Jakub Sechter

Co-founder & Chief Strategist at @spendeeapp, Forbes #30Under30, Google #LaunchpadAccelerator alumnus #startup #founder #fintech

[Maxime Fournes⏸️ @FournesMaxime]

Anthropic just announced Mythos, a model so good at hacking that they chose not to release it. Mythos found thousands of zero-day vulnerabilities in every major operating system and every major web browser. It autonomously chained together Linux kernel exploits to go from ordinary user to full machine control. My hot takes:

1/ If Anthropic wanted to, they could take over most servers on the planet right now. Let that sink in.

2/ This is the first time a model exists that, if released open source, would pose a credible risk of civilizational catastrophe (collapsing the internet).

3/ Some will say Anthropic is being responsible by not releasing it and only giving access to trusted partners for defense. Don't fall for this narrative. They built a weapon of mass destruction. Thank god they're not releasing it into the wild. But it's insane that they were allowed to develop it without any oversight whatsoever.

4/ Now ask yourself: how far behind are other labs? Meta has repeatedly signaled they would open-source a model like this the moment they have one. The only reason they haven't is that they're thankfully incompetent (their superintelligence team keeps delaying releases because performance is disappointing). And OpenAI? They have an unreleased model codenamed Spud. Do we trust Sam Altman, a compulsive liar who has essentially dismantled his safety team, to have potential root access to most machines on the planet and not pursue his goals recklessly? Read the recent New Yorker investigation (link below) and decide for yourself.

5/ This highlights a brutal asymmetry. Attack is now automated. Defense must catch up across every single piece of software in the world before a model with Mythos-level capabilities leaks or gets released openly. The task is colossal and the clock is ticking.

6/ The world is in a significantly worse place than it was last month. Anthropic didn't protect us. They created the threat, and now they're asking us to trust them with the solution. We need oversight, regulation, international coordination, and a Pause. Not corporate goodwill.

[Jakub Sechter @JSechter]

@MichalLangmajer Why PH campaign? Because it's a longshot that it will actually work?

[Arnold Schwarzenegger @Schwarzenegger]

I love the Russian people. That is why I have to tell you the truth. Please watch and share.

[Spendee | Get your money under control @spendeeapp]

Když zapomínáš pravidla i roušku, tak aspoň nezapomínej sledovat svoje finance 🙃 #nebudjakoroman

[Jakub Sechter @JSechter]

Batmanuv hlas na @waze je ta nejlepší věc od vynálezu GPS.

[Jakub Sechter @JSechter]

Today I had the chance to discuss Spendee and the impact of the #coronacrisis on our users’ spending behavior on @CNNPrima. My segment starts at 1:06:25 here: https://t.co/kmJ1vOsKVe

[Spendee | Get your money under control @spendeeapp]

Don't miss out on our article about budgeting! 💰 It's full of practical tips you can apply right away 😎 https://t.co/z0N39ilYJs

[Jakub Sechter @JSechter]

@boltapp_praha Děkuji za krásnou generickou odpověď. Appku jsem už smazal a objednal z @damejidlo.

[Jakub Sechter @JSechter]

Ok, tak Bolt Food přes @boltapp_praha už fakt ne. Už jsem mohl jíst, kdybych si objednal jinde. Místo toho mi objednávku odmítla nejdřív jedna restaurace po 15 minutách a pak i druhá po dalších asi 20 minutách. Proč jsou v aktuální nabídce, když zrovna objednávky nepřijímají?? 🤦‍♂️

[Spendee | Get your money under control @spendeeapp]

Meet Eliška, our Customer Support Specialist ❤️ She's the fairy 🧚🏼‍♀️ who is ready to solve any problems ✅ Read more about Eliška over here: https://t.co/tFUvXLN5Yp

[Spendee | Get your money under control @spendeeapp]

These are the top 7 countries that save the most sticking to a budget! 💰 What about other parts of the world? 🌎 Read on: https://t.co/YMsyUCGjyB

[Jakub Sechter @JSechter]

Minulý týden jsem za Potraviny utratil víc, než 55,64 % ostatních uživatelů v Česku! https://t.co/XbxGEYwgMD #spendeefacts via @spendeeapp

[Spendee | Get your money under control @spendeeapp]

Přečti si: Jak se v Česku během karantény měnily nákupní zvyky? 🇨🇿💰#COVID19 #CzechRepublic https://t.co/yshhCyWmHS

[Jakub Sechter @JSechter]

@Viafife @spendeeapp We only have hypotheses. Could be that people are getting used to the new situation and are resuming some old spending habits. They might be restocking, etc. Also depends on how individual countries approach restrictions.

[Spendee | Get your money under control @spendeeapp]

Insights on how #COVID19 effect changed spending in various categories. 🍽️ These are the most affected ones. #StayAtHome #FlattenTheCurve

[Jakub Sechter @JSechter]

We took a dive into our data at @spendeeapp and prepared an overview of how our users' spending behavior changed during the #corona crisis. What is it like in your country?
#personalfinance #psd2 #openbanking #bigdata

[Spendee | Get your money under control @spendeeapp]

Sharing how the average amount of transactions per user has changed around the world in the past weeks due to #COVID19. #StayAtHome #FlattenTheCurve

[Jakub Sechter @JSechter]

@danialzo @spendeeapp We aren’t a bank, but we are regulated as an Account Information Service Provider under @PSD2. We agree with you that having to ask our users for this information is ridiculous and we are trying to explain this to @EU_Commission and our national regulator!

[Petr Kučera @Mezernik]

V @Air_Bank to jde snadno a uživatelsky přívětivě, @CSOB_CZ staví klientům do cesty nejvíc překážek. Podrobná analýza, jak banky plní povinnost, kterou před dvěma lety přinesla směrnice PSD2. https://t.co/wKUGkI0qTA

[Jakub Sechter @JSechter]

Za moji útratu v únoru v kategorii Food & Drink by se dal koupit 57x Big Mac! https://t.co/0r6dMnlzeH #spendeefacts via @spendeeapp

[Jakub Sechter @JSechter]

Jak jsme po získání #psd2 licence spolu s @CzechFintech bojovali za otevřenější bankovnictví v ČR: https://t.co/FOHEK01Ztj via @LinkedIn #fintech #openbanking #openfinance