Joe Torres 🚀

CEO of @DYCSI_Inc | SAP Fioneer Banking & Leasing specialist | Stocks & Real Estate investor | EO Member | Loves Nature, Biking, Hiking, Padel & Photography

[Joe Torres 🚀 @JoeTorr3s]

@GabySillerP No hay borracho que coma lumbre!

[Joe Torres 🚀 @JoeTorr3s]

@sceniuslatam Ahh ok. Thanks!

[Joe Torres 🚀 @JoeTorr3s]

@unusual_whales Worldwide

[Joe Torres 🚀 @JoeTorr3s]

@DBeckerF Por eso estamos así de mal. Decir tarugadas sin ver los datos es criminal.

[Joe Torres 🚀 @JoeTorr3s]

@PayanTony An ironically people are “happy” and approve the government. Even being Mexican I simply don’t understand our idiosyncrasy.

[Formula 1 @F1]

What a move from Checo 🤩

Total commitment from Perez as he passes Lawson and Magnussen in one go 💪

#F1 #LasVegasGP

[Joe Torres 🚀 @JoeTorr3s]

@FreightAlley Racing Cargo

[Joe Torres 🚀 @JoeTorr3s]

@realEstateTrent Sad!

[Joe Torres 🚀 @JoeTorr3s]

@elonmusk @realDonaldTrump @JMilei ccp @Claudiashein

[Joe Torres 🚀 @JoeTorr3s]

@robin_j_brooks Definitely not undervalued!

[Matt Allen @investmattallen]

Warren Buffett’s first tv interview

An investing masterclass:

[The Kobeissi Letter @KobeissiLetter]

WOW.

Nate Silver’s final 2024 election update effectively shows the race dead even at a 50-50 tie.

Today is going to be a historic day.

It’s officially Election Day.

[Joe Torres 🚀 @JoeTorr3s]

@dougboneparth 😂

[Joe Torres 🚀 @JoeTorr3s]

@KobeissiLetter But you don’t want migrants either that can take care of you kids, elderly & unhealthy people and lower your costs 🤔

[Joe Torres 🚀 @JoeTorr3s]

Source McKinsey

[Joe Torres 🚀 @JoeTorr3s]

Conversely, successful banks foster cross-functional collaboration and strategic, top-down decision-making that align tech investments with significant business outcomes and transparent value communication to stakeholders.

[Joe Torres 🚀 @JoeTorr3s]

Some banks trapped in a negative cycle often prioritize numerous small initiatives with unclear returns, using cost-minimizing approaches that fail to demonstrate value.

[Joe Torres 🚀 @JoeTorr3s]

🔹 Outcome-Based Execution: Ensuring investments are aligned with value realization.

🔹 Investor Communication: Clearly articulating the value derived from technology spending and its link to financial outcomes.

[Joe Torres 🚀 @JoeTorr3s]

To address this, banks should pivot toward a value-focused strategy that involves:

🔹 Productivity Gains: Boosting technology capacity by improving productivity.

🔹 Concentrated Investment: Focusing investments in high-value business areas.

[Joe Torres 🚀 @JoeTorr3s]

(e.g., high-rated mobile apps), diminishing first-mover advantages due to rapid commoditization and vendor support across the industry.