It doesn’t mean that “more Features are always better.” It’s about making sure that when different parts work together, they can create new capabilities that each part couldn’t achieve on its own.
But when these parts are designed to work together from the beginning, Applications can handle more complex tasks without relying on multiple layers of Middleware or external systems.
So Rialo’s idea isn’t simply about putting lending Onchain. It’s about building Infrastructure that can support the entire lending process, from risk assessment to managing the loan afterward.
Consumer Lending is usually more than just lending money. It involves checking data, assessing risk, tracking repayments, and managing defaults, with each step often relying on different systems.
What’s interesting is that the system could use this data to trigger actions based on predefined conditions, without needing people or external systems to manage every step.
Rialo is therefore not just infrastructure for building applications.
It can become an important layer for a world where AI Agents don’t just “think” or “answer” but can actually take action and manage things on their own
AI is moving from tools that simply answer questions to Agents that can make decisions and take actions on behalf of humans
But for Agents to actually work in the real world, there is another important piece they need to connect with financial systems and transactions
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Agents can work based on specific conditions,execute transactions,handle payments,and interact with assets and different systems.
All of this happens on a Network designed to support this kind of activity.