Hot take: most insurance pain isn't the price. It's the paperwork.
Re-typing the same address 6 times. PDFs nobody reads. A renewal you find out about from your bank statement.
That's a software problem. We treat it like one, with a human on the other end when it matters.
Quick tip for FAIR Plan homes:
The "Safer from Wildfires" discounts can take up to 16.4% off the wildfire portion of the premium (not the whole bill) if you qualify for all 12.
Ember-resistant vents and a cleared 5 ft zone aren't just for fire season. https://t.co/82L6saodKg
California's FAIR Plan rates rose an average 29.1% for new and renewing policies on or after Oct 15.
"Average" is doing a lot of work there: wildfire-exposed homes may see bigger jumps, some may see decreases.
Your renewal date is when it hits you. https://t.co/ZSsaQzsw2g
5/ Know your renewal date. CDI's advice: talk to an agent or broker about admitted options. https://t.co/iZiHZd0OGT
On the FAIR Plan? Share your policy and a real person reviews it: https://t.co/4OwC3HD6cy
Insure Your Freedom.
Freedom Insurance Services, Inc. CA Lic #0H23461
The California FAIR Plan, explained in 5 posts. ๐งต
1/ It's the state's insurer of last resort: basic fire coverage when regular carriers won't write your home. It now covers ~697K policies, up 157% since Sept 2022. https://t.co/6kEpg7SVhn
CA Lic #0H23461
4/ Plot twist: carriers are coming back.
CDI says State Farm and Allstate filed plans to write new CA home policies again (under review), and 12 insurance groups filed or won approval under the Sustainable Insurance Strategy. https://t.co/iZiHZd0OGT
CA Lic #0H23461
Myth: "My homeowners policy covers flood."
Reality: standard home and renters policies generally don't cover flood, mudslide or debris flow. Separate flood coverage exists, but a new NFIP policy usually has a 30-day wait.
Check before the rain. https://t.co/2n0edRoE98
We are excited to announce the Best of the Best Folsom voting is now underway!
This is your opportunity to vote for all of your favorite Folsom businesses. The thefolsomtelegraph is offering a chance to win $50 atโฆ https://t.co/kXyj5MdpiD
On Memorial Day, thank you to the men and women in our Military. Thank you for the freedoms we are so blessed to have because of your service, and those who came before you. @ Nantucket (CDP), Massachusetts https://t.co/Hsls4NAUUG
Remember to support your local businesses and fellow neighbors during these tough times! Freedom Insurance Services, Inc. will continue to support local!
#commUNITY @ Sacramento County, California https://t.co/DkMJpWwO3d