CA Joydeep Sen🇮🇳

CA. Perpetual Learner. A Long History of Mistakes. Needless procrastination champ.

[Dear Self. @Dearme2_]

Real talk.

[Dear Son. @DearS_o_n]

Dear son,

[Dear Son. @DearS_o_n]

Dear son,

[CA Joydeep Sen🇮🇳 @Joydeepsen21]

@CardMavenIn What about HDFC tata neu plus credit card?

[Pranav Mahajan @pranavmahajan]

This part of our legal system needs a complete overhaul. So many innocent men and their families are being tortured. Imagine what #AtulSubhash must be going through during his last moments.

#JusticeForAtulSubhash

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

RIP Justice 🙏🙏🙏🙏

When will Bharat be free from Bribes? When will False Alimony Stop? When will the People Responsible for a Life be Punished?

My Prayers for his Family and his Soul. He Deserves Better...

#FI

[Aaraynsh @aaraynsh]

Not changing your phone until it stops working from every point shows that no FOMO can impact you and you have reached a diff. level of maturity.

[Dear Son. @DearS_o_n]

Dear son,

As a parent, instead of asking your kids if they won or lost,

ask them if they gave their best effort and if they had fun.

The questions you ask your kids help teach them what’s most important.

[Dear Son. @DearS_o_n]

Dear son,

One day you'll bury your dad, that's the day you'll realize you lost the only man who wants you to win genuinely.

Take care of him if he's alive.

[Dear Son. @DearS_o_n]

Son,

The 3 most important aspects of a man's life are fitness, family, and finances.

Everything else is secondary.

[Dear Son. @DearS_o_n]

Dear Son,

Take your financial life very seriously. Make a lot of money. The world is very cruel to poor men.

[Alok Jain ⚡ @WeekendInvestng]

"Arguing does not require Anger"

This is such a powerful insight!

[Abhijit Chokshi | Investors का दोस्त @stockifiabhijit]

Harsh Truth: Your struggles will be admired only after you become successful.

[Alok Jain ⚡ @WeekendInvestng]

Once you make some money, the money starts getting more money for you

Once you get some clients, the clients start getting more clients for you

Once you get some reputation, the reputation start making more reputation for you

Once you start to be nice to others, others start being nicer to you

Once you start on a healthier path, you yourself get motivated to be more healthier

Everything in life is about #compounding.
Just have to take the right direction.!

[Mindful Maven @mindfulmaven_]

Stress Management in 60 seconds.

[B Padmanaban ([email protected]) @padhucfp]

Let us assume the property price is 1 Cr and I have a cash of 1 Cr the conventional wisdom is to pay 1 Cr and get the home so that I don't want to get into any loan. Loan is very bad. Majority of the people will choose this option because they are emotional.

What the practical person will do? He will always question the status quo and can I have a better choice?

If you belong to the second category then look at how it works exactly. I have given the projection as well as real data. I have taken two aggressive hybrid funds one is managing 68,410 Cr means many investors have invested in this. Another one is 210 Cr and very less investors invested in this, but both completed 20 years of existence.

Instead of paying full cash, if someone take home loan of 80L paying 20L as an upfront payment from that 1 Cr assume that the fund generates 12% per annum. (Most of the hybrid fund generated 12%). After 20 years of home loan repayment still the investor have 1.52 Cr in his pocket which means house is completely free with 50% more money in hand.

I have applied the same in the real time scenario and the results are mind boggling as usual. The balance is between 5.32 to 8.38 Cr!

These are the strategies how to make use of our committed debt (Forced Discipline) to create wealth. In between there will be few crashes in the market and stay invested is not an easy task unless otherwise if you handhold by a professional.

Check your risk appetite and this is not a guaranteed return but the probability is very high. Life is after all Full of Choices. Choices have consequences!!!

Disclaimer: Please note that investing in mutual funds carries market risks. It is important to carefully read all scheme-related documents before making any investment decisions. The information contained in the reports is intended for informational purposes only and should be used solely by the recipient. While we have taken great care in compiling the data and contents of this report, we make no representations about the reasonableness of the assumptions or accuracy of any data. Any decisions made based on this information are the sole responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports if they are observed or brought to our attention at any time.

[CA Joydeep Sen🇮🇳 @Joydeepsen21]

#NewProfilePic

[Abhijit Chokshi | Investors का दोस्त @stockifiabhijit]

There is no class to teach on how you should speak. But the way you speak certainly defines your class.