Rick

Just a guy wanting financial freedom 📈
Budgeting, ISAs & building wealth in the UK 🇬🇧

Not Financial Advice

[Nantwich Town FC @TheDabbers]

@JonnyGabriel Maybe a free agent on the pitch but he’s been signed up as Club President here at Nantwich for the last 15 years 😅! Still sharp as a tack and can recall playing alongside Stanley Matthews and Jimmy Greaves like it was yesterday 💚

[Rick @ItsRickEdwards]

@ItsJamesHall 100% S&P500, don't start looking at individual stocks until you have play money that wouldn't effect your life if you lost it

[Nantwich Town FC @TheDabbers]

📆 𝗦𝗘𝗣𝗧𝗘𝗠𝗕𝗘𝗥 𝗙𝗜𝗫𝗧𝗨𝗥𝗘𝗦

Another busy month coming up with 8️⃣ games pencilled in (subject to change)!

Tickets for all the home games are available here 👉 https://t.co/dO1SUGG4bP

#UpTheDabbers💚

[Nantwich Town FC @TheDabbers]

⚽️ 𝗜𝗧’𝗦 𝗠𝗔𝗧𝗖𝗛𝗗𝗔𝗬!

Join us at the Swansway for some bank holiday football against Witton 👊

🆚 Witton Albion
🏟 Swansway Stadium, CW5 5BS
🗓️ 31/8/26
⏰ 15:00
🎟️ £12/£9/£4 @ https://t.co/7CWjxnYDHd

#UpTheDabbers💚

[Rick @ItsRickEdwards]

@JGreenCrypto Perfect 👌 not that old but I have a 2014 Hyundai i30, £60 fuel a month, £20 tax for the year and £450 insurance for the year 👍 definitely beats £400+ each month for a car that's going to do just the same job

[Rick @ItsRickEdwards]

@GuyTalksFinance That is always the dream 🤩

[Rick @ItsRickEdwards]

@StocksandDares I include, it's part of net assets, it will fluctuate over the years but just as important as your ISA/IRA

[Rick @ItsRickEdwards]

@ModernDayInves Very similar, since getting divorced, I want to spend more time with my friends at the weekend but budgets and income say otherwise

[Rick @ItsRickEdwards]

@goooonnney 12 months of my income would give me enough stability to take a chance on myself. Quit my job and attempt a new venture

[Rick @ItsRickEdwards]

@Olking07 @SarahLee9595 You can turn that into an inconvenience instead of an emergency by building an emergency fund, look at the Dave Ramsey Baby steps

[Rick @ItsRickEdwards]

@Olking07 The biggest problem is life inflation, you get an increase and you choose to spend it restaurants or a flashy new car instead of adding they extra cash onto your mortgage or savings - everyone has the means to become financial freedom

[Rick @ItsRickEdwards]

@ItsJamesHall Agreed, income is just your financial tool to set yourself up for a financial freedom path but you've got to have a budget and know where you are spending your money

[Rick @ItsRickEdwards]

@MoneyHacks16 That's because the look at the upfront cost of it. Anyone can afford these types of holidays with budgeting and creating a sink fund. £166 a month into a pot can give you a nice £4000 every other year

[Nantwich Town FC @TheDabbers]

🚨𝗧𝗘𝗔𝗠 𝗡𝗘𝗪𝗦

1⃣ change from last week with Byron Moore in for Iwan Roberts. New signing Luke Enright is on the bench👊

#UpTheDabbers💚

[Rick @ItsRickEdwards]

@MoneyHacks16 Fully agreed, the boring approach will always win, this needs to be explained to the younger generation to start and build those habits early, 40 years of £250 a month with an average return of 10% and you are a millionaire when you retire

https://t.co/Fjs82WmwaR

[Rick @ItsRickEdwards]

@ItsJamesHall For me personally, annually it would need to be close to 100-120k that covers taxes, wage, my own pension, savings etc

[Rick @ItsRickEdwards]

@ItsJamesHall Yeah agreed, made some silly decisions, using Dave Ramsey term of "stupid tax" 🤣

[Rick @ItsRickEdwards]

@ItsJamesHall I took a walk to Sainsbury's, bought some crisps and a crate and watched the opening weekend of the premier league with friends 😜

[Rick @ItsRickEdwards]

@heath_sp @ItsJamesHall Nope, never used any ai agents, just general dropped in keeping up due to personal reasons and general life