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💳 Make Credit Card Bill Payments Rewarding 💰 v 4.0
Why pay bills plain when you can earn back on them ?
Here's how I stack rewards using DCs/UPI 👇🏻
For Amex / Other CC Bills
🔹Bank of India RSDC → 0.75% back upto ₹2500 per month
🔹PNB Imperial RSDC → 0.25% back
🔹KreditPe UPI → 2% back upto ₹200
🔹SalarySe UPI → 1200 Scoins = ₹240 back
Max. 300 scoins daily | 96 scoins on ₹5k
(Better rewards on small tnxs)
For Other CC Bills
🔸 Kotak 811 Super DC → 5% (₹500 cap) via Vi App | Need to login with Vi number
(Do 5 x ₹1986 tnx for 0.66% fee, may not work for 811 Super Metal DC)
🔸 HDFC Rewards DC → 5% (₹2k cap) on ₹40k via Payzapp | Save DC in Payzapp & Pay CC Bill.
🧾 That's 0.25% to 5% back on all CC bills !
SBI VDC, Some RBL & IndusInd debit cards do offer reward pts too, but right now, the talk of the town is HDFC Rewards 😇
Don't forget to follow @CardNiti and for more frequent updates, join : https://t.co/ZzBvewsSpf
👇🏻What’s your Credit Card bill payment strategy ?
#CardNiti #SmartPaying
CRED Gift Cards Limits - Month End Alert 🚨
CRED Gift Cards monthly limits reset tomorrow.
Utilise today’s remaining limit and buy again once the new month limit resets.
You can purchase gift cards for any brand you need.
• Merchant: DREAMPLUG PAYTECH SOLUTIONS PRIVATE LIMITED
• MCC: 7311
• 5% cashback with SBI Cashback Card, SBI PhonePe Select BLACK, and Axis Cashback Cards
SBI PhonePe Select BLACK - 5% Cashback Eligibility:
RuPay UPI: Eligible on both CRED & DREAMPLUG merchants
Card + OTP: Eligible on DREAMPLUG merchant
Plan your purchases smartly and maximise cashback.
Apply SBI Cashback Card : https://t.co/gFRwxXByO8
Axis Cashback Card : https://t.co/N0bBXjhKs7
@ccg33k@Aksprakhar Yes, Akash bhai, it has become my fault. GVs are available right now, no use. only Reliance belongs to Smart, Croma and Air India. There is a gift card. The rest of Flipkart Amazon Blinket, it is not available. 100% supercoins redeem option has been removed. now the 50% is.
@RamTeluguTrader Brother, this was possible, but it is not now. when ICICI Apay Card was launched. There was no capping on it then. I used to make a transition of 4L to 8L every month and earn money on 30K to 60K. & it has just been capping If you earn 15k cashback. It is a month, card suspended
@ccg33k@Aksprakhar Akash bhai if I am transferring the sats back to supercoins. Even then, I am getting less Supercoins, today 600 coins have been lost. And one thing has been forgotten that today I transferred supercoin to GoSets and when I am trying to redeem, there is no option to redeem Sats.😟
@ccg33k@Aksprakhar Hello Akash bhai is a little bit of confusion. I transferred 8,723 supercoin on GoSats, I have got the only 8,271 and it is visible in Bitcoin. I am getting confused. I don't know what this is, please tell it in detail because I have 85,700 SuperCoins in another Flipkart account.
💰 Best way to pay rent in India and earn rewards
My ₹35,000 monthly rent earns me up to ₹4,200 back every month. 🤯
That's ₹50,400/year from an expense I was already paying.
Most people get ₹0 back on rent.
Here's the exact playbook I use 🧵👇
#CreditCardHacks #RentPayment #SmartMoneyIndia
@ccg33k I thought I would delete the account and I will create it again today but the OTP did not come by entering the number. The support team has been asked to mail, I have mailed, I see. What could happen.
@ccg33k Yesterday, I deleted my A/C because the account that I accidentally created an A/C with the personal number in GoSats and the Flipkart A/C is from my secondary number. Because of which I was not able to use supercoin.
AC चलाने का असली हिसाब समझ लो वरना हर महीने बिजली बिल झटका दे देगा।
मान लो आपके पास 1.5 Ton AC है जो औसतन 1 घंटे में लगभग 1.2 यूनिट बिजली खाता है
अगर आप इसे दिन में 8 घंटे चलाते हो
1.2 × 8 = 9.6 यूनिट दिन।
अब पूरे महीने 30 दिन
9.6 × 30 = 288 यूनिट महीना।
अब अगर बिजली दर 8 रुपये प्रति यूनिट मानें
288 × 8 = 2304 रुपये महीना सिर्फ AC का खर्च।
अब असली गेम यहीं है-
अगर आप temperature 24°C की जगह 18 से 20°C पर चलाते हो तो बिजली खपत 15 से 25 प्रतिशत तक बढ़ सकती है।
अब एक और बड़ा फर्क समझो-
AC सिर्फ कूलिंग नहीं, उसकी star rating भी बिल बदल देती है
2 Star AC = ज्यादा बिजली खपत, कम efficiency
3 Star AC = थोड़ा बेहतर, मध्यम बचत
4 Star AC = अच्छी efficiency, बिल में राहत
5 Star AC = सबसे ज्यादा saving, लंब�� समय में काफी कम खर्च
मतलब वही AC, वही कमरा लेकिन star rating और temperature से पूरा बिजली बिल बदल जाता है।
AC आराम देता है लेकिन सही rating और सही सेटिंग आपकी जेब बचाती है।
छोटी सी समझदारी = हर महीने बड़ी ब��त।
🔥 Flipkart Gift Card at 1:1 using SuperCoins is BACK 👀
🎁 Flipkart Gift Card
▫️ ₹249 GC → 249 SuperCoins
▫️ ₹499 GC → 499 SuperCoins
🔗 ₹249 : https://t.co/EKQY0Jmhfh
🔗 ₹499 : https://t.co/Lwb2yQQMb5
🛒 BigBasket ₹500 Gift Card also live:
🔗 https://t.co/uPQwBnlor1
If you have unused SuperCoins, this is one of the best redemption options right now 💯
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeek
@Ravisutanjani How suitable would a Haier 2.2-ton heavy-duty AC be for a 180-square-foot room? At the Croma store in my city, it is available for ₹52,000, inclusive of all discounts..?