I love the range of Dave Ramsey callers. You either have:
“We are $1.5M dollars in debt but my kid really wants to take his whole class to Disney on our dime for his birthday. We live in Oregon. What should we do?”
Or
“We’re debt free. Have $30M is savings, mutual funds, IRAs, and a money tree out back that only grows $100 dollar bills. My husband is still hesitant on upgrading from our used 1989 Pontiac Grand Prix. Can we afford a Honda Civic?”
@SavianoAlan@BoomerDivvies So true. My portfolio is up 50% since I retired. That's after living expenses and $400K in Roth conversions (meaning taxes).