I used to be lukewarm. I used to love this world & God at the same time. I used to drink & pray. Twerk & Praise. Vape & Worship. & that’s exactly where the devil wanted me, until God said ENOUGH. And I’m so glad He did, I’m so glad He saved me. 😭😭
Updated: If you are looking for somewhere to keep your emergency fund and earn more than your normal bank account will give you, here are some of the money market and short-term funds available in Namibia.
This is not a like-for-like comparison. The figures come from different dates, some providers publish only a management fee rather than the full expense ratio, and Capricorn publishes a current yield instead of past returns. Treat it as a starting list, then check the latest fact sheet.
You can see the pattern. The returns are not that far from each other, but the fees and the starting amounts are.
This is not financial advice, just something to think about. For educational sessions and consulting, please contact [email protected]
@TheRamblingLifa Honestly, people love the simplest things. My ex couldn't stop talking about how I bought him food stuff long back when he was down.
The other 1 couldn't get over the fact that I washed his keyholder 😂 men are so easy to love.shem
this is insane. i genuinely don't understand why ambitious people aren't shown this lecture before their careers start consuming their entire lives.
clayton christensen spent his career studying why successful companies collapse. in his final class, he asked students to apply the theory to themselves: if you keep allocating your time the same way, what life are you actually building?
he had already seen the answer in his own harvard mba class. everyone looked successful at the fifth reunion; by the 10th, 15th, 20th, and 25th, many were unhappy, divorced, and living far from their children.
work shows you the score immediately. close a sale, ship a product, finish a presentation, earn a promotion, get paid.
an hour with your child may produce nothing you can measure today; it may take 20 years to understand what that hour built. so the next free hour goes back to work, one rational decision at a time.
this is how people build lives they never planned: through hundreds of right decisions that lead in the wrong direction, day after day.
money, titles, and headcount are easy to count. christensen believed a life should be measured by the people who became better because you were there.
he died in 2020.
one question remains: if someone saw only where your time, energy, and attention went this year, what would they think actually mattered to you?
the full 19-minute lecture is in the video below.
When you stop reading books, you start losing verbal dexterity, depth of thought and imagination. A closed book is a closed mind. Don't EVER stop reading.
someone told me to read Psalm 23 when I wake up and Psalm 91 before I sleep. honestly, that little routine has changed so much for me. starting the day with God and ending it with Him is something else
I have never been as confused as I am about the @DangoteGroup IPO, especially when it comes to Namibians.
Reading the prospectus, we appear to be eligible. There is a whole category for it, Eligible African Investors, meaning anyone resident in an African country other than Nigeria who is permitted to participate under their own laws. So the door is open.
Through which platform, though, is another case. The prospectus names only two African distribution channels, SBG Securities and Ecobank. Everything else I have come across is either the Nigerian retail route, which needs a Bank Verification Number and a Nigerian bank account, or a website promising access and naming nobody.
This might be the biggest IPO in African history. But strategically, they are failing on communication. If the offer is genuinely open to the rest of the continent, the rest of the continent should be able to find out how to participate without reading a 200 page document. @DangoteIPO
And be warned of scammers out there.