Most organizations are overpaying for healthcare because they are trapped in a cycle of annual premium hikes and reactive benefit planning.
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When it comes to buying a personal health insurance plan, it’s important that you clearly assess your needs and priorities so that you can make the best choice for you. Things to consider include your current budget and the types of benefits that you would consider a necessity.
It’s possible your homeowner's insurance can be structured to cover some potential risks associated with your home-based business. However, it’s wise to talk with your agent to determine if you need additional coverage, such as workers' compensation insurance.
Life insurance policies can be set up as trust payments for minor children in the event of a parent's death. This ensures the money is rationed out and not spent all at once.
Don’t confuse Medicare with Medicaid. While Medicare is an insurance program primarily for people 65 and older, Medicaid is a federal program designed to help with medical bills for people with low incomes who qualify for the plan.
Being hurt in a serious accident is stressful enough without having to think about how you’re going to pay the bills. When you need to ensure you still get paid something when you’re healing, disability insurance is the way to go.
There are many different reasons to get life insurance. If you are married, you want money available to replace your salary in the event you are out of the picture. If you are single you may want money available to leave to family, friends and charity or simply to supply the...
Did you know that President Theodore Roosevelt mentioned national health insurance during his campaign for president in 1912? By 1961, President John F. Kennedy commissioned a study that showed 56 percent of senior citizens did not have health insurance. By 1965, Medicare...
It’s important to remember that even the most common office can be a dangerous place for employees, no matter how safe you try to make it. Having workers' compensation insurance is the best way to help protect your company financially in the event someone gets hurt.