
Rev ₹3,279 Cr (+29% QoQ | +11% YoY)
PAT ₹108 Cr (-17% QoQ | -1% YoY)
#RainIndustries – Massive earnings recovery.
Rev ₹5,167 Cr (+14% QoQ | +17% YoY)
PAT ₹341 Cr (+116% QoQ | +311% YoY)
#FinolexIndustries – Revenue weak, margins improved.
Rev ₹884 Cr (-33% QoQ | -15% YoY)
PAT ₹115 Cr (-56% QoQ | +17% YoY)
#SiemensEnergy – Strong execution with robust margin expansion.
Rev ₹2,486 Cr (+4% QoQ | +39% YoY)
PAT ₹441 Cr (+18% QoQ | +68% YoY)
#IFBIndustries – Healthy operational performance.
Rev ₹1,585 Cr (+6% QoQ | +18% YoY)
PAT ₹43 Cr (+1% QoQ | +65% YoY)
#VijayaDiagnostic – Beat Street estimates. ✅
Rev ₹231 Cr (+5% QoQ | +23% YoY) > Est. ₹225 Cr
PAT ₹53 Cr (+11% QoQ | +38% YoY) > Est. ₹48 Cr
#Transrail – Stable execution.
Rev ₹1,736 Cr (-7% QoQ | +5% YoY)
PAT ₹108 Cr (+11% QoQ | +3% YoY)
#RPower – Returned to profitability.
Rev ₹1,956 Cr (+4% QoQ | +4% YoY)
PAT ₹65 Cr vs Q4 loss.
#HCG – Healthy recovery.
Rev ₹693 Cr (+7% QoQ | +13% YoY)
PAT ₹16 Cr (+307% QoQ | +175% YoY)
#Fortis – Broadly in line.
Rev ₹2,545 Cr (+8% QoQ | +17% YoY)
PAT ₹273 Cr (+1% QoQ | +2% YoY)
Key Beats vs Street:*#GRInfra #VijayaDiagnostic #Britannia (PAT) #PGElectroplast (Revenue) #ApolloTyres (Revenue)
Below Estimates:#ApolloTyres (PAT & Margins) #PGElectroplast (PAT & Margins) #Britannia (EBITDA)
Standout Quarters: #SCI #RainIndustries #GRInfra #CosmoFirst #MuthootMicrofin #SiemensEnergy #Wakefit #Sandur
#Q1FY27 #Results #StockMarket #EarningsSeason
Not a buy or sell recommendation
Muthoot Microfin Ltd. has announced its financial results for Q1FY27.
Here’s a quick overview of the quarterly performance and progress towards financial inclusion.
#MuthootMicrofin #Q1FY27Results #FinancialInclusion
Good #Q1FY27-06/08/26 post 6pm till 7:30pm
Muthoot Microfinance
Muthoot Microfin
#MuthootMicrofin
#MuthootMF
Good Q1FY27
Highest ever Q1 disbursements
At 2645cr⏫49%
AUM at 14457cr⏫18%
This was provided in quarterly data
Rev at 670cr vs 559cr, Q4 at 638cr
PPOP at 199cr⏫44% YoY, ⏫ 3% QoQ
PBT at 107cr vs 5.7cr, Q4 at 96cr
PAT at 81cr vs 6cr, Q4 at 71cr
GNPA and NNPA sharply down YoY
Down well QoQ too
NNPA at 1.05% vs 1.14% QoQ
Credit cost at 2.6%
RoA at 2.3%
RoE at 11.2%
Shipping Corporation of India
SCI
#SCI
Blockbuster Q1FY27 with big QoQ and YoY uptick across all parameters
Rev at 1846cr vs 1316cr, Q4 at 1513cr
PBT at 628cr vs 366cr, Q4 at 416cr
PAT at 614cr vs 354cr, Q4 at 405cr
Cosmo First
#Cosmo
#CosmoFirst
Good QoQ and YoY uptick across all parameters
45%+ rev and EBITDA growth
12% QoQ growth
Rev at 1165cr vs 800cr, Q4 at 1021cr
EBITDA at 136cr⏫48% YoY, ⏫ 13% QoQ
OPM steady at 11.7%
PBT at 71cr vs 54cr, Q4 at 65cr
PAT at 54cr vs 43cr, Q4 at 37cr
Mold Tek Technologies
#MoldTech
#MoldtekTech
Concall highlights:
20%+ OPM seems sustainable
Workflows are strong and increasing
240-250cr revenue guidance for FY27 and 340-350cr for FY28 with 20-23% OPM band
Q2FY27 should be another strong quarter as per current trends
Wakefit Innovations
#Wakefit
Solid Q1FY27 with good QoQ and YoY uptick across all parameters
Rev at 404cr vs 347cr, Q4 at 344cr
EBITDA at 72cr vs 53cr, Q4 at 54cr
PBT at 36cr vs 19cr, Q4 at 24cr
Almost 85%+ YoY growth
Sundrop Brands
#Sundrop
Decent Q1FY27 with decent QoQ and YoY uptick across all parameters
Rev at 427cr vs 372cr, Q4 at 386cr
PBT at 17cr vs 5.6cr, Q4 at 13cr
PAT at 12cr vs 4cr, Q4 at 10cr
Sandur Manganese
#Sandur
#SanduMa
Good Q1FY27
Rev at 1375cr vs 1135cr, Q4 at 1511cr
PBT at 281cr vs 209cr, Q4 at 296cr
PAT at 228cr vs 167cr, Q4 at 236cr
Kewal Kiran Clothing
#KKCL
Decent Q1FY27
Rev at 279cr vs 234cr, Q4 at 324cr
PBT at 51cr vs 41cr, Q4 at 47cr
PAT at 41cr vs 32cr, Q4 at 34cr
GR Infraprojects
#GRInfra
A pleasantly good quarter after ages
Good QoQ and YoY uptick across all parameters
Rev at 2784cr vs 1984cr, Q4 at 2500cr
PBT at 418cr vs 321cr, Q4 at 286cr
PAT at 358cr vs 244cr, Q4 at 210cr
Orient Ceratech
#OrientCeratech
Good Q1FY27 in terms of margin expansion QoQ and YoY
Rev at 100cr vs 96cr, Q4 at 97cr
PBT at 13.4cr sv 5cr, Q4 at 12.2cr
PAT at 10.5cr vs 3.8cr, Q4 at 9.8cr
Allied Digital
#ADSL
Rev at 260cr vs 219cr, Q4 at 268cr
PBT at 17cr vs 14cr, Q4 was a loss qtr
Deepak Spinners
#DeepakSpin
Rev flat at 138cr
PBT at 4.1cr vs -5cr,flat QoQ
Decent/Avg:
#BLSEServ
PBT at 25cr vs 22cr, Q4 at 24cr
#HCG
Rev at 693cr vs 611cr, Q4 at 650cr
Other income at 12cr vs 7cr
PBT at 24cr vs 11cr, Q4 at 33cr
#Britannia
Below ests on rev and EBITDA
PBT at 797cr vs 701cr, Q4 at 785cr
#ApolloTyres
Rev
Performs better on margins front vs Ceat
Flat PBT
#BoschHomeComfort
QoQ down, Q4 is general the string quarter
Rev at 1095cr vs 852cr, Q4 at 965cr
PBT at 32cr vs 24cr, Q4 at 53cr
#GeeCeeVent
Rev at 37cr vs 8cr, Q4 at 33cr
PBT at 9.4cr vs 4cr, Q4 at 28cr
#AdventHotels
Rev flat at 80cr
PBT at 11cr vs 5cr, Q4 at 27cr
3 . Muthoot Microfin ltd 🔖
#muthootmicrofin
#MuthootMicrofin eyes 20% AUM growth in FY27 as collections stay strong
@blitzkreigm | @sonalbhutra
https://t.co/AI4Jx02DxJ
#MarketsWithBS | Muthoot Microfin zooms 16% on strong Q1 biz update; stock hits 52-week high. Check details 👇
#Stocks #markets #stockmarket #sharemarket #MuthootMicrofin
https://t.co/xqBEU6EaNv
#WATCH | Muthoot Microfin is soaring in trade after a strong business update, while CRISIL has upgraded the company's long-term credit rating to AA-/Stable
@mitali1505 brings you all the key details
#MuthootMicrofin #CRISIL #CreditRating #Microfinance #NBFC #FinancialServices
#MuthootMicrofin shares jump most in three months after Q1 update sends stock higher by 12%
@GareemaBangad
https://t.co/fiYFxKIzPf
#MuthootMicrofin shares jump most in three months after Q1 update sends stock higher by 12%
#MuthootMicrofin shares jump most in three months after Q1 update sends stock higher by 12%
@GareemaBangad
https://t.co/UnxVE6aQ30
#MuthootMicrofin | Q1 FY27 Business Update
Microfinance story continues to improve!
• AUM Growth: AUM rose to ���14,457 Cr, up 18% YoY and 3% QoQ.
• Disbursement Growth: Q1 disbursements grew 49% YoY to ₹2,645 Cr; commenced gold loan disbursements under co-lending.
• Asset Quality: Collection efficiency improved to 97.97% and X-Bucket CE remained strong at 99.89%.
( A massive 497 bps YoY and 157 bps QoQ, thats the one thing that matters the most in this update)
• Credit Rating: CRISIL upgraded long-term rating to AA-/Stable, reflecting stronger credit profile.
• Liquidity: Maintained ₹1,310 Cr liquidity, ₹3,485 Cr unutilized credit lines, and raised ₹2,664 Cr during the quarter.
• Digitalization: Digital collections increased to 40%; Mahila Mitra app downloads crossed 2.09 million.
• Vision 2030: Targets ₹30,000 Cr AUM by FY30, 53.4% JLG / 46.6% Non-JLG mix, >5% RoA, >20% RoE, and 75% digital collections.
1/
4 microfinance lenders. 4 Q1 FY27 business updates. Collection efficiency: 99.68%, 99.68%, ~99.9%... and 97.97%.
The outlier just received a credit rating upgrade to AA-. How both things can be true at once 🏦 Thread 🧵 👇
#MuthootMicrofin
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