Heidi Fifield

Wealth Planning
Securities offered through Osaic Wealth, Inc. (OWI) member FINRA/SIPC. Please see website for full disclosures.

[Heidi Fifield @HeidiFifield]

The Plan Sponsor Council of America marks the 30th anniversary of 401(k) Day. https://t.co/mDKR2F3QOi

[Heidi Fifield @HeidiFifield]

A revocable life insurance trust is a trust that is funded, at least in part, by life insurance policies or proceeds. It can be an effective planning tool that provides a source of liquid funds to your estate for the payment of taxe https://t.co/JFy7QrDeeD

[Heidi Fifield @HeidiFifield]

Unfortunately, long-term care insurance (LTCI) policies are not standardized--provisions contained in policies vary greatly, and premiums charged vary as well. Therefore, it is important for you to compare to get the best policy pos https://t.co/Pro9o4pBqc

[Heidi Fifield @HeidiFifield]

Consider the following ways to help yourself build your retirement nest egg. https://t.co/CyZIqUnJHG

[Heidi Fifield @HeidiFifield]

When choosing a mortgage you'll need to determine whether to take out a fixed or an adjustable rate mortgage. https://t.co/6TMX1VgtCe

[Heidi Fifield @HeidiFifield]

Start by finding out if you're eligible for disability benefits from a group disability insurance plan. For the most part, group insurance is less expensive than individual policies. Keep in mind, however, that group insurance offer https://t.co/y57QT4dShm

[Heidi Fifield @HeidiFifield]

For most of us, our greatest asset is our ability to earn money. We protect our other assets (our home, our car, our life), and yet many of us never consider the importance of providing adequate income in the event of disability. It https://t.co/gzrQcT8f2Y

[Heidi Fifield @HeidiFifield]

First, how much disability insurance do you have through your employer, and what other financial resources do you have? Other resources might include your savings, property or assets you could sell, borrowed money, or your spouse's https://t.co/2O0yiuFleU

[Heidi Fifield @HeidiFifield]

IRS Migration Data show that taxpayers are moving from higher-tax states to lower-tax states. https://t.co/yqn6Evk1aB

[Heidi Fifield @HeidiFifield]

Index funds offer a simple, cost-effective way to participate in the markets, but not all funds are so simple. https://t.co/T1H4bAbV3v

[Heidi Fifield @HeidiFifield]

A college education is expensive. All those benefits of personal growth, expanded horizons, and increased lifetime earning power come at a price, a price that increases every year. According to the College Board's annual Trends in C https://t.co/UdV5iCffSI

[Heidi Fifield @HeidiFifield]

The term "marital and related trusts" refers to the several types of trusts that married individuals can establish to maximize use of their estate tax applicable exclusion amounts (the amount that can be sheltered from federal gift https://t.co/EWT1ABxO36

[Heidi Fifield @HeidiFifield]

Gifting can be a powerful estate planning tool, allowing you to transfer your wealth to others during your lifetime. Lifetime gifts have many advantages over gifts you might leave in your will (these are called bequests, legacies, o https://t.co/0UmjkAr54C

[Heidi Fifield @HeidiFifield]

Three federal income tax credits may be available to help offset your cost to purchase certain clean vehicles (including electric, plug-in hybrid, and fuel cell vehicles). https://t.co/CD1NOXxfp7

[Heidi Fifield @HeidiFifield]

A stock plan is a form of employee compensation that provides your employees with either stock or an amount of cash that is based on the performance of your company's stock. There are numerous types of stock plans that you can offe https://t.co/a8ip74Tc0F

[Heidi Fifield @HeidiFifield]

Would your business survive if a key employee died or was temporarily unable to work? A key employee life insurance policy can protect your business. Your business pays the premiums and can surrender or borrow against the policy as https://t.co/uknTF11PUC

[Heidi Fifield @HeidiFifield]

Since there's no standard disability policy, different policies offer their own definition of disability. Comparing policies can therefore be difficult, and you'll have to read them carefully to find differences. https://t.co/HJPpI3GqdP

[Heidi Fifield @HeidiFifield]

Disability insurance is an insurance policy that pays a benefit in the event of a long-term illness or injury. The policy contains specific definitions of what constitutes a disability and the time frame (waiting period) between the https://t.co/ExHGYj04E9

[Heidi Fifield @HeidiFifield]

Find out more https://t.co/jUoP8EyiY4

[Heidi Fifield @HeidiFifield]

In certain circumstances, you can take money from your IRA. https://t.co/ZM6ahi1GaV