Jbird

ex WallStreet trader; Now relaxed investor
UPenn Alum
Sofi, MN Timberwolves/Vikings

[Jbird @Jbird00427]

@anthonynoto , the chances of you seeing this is 0.01%, but as a $Sofi shareholder of 50k shares - I appreciate all you are doing- even if it means me complaining & u sacrificing the now for the future

I just pray the future is BRIGHT & is it’s coming soon😉

@DataDInvesting

[Jbird @Jbird00427]

@xItsTinnyx The real question is how much further will the market perform before Sofi wakes up

$Sofi has been a wet dog for 5 years

[Jbird @Jbird00427]

@YodaStockInvest 😂 not according to Twitter… you’ve been following this stock for long enough, I’ve seen you. People have been screaming this name for the past 1/2 decade

But yes, it’s “cheaper” now vs then

[Jbird @Jbird00427]

@Tim_Sweeney_TAR @DataDInvesting @anthonynoto @SoFiIR Student loan deferrals went away in October 2023. Sofi didn’t start recovering for a year after

And let’s be honest, student loan deferrals wasn’t what drove a +80% decline. Noto was still very aggressively growing the biz far beyond student loans

[Jbird @Jbird00427]

It’d be nice if @anthonynoto started to pivot away from being such a rate sensitive company!

The Feds own Noto and $Sofi ‘s destiny

Hopefully he can get the Tech biz back on track & go full throttle with BBB & SofiUSD, otherwise Noto is in the passenger seat

@DataDInvesting

[Jbird @Jbird00427]

@TheLongInvest Why are we even asking “why?” These days

He’s so corrupt and congress doesn’t have a spine and just lets him do whatever

[Jbird @Jbird00427]

@SofiSqueeze Use your brain knucklehead; nowhere did I say anything about their growth

It you need a picture book to better understand, I cannot help, but I can reiterate and say I stated a suggestion to move away from such rate sensitive businesses

[Jbird @Jbird00427]

@DataDInvesting @anthonynoto & thx for sharing this link… hopefully it’s still valid from its Feb publication

[Jbird @Jbird00427]

@TheLongInvest Because of the midterms… 10% in Sept.

[Jbird @Jbird00427]

@TRADESTERJJ Because they haven’t had 6 months to do this

[Jbird @Jbird00427]

@WinnerInvestor Stop whining about it and get your loan elsewhere then. Grow up & be an adult, no one wants to hear you crying about it

[Jbird @Jbird00427]

@AverageDipBuyer As will Noto… he keeps rapidly growing the business that is the most at risk to interest rates and defaults

- Personal Loans

[Jbird @Jbird00427]

$Sofi to $61

[The Long Investor @TheLongInvest]

$SOFI I see no world where $SOFI does now return to $25

But holding above $25, means the next target is $45.

Wave 3 target is $61.

VERY attractive position right now

[Jbird @Jbird00427]

@DeuceCabooseSki @Kenmegan44 My point is $Sofi doesn’t need 12+ months for new programs. $Sofi needs the market to like their business growth w/ the least risk &most upside potential. None of this what $Sofi has (right now) as everything is highly sensitive to rates & no collateral in personal loans

[Jbird @Jbird00427]

@DeuceCabooseSki @Kenmegan44 And look where it’s gotten the stock

YTD: -27% ($SPY +12%
1 year: -23% ($SPY +19%)
5-years: +36% ($SPY +72%)

So it doesn’t appear what they are doing is all that good as far as the entire market goes, even if their growth is 40%

[Jbird @Jbird00427]

@SoDakZak Okay… where was it the same price 8 (or 6) years apart?

[Jbird @Jbird00427]

@SoDakZak Right and im trying to say $TSLA (other than 2016 when they were down 11%) , has never had a flat time in history..

their first five years, up 850%
Years 5-10, up another 400%

Cumulatively 0-10 years, up 4,500%

[Jbird @Jbird00427]

@DeuceCabooseSki @Kenmegan44 Great, that’s 2-3 new businesses. BBB and SofiUSD… smaller needle mover, Sofi+

So if it takes 12-18 months to get things going, what about all their other businesses channels that have been around for 5-10+ years?!…Sofi has been trailing the market since it’s been public