lulu

The best version of yourself is one who, in a state of calm, finds inner strength and direction, needing no external evaluation, only inner peace.

[lulu @JustinRamsnh]

The silky smoothness hidden inside the cookie.

[lulu @JustinRamsnh]

Even before going to bed, you should maintain your beauty.

[lulu @JustinRamsnh]

The night is deep, but my tired body can't find a moment of peace.

[lulu @JustinRamsnh]

@dollarnihilist @ScottiePippen Satoshi Nakamoto is speechless.

[lulu @JustinRamsnh]

@Flip_7_ @ScottiePippen It sounds so real.

[lulu @JustinRamsnh]

@faithcoderz @ScottiePippen Haha, you're so funny!

[lulu @JustinRamsnh]

@cronkite2000 @ScottiePippen Haha, you're so funny!

[lulu @JustinRamsnh]

@cm___1333 @ScottiePippen OH

[lulu @JustinRamsnh]

@imPBandJeff @ScottiePippen Haha, your conversation is truly an exchange between geniuses!

[lulu @JustinRamsnh]

I'm going to treat myself today.

[The Bitcoin Conference @TheBitcoinConf]

DIPS ARE TEMPORARY, GLOBAL M2 IS GOING PARABOLIC. BITCOIN WILL FOLLOW 🚀

[WHALE 🐳 EVERYTHING @WhaleEverything]

Alts are about to print so many millionaires in 2026.

🚀🚀🚀🚀🚀🚀

[lulu @JustinRamsnh]

I feel like I've lost weight, and I believe it's not just my imagination. I'll weigh myself later to verify!

[Whale Crypto Gems @WhaleCryptoGems]

Which coin will do this next?

[lulu @JustinRamsnh]

I fell in love with this bag at first sight today. The sophisticated black design is small and exquisite, it's like it was made for me!

[lulu @JustinRamsnh]

The exquisite Italian ham and figs made for a delicious and satisfying meal.

[Wimar.X @DefiWimar]

🚨 WARNING: SOMETHING EXTREMELY BAD IS COMING!!

The US housing market just reached the most unaffordable point EVER.

WORSE THAN 2008.

And if you think housing has no impact on global markets

YOU ARE COMPLETELY WRONG.

This is not just a real estate story.

- This is a CREDIT story.
- This is a CONSUMER story.
- This is a LIQUIDITY story.

That’s the part most people miss.

The median US home now costs about $415,000, while five years ago it was about $270,000.

That’s a 54% JUMP.

Wages over the same period only rose about 29%, and that gap is the REAL problem.

Mortgage rates are the SECOND punch.

They went from 2.7% to about 6.3% in five years, which means monthly payments got CRUSHED even before prices fully reset.

Now connect the dots.

To qualify for a mortgage on a median priced home today, you need roughly $127,000 in household income.

The median household makes about $80,000.

Do the math.

Nearly 75% of homes on the market are UNAFFORDABLE for the average American family.

Three out of four.

That one fact explains a lot.

Because housing doesn’t break when prices instantly crash, it breaks when buyers quietly disappear and volume starts dying first.

And that is EXACTLY what the data is showing now.

Pending Home Sales just fell to the LOWEST level ever recorded.

That means demand for homes is now weaker than it was in 2008.

- That’s not a “slow market.”
- That’s a COMPLETELY BROKEN market.

Because pending home sales are signed contracts, they show demand BEFORE the final sales close and before official weakness fully shows up.

And the reason is simple.

Payments are too high.

Around ~6% mortgage rates are already enough to keep monthly payments BRUTAL and kill demand after years of home price inflation.

That’s why people keep missing the setup.

They look at home prices and think everything is fine, but housing usually breaks through affordability, payment stress, and DEAD volume first.

Then the real economy feels it.

- Mortgages
- Bank lending
- Construction
- Renovations
- Furniture
- Appliances
- Local services

Housing is not “just houses.”

It’s one of the BIGGEST flow engines in the system.

When pending sales stay at all time lows, banks get less loan growth, credit creation slows, liquidity gets low, and risk assets stop acting normal.

THIS IS A WARNING.

These slow markets are the dangerous ones, because they look quiet first and break later when the damage is already EVERYWHERE.

I’ve studied macro for 10 years and I called almost every major market top, including the October BTC ATH.

Follow and turn notifications on.

I’ll post the warning BEFORE it hits the headlines.

[lulu @JustinRamsnh]

Subtropical fruits are delicious and novel. I don't know why I bought so many; they're enough to last me a week.

[GoldSilver HQ @GoldSilverHQ]

$200 silver by April?

Comex is having "issues " again.

Let's go.