Kashf Foundation

Non profit organisation providing high-quality and low-cost microfinance services to low income households in Pakistan with a special focus on women.

[Kashf Foundation @KashfFoundation]

Kashf Foundation received the Women's Digital Inclusion Award and the Digital Innovation Award at AMC10 which stands as a testament to the work we continue to do for women's empowerment and their financial inclusion in Pakistan.

[Kashf Foundation @KashfFoundation]

More news from the AMC10 Awards by Pakistan Microfinance Network!
@RoshanehZafar,Founder and Managing Director of Kashf Foundation was also present at the event where she participated as a panelist in the Plenary Session on Ecosystem Collaboration for Inclusive Microfinance

[Kashf Foundation @KashfFoundation]

This message promotes awareness on the importance of having a balanced diet, essential nutrients and healthy eating practices for women during pregnancy. Mothers need to make more informed choices for their own well-being as well as healthy growth and development for their baby.

[Kashf Foundation @KashfFoundation]

Kashf Foundation in collaboration with Global Affairs Canada has produced a public service campaign to promote maternal health and nutrition through accessible, practical and locally relevant information.

[Kashf Foundation @KashfFoundation]

These recognitions reaffirm our commitment to expanding financial inclusion for women, harnessing technology to improve access to financial services, & building a more inclusive and equitable society.

#KashfFoundation #AMC10 #PMNAwards2026 #DigitalInnovation #FinancialInclusion

[Kashf Foundation @KashfFoundation]

🏆 Two Awards. One Mission. A Million Possibilities.

Kashf Foundation is proud to receive two prestigious awards at AMC10 — the @PakistanMicrof1 Awards 2026!

🏆 Women’s Financial Inclusion Award

🏆 Digital Innovation Award

[Roshaneh Zafar @RoshanehZafar]

A very timely and engaging discussion on raising capital, managing liquidity, and how perceptions of risk continue to constrain access to finance for the microfinance sector. I particularly emphasized the need for a proportionate regulatory framework for micro-savings—the absence of which remains a key barrier to the sector’s growth and its ability to help low-income clients build financial resilience.

Kashf Foundation has been a pioneer in building a holistic suite of financial and non-financial services for women, spanning microcredit, microinsurance, micro-pensions and capacity-building support for women entrepreneurs. Access to savings is the critical missing piece—the last mile in achieving truly inclusive finance and enabling low-income households to build financial security, manage shocks and strengthen their resilience.

@KashfFoundation

#AMC10
#FinancialInclusion #Microfinance #MicroSavings #WomenEmpowerment #FinancialResilience #InclusiveFinance #WomenEntrepreneurs

[Kashf Foundation @KashfFoundation]

At Kashf Partnership Beyond Capital event in Karachi, Farhan Talib, Head of International Banking at HBL, joined fellow industry leaders to highlight the importance of strong partnerships in advancing financial inclusion and fostering meaningful, shared impact.
@HBLPak

[Roshaneh Zafar @RoshanehZafar]

Mission drift and climate vulnerability are two major risks confronting Pakistan’s microfinance sector. These challenges, coupled with the looming transition towards Shariah-compliant microfinance, could have significant implications for women’s financial inclusion, the sustainability of microfinance institutions, and the future growth of the sector.

Mission drift risks moving microfinance away from its core purpose of serving low-income and financially excluded clients, particularly women. At the same time, increasing climate vulnerability threatens the livelihoods and repayment capacity of precisely those clients who are most dependent on microfinance.

The transition to Shariah-compliant finance adds another layer of complexity. If not managed carefully, the transformation could increase costs, constrain product choice, and create barriers to access for low-income women.

Ultimately, the challenge is to ensure that these transitions strengthen rather than undermine women’s financial inclusion, the social purpose of microfinance, and the sector’s long-term resilience
@KashfFoundation
#KashfFoundation
#AMC10 #FinancialInclusion #WomenAndFinance #WomenEmpowerment #InclusiveFinance #Microfinance

[Kashf Foundation @KashfFoundation]

At Kashf Foundation’s Partnership Beyond Capital event in Karachi, Mr. Basir Shamsie, President & CEO of JS Bank Ltd., shared valuable perspectives on the importance of strategic partnerships in advancing financial inclusion and creating sustainable impact.
@JSBLPak

[Kashf Foundation @KashfFoundation]

At Kashf Foundation’s Partnership Beyond Capital event in Karachi, Ali Afzal, Head of Corporate Banking at Bank of Punjab, highlighted how strong institutional partnerships can advance financial inclusion & create lasting impact for the communities Kashf serves.
@thebankofpunjab

[Kashf Foundation @KashfFoundation]

It also provided the opportunity to explore the longstanding connections between Kashf and the Netherlands and for building further linkages in the future.

[Kashf Foundation @KashfFoundation]

The recent meeting between the Embassy of The Netherlands & Kashf brought forward many new ideas and potential collaborations. The discussion focused on Kashf's work on supporting women to turn ideas into businesses, create livelihoods & build greater economic independence.

[Roshaneh Zafar @RoshanehZafar]

Spoke with a wonderful group of women professionals on leadership and choices — including the perennial debate of “we can’t have it all” versus leaning in, getting a foot in the door and claiming a chair at the table.

It was wonderful to engage with such a dynamic, diverse, articulate and confident group of women. It gave me hope that perhaps one day we really will see a change in Pakistan’s female labour force participation rate!

And the amazing thing? So many of them had watched Kashf’s dramas, and many mentioned how much the stories resonated with them.

One asked me what my biggest challenge has been. I said: changing mindsets.
#Aikaurpakeezah #Udaari

The work continues.

@KashfFoundation @jazzpk @LifeAtLUMS
#WomenInLeadership #Leadership #WomenAtWork #GenderEquality #WomenEmpowerment #FemaleLabourForceParticipation #ChangingMindsets #Kashf

[Kashf Foundation @KashfFoundation]

It was a meaningful opportunity to recognise the power of partnerships in driving financial inclusion and to reaffirm our commitment to building an even stronger and more collaborative future together.

#KashfPartners

[Kashf Foundation @KashfFoundation]

Partnership Beyond Capital

Kashf Foundation recently hosted Partnership Beyond Capital in Karachi, bringing together senior leaders from commercial banks, DFIs, insurance companies, and credit bureaus.

[Kashf Foundation @KashfFoundation]

The evening brought together our valued partners not only to celebrate the partnerships that have shaped our journey, but also to look ahead towards a future of stronger collaboration, deeper partnerships, and shared progress.

[Roshaneh Zafar @RoshanehZafar]

In 2010, I was invited to ring the bell at the NYSE on Wall Street. Standing on the balcony overlooking the bourse with four women leaders from across the world, I looked down at the heart of the world’s capital markets and had a thought:

Wouldn’t it be wonderful to connect women entrepreneurs to the stock market?

Thirteen years later, that thought became reality when we floated Pakistan’s first gender bond, listed on the Pakistan Stock Exchange.

Sometimes a thought is the beginning of a journey. And sometimes, if you hold onto it long enough, it becomes a reality.

@KashfFoundation @InfraZaminPK
#WomenEntrepreneurs #WomenInBusiness #GenderBond #GenderLensInvesting #FinancialInclusion #WomenEmpowerment #CapitalMarkets #Pakistan #PakistanStockExchange #EconomicEmpowerment

[Kashf Foundation @KashfFoundation]

500+ branches across all provinces of Pakistan! 🇵🇰

A milestone that takes us closer to more communities, more women, and greater opportunities for stronger, more secure & prosperous futures.

[Kashf Foundation @KashfFoundation]

Kashf’s Heatwave Impact Survey highlights how rising temperatures affected income, household expenses, health, and caregiving responsibilities among clients across Lahore.
Stay prepared, take precautions, and keep yourself and your loved ones safe from extreme heat.