Michael Johnson

[Michael Johnson @Johnson1Michael]

A sobering thought. Today's Guardian suggests that the price of fixing school concrete crisis in England is "approaching £150m". That is equivalent to what the Government pays to third party fund managers of just one of its occupational pension schemes......in a single month.

[Michael Johnson @Johnson1Michael]

I just signed the petition demanding Liz Truss is denied a resignation honours list. Will you sign too? https://t.co/zzMYxVbosf via @38degrees

[Michael Johnson @Johnson1Michael]

A new Self-employed ISA with 100% matching bonuses, as presented to the Work and Pensions Select Committee on 19 July 2022
https://t.co/NGWrqEzs2x

[Personal Finance @ftmoney]

Comment: The UK's automatic pension enrolment policy has been a success, but it excludes the self-employed. This needs to be addressed — and fast, says @Johnson1Michael https://t.co/BJb8CgVgxP

[Personal Finance @ftmoney]

Comment: The UK's automatic pension enrolment policy has been a success, but it excludes the self-employed. This needs to be addressed — and fast, says @Johnson1Michael https://t.co/BJb8CgVgxP

[Michael Johnson @Johnson1Michael]

Lifetime ISA: petition to Parliament for penalty-free access. Please sign https://t.co/GNul6h9Lub

[Michael Johnson @Johnson1Michael]

Pensions: beware of inertia. It can be harness for good and for ill
https://t.co/3pd8KNBcxy

[Michael Johnson @Johnson1Michael]

Small pension pots: the DWP's abject failure to lead
https://t.co/6aXsAzQKIS

[Michael Johnson @Johnson1Michael]

@AsmundPaulsen @henryhtapper Jeg er enig med deg. Mange takk

[Michael Johnson @Johnson1Michael]

Sometimes a picture really can save 1,000 words. But...beware of averages; this tells us nothing about the distribution of savings amongst households of differing wealth. Implications?

[Michael Johnson @Johnson1Michael]

New paper out today proposing capital gains tax on principal residence (then removed from IHT assessment) combined with scrapping all Stand Duty. Over £400 billion for HMT over next 25 years. Alternatively, a debt-laden future for the young. https://t.co/6VPCmRd28h

[Michael Johnson @Johnson1Michael]

IHT is, for most people, a proxy for some form of property tax. So, scrap IHT (not least because it is easy to avoid) and introduce a Property Gains Tax (PGT), payable upon sale, or death of the last living owner. This would effectively socialise the up…https://t.co/Z4y9TPDkaJ

[Michael Johnson @Johnson1Michael]

Dominic Cummings and productivity

The public sector needs some “squeaky wheels”, people who are catalysts for change (“squeaky” because you can hear them coming; an investment banking term). You may not like his style, but Dominic Cummings is one of the…https://t.co/SmK0ttTpp7

[Michael Johnson @Johnson1Michael]

Overseas aid: time for a rethink https://t.co/GG5nimRSOX via @LinkedIn

[Michael Johnson @Johnson1Michael]

@EynonJones @LinkedIn 5 years ago I may have agreed with you. Have since done a lot of work looking at LGPS, including writing 5 papers about it. Now convinced SWF is the best way forward for employers, employees and taxpayers.

[Michael Johnson @Johnson1Michael]

My latest article: The LGPS: a Sovereign Wealth Fund beckons https://t.co/ezK27bWkw9 via @LinkedIn

[Michael Johnson @Johnson1Michael]

My latest article: Lifetime ISA or a pension pot…..or both? https://t.co/XuqT4YISoy via @LinkedIn

[Michael Johnson @Johnson1Michael]

Investing: mostly luck. So why pay the industry's ludicrous costs?

[Cushon @WeAreCushon]

Interesting article by @ionayoungmoney in the @FT & the barriers to personal financial services that millennials face https://t.co/yIjqoStv9h. With saving & investing do we pay a high cost for a service largely built on luck? https://t.co/mnoawpEMoQ #millennials #roboinvesting

[Michael Johnson @Johnson1Michael]

@WeAreSmarterly @corpadviser Flexibility and relevance are key to retaining employees' attention to saving for the future

[Michael Johnson @Johnson1Michael]

The CDC debate rumbles on....https://t.co/r74sg7nScJ

[Stephanie Baxter @BaxteronMoney]

My summary of hopes and concerns for collective DC pensions in response to @DWP's consultation https://t.co/LTWZ7CYqcQ @profpensions @ThePLSA @actuarynews @hymansrobertson @kevinwesbroom @Aon_UK @ACA_news @Johnson1Michael

[Michael Johnson @Johnson1Michael]

Is it too late to persuade ourselves of Victor Hugo’s perspective on identity? “Let’s not be English, French or German any more, Let’s be European. No, not European, let’s be men. Let’s be humanity. All we have to do is get rid of one last piece of egocentricity – patriotism.”