@chigoziebashua@OurFavOnlineDoc Ooh no, my bad
I've actually watched the full video and it's not what I thought
Farmer was a term given by Pastor B for someone who's frugal and want the best for them.
Today I turn 43.
My first salary was ₦60,000 a month. I lived on half and invested for my future.
Over 20 years later, my portfolio can fund my family’s lifestyle if needed.
To the young person making financial projections and wondering, “Can this really happen?”
Let me share my journey. A thread…
@chigoziebashua@OurFavOnlineDoc You won't believe if I told ya that the man she's referring to isn't a farmer but a doctor, but farmer is a slang now for stingy men 😂
We learn everyday 😂
Cooked generation 😭
It’s incredibly difficult to educate Nigerians on finance.
Most just want the money. They don’t want the knowledge, the process, or the discipline it takes to build lasting wealth.
They want the gains without understanding what produces them.
a new nigerian elite is beginning to take shape.
unlike the rent-seeking elites of the past, many in this emerging class are building wealth through enterprise and ownership.
they understand something fundamental which is that wealth is not a fixed pie. it can be created, designed and compounded. and shared as well.
they are playing positive-sum games.
there is hope for the country.
7 basic tests you should get done regularly as you’re nearing 30 or 30+
-Kidney function test
-Liver function test
-Lipid Profile
-STI panel(except you’re celibate like me)
-Fasting blood sugar + BP & PR check
When it comes to health what you don’t know can & will kill you.
Your laptop can have 16GB RAM, Core i7 and still be a very bad purchase.
Before buying a laptop, take not of these 10 things:
1.🔹Go for SSD instead of HDD.
SSD makes the laptop significantly faster when booting, opening apps and transferring files. It also doesn't make the spinning noise HDDs make.
You can check by pressing Ctrl + Shift + Esc → then Performance → then Disk.
2.🔹Having a high RAM isn't enough.
A laptop with 16GB RAM and a weak or old processor can still perform poorly. So it's important to check the processor.
3.🔹 Focus more on the generation of the processor rather than just “Core i5” or “Core i7.”
Never assume an i7 is automatically better than an i5. A newer-generation i5 can outperform an older-generation i7, depending on the specific processors.
When you check the model number for most Intel Core processors, the number immediately after the hyphen tells you the generation.
For example:
i7-6500U = 6th Gen
i5-8250U = 8th Gen
i7-1165G7 = 11th Gen
i5-1235U = 12th Gen
i7-13700H = 13th Gen
4.🔹Don't ignore battery health, especially when buying a used laptop.
To check on a Windows laptop, open Command Prompt and type: powercfg /batteryreport
This will generate a battery report showing the design capacity and full charge capacity. The bigger the gap, the more the battery has degraded.
5.🔹Check the screen quality, not just the size.
A 15.6-inch screen isn't automatically better than a 14-inch one. To confirm, go to Settings → System → Display → Advanced display to check the resolution and refresh rate.
6.🔹Check whether the RAM and SSD can be upgraded.
Some newer laptops have their RAM already soldered, meaning you may not be able to increase it later.
7.🔹Check the ports you need.
USB-A, USB-C, HDMI, SD card slot, headphone jack and other ports can make a difference depending on what you use the laptop for.
8.🔹For a used laptop, test everything.
Don't just open the laptop, see that it boots.
Test the keyboard, trackpad, speakers, microphone, webcam, Wi-Fi, Bluetooth, charging port, USB ports, HDMI, hinges and screen.
Open a document and test every key. Play audio through the speakers. Connect to Wi-Fi and Bluetooth. Plug in a USB device and test the charger.
9.🔹Buy according to your needs.
For browsing, Microsoft Office, online classes and basic work, you don't necessarily need a high-end laptop.
For programming, heavy multitasking or professional software, you need a strong processor and sufficient RAM.
For video editing, 3D work and serious graphics work, you have to pay attention to the GPU, processor, RAM and display.
For gaming, don't focus on RAM alone. The dedicated GPU, processor, cooling system and display matter a lot.
Stay informed
And
Stay sharp! 🪒
A finance enthusiast? Especially in the investment management world (asset management - including fund management, pension funds, sovereign wealth funds, family offices; private equity; venture capital; and hedge funds)...
... I have this very beautiful Youtube channel for you: https://t.co/eBzXramht2
Spend some time there and you'd get tons of bars.
The person behind it is the Chief Investment Officer of one of the largest sovereign wealth funds in the world.
Check it out, and thank me later.🤞🤞
This was First Bank Public Offer roadshow in 2007.
The road show was led by a live elephant trudging from First Bank's corporate headquarters building on Marina in Lagos.
They intended to raise N100 billion but it was heavily oversubscribed and ultimately raised about N250 billion.
A Stanford professor took two average stocks, rebalanced them daily, and turned $100,000 into $7 million without predicting a single price.
Bookmark & watch today, no matter what.