Karan

[Karan @KaaranP09]

@HDFC_Bank @HDFCBank_Cares ,all my money was deducted via three fraudulent debit card transactions on 21st October around 3 30 am , even tho i never received any otp or gave authorisation for transaction limit increase, they were done without my consent at 3 30 in the night cont.

[Surendar Kuppusamy @beingsurendar]

🚨 SYSTEMIC HDFC DEBIT CARD FRAUD ALERT🚨

On Oct 3, 9:15 AM, my @HDFCBank_Cares Visa Platinum Debit Card lost 1.08L to "Dreamplug Paytech (CRED)" POS transaction. The bank closed my case (Ref: 83156751), claiming OTP completed transaction makes me liable.

I NEVER SHARED THE OTP/PIN ! and No phishing or malware was found on my mobile after Cyber Cell investigation and Apple Support diagnostic.

This isn't an isolated incident—it's a WIDESPREAD PATTERN of fraud exploiting a potential systemic vulnerability:
Victim Profile: HDFC Salary A/C, HDFC Visa Platinum Debit Card.
Fraud Mode: POS transactions
Tactic: OTP received, but funds debited in milli-seconds, indicating the OTP was compromised before my authorization, or the system was bypassed.
Other Cases: Users reported 2.34 L debited after an unauthorized limit increase, and 1.6L and 28,785 to PhonePe, all without sharing the OTP and 10+ victims details are collected through social media posts.

Why is @HDFCBank_Cares ignoring the pattern & systemic failure? We demand a thorough investigation into the security of the VBV/OTP process and a refund under RBI Zero Liability rules for third-party breaches.
THIS IS A SYSTEMIC BREACH. REAL PEOPLE LOSING LIFE SAVINGS! @HDFC_Bank

and after all this promptly reported issues as per RBI guidelines reporting, are you still going to say @HDFCBank_Cares not liable for OTP breach ?

Refs:
https://t.co/O87y0jZ0JB
https://t.co/oCCMfw0mRS

@RBI @Cyberdost @FM_NirmalaSitharaman @tncybercrimeoff - Pls intervene for all victims!
#HDFCBankFraud #CyberFraud #SystemicFraud #CustomerRights #HDFC

[Karan @KaaranP09]

@HDFCBank_Cares @HDFC_Bank I have been in touch with hdfc and supporting them in their process, waiting for reply from their side

[Karan @KaaranP09]

@HDFC_Bank @HDFCBank_Cares ,all my money was deducted via three fraudulent debit card transactions on 21st October around 3 30 am , even tho i never received any otp or gave authorisation for transaction limit increase, they were done without my consent at 3 30 in the night cont.

[Karan @KaaranP09]

@HDFC_Bank @HDFCBank_Cares I'm willing to share required details with official and request highest authorities to look into hdfc bank for a potential data breach of visa platinum card details @RBI @RBIsays @SmalhotraRBI @nsitharamanoffc @nsitharaman @CentralCyberMum

[Karan @KaaranP09]

@HDFC_Bank @HDFCBank_Cares Frauds and same , how does hdfc explain this pattern as to why only visa platinum debit card holders have been subject to same scam across India in last 4-6 weeks , cont.

[Karan @KaaranP09]

@Shriharsh_13 @CentralCyberMum @HDFCBank_Cares @Cyberdost @HDFC_Bank @FinMinIndia Kindly request you to look into this matter @RBI @SmalhotraRBI

[Karan @KaaranP09]

@CentralCyberMum , my account money got deducted hour ago , it was cyber debit card fraud , i didn't share details anywhere and didn't use card and still it got deducted i never received otp please help me asap ,I have lodged compliant

[Karan @KaaranP09]

@Shriharsh_13 @CentralCyberMum @HDFCBank_Cares @Cyberdost @HDFC_Bank @FinMinIndia if same card holders are getting caught in fraud that too around same time with transfer to same holder , this appears to be a data breach and my card limits were well in place the fraudster has managed to activate and increase limits without requiring otp for the said visa card

[Karan @KaaranP09]

@RailwaySeva @BhusavalDivn Train just left lasalgoan station and more general people just boarded in, it's a mess here

[Karan @KaaranP09]

@IRCTCofficial I'm travelling in reservation coach d3 of dhule- dadar special 01066 right now , general people without ticket have just boarded the train and filled all area and doing their will and TC is no where to be found, request some officials to look into this

[Karan @KaaranP09]

@RailwaySeva @BhusavalDivn @BhusavalDivn please get this general people deboarded at next station , it's totally packed without ticket person and we can't even move from our seats , concerned about our safety and luggage

[Karan @KaaranP09]

@RailwaySeva @RailMinIndia