Kerry

I'm so far ahead of my time, I'm 'bout to start another life....

....Look behind you, I'm 'bout to pass you twice

[Kerry @KerryIsms71]

@ClassicLearner Youre taught in Kindergarten "....and to the republic for which it stands..." but most ppl never caught that line or questioned it. Imagine if we questioned that earlier in life!?

[Brett Pike @ClassicLearner]

Why is it that schools don’t teach that Socrates was not only put to death for questioning authority, but questioning the validity of democracy.

He was charged with corrupting the youth… For teaching the same things we are told corrupt the youth today.

Now isn’t that interesting.

[Verax @veraxlab]

Ten years into a 30-year mortgage you have paid off about 15 percent of what you borrowed. Not a third. Fifteen percent.

The schedule that does this was designed on purpose, by the US government, in 1933. And there's one line of arithmetic behind it that means no loan can ever surprise you again.

Here it is. Interest each month is only ever your remaining balance times your annual rate divided by 12. That's the entire rule. Whatever is left of your payment goes to principal.

Take a 300,000 dollar loan at 6.5 percent over 30 years. The payment is 1,896 dollars. In month one the balance is still the full 300,000, so the interest is 300,000 times 0.065 divided by 12. That's 1,625 dollars. Principal that month: 271 dollars.

You aren't being robbed. You're paying rent on money you still owe, and at the start you still owe all of it.

Run it forward and it gets heavy. After ten years you've paid about 182,000 dollars in interest and taken 45,672 off the balance. Half the balance isn't gone until month 257, more than twenty-one years in. Across the full term the interest comes to 382,633 dollars on a 300,000 dollar loan.

The same rule hands you the lever. Interest is charged on the balance, so anything that cuts the balance early removes interest from every month after it. On that same loan, an extra 200 dollars a month against principal ends it in 23 years instead of 30 and takes 103,449 dollars of interest off the total.

Do it on your own loan tonight. Balance times rate divided by 12 is this month's interest. What's left is what you actually bought.

Now the part almost nobody knows. In 1932 this loan did not exist. You put down half the price in cash, you paid interest only for about five years, and then the whole principal came due in one payment. Loans got rolled over again and again, and when the rollovers stopped in the early thirties people lost the houses.

What Washington built to replace that is the reason your first ten years look like this.

[Kerry @KerryIsms71]

@veraxlab Velocity banking can accelerate it

[Dhairya @dkare1009]

Professor Jiang breaks down how to actually win at life using game theory, In just 4 minutes

[maneco64 @maneco1964]

Thanks to Wilks from Virginia for sending me this book.

[Finding Compounders @F_Compounders]

Goldman Sachs Recommended reading list

I’ve seen some great books in this list

[Ｗ 𝗜 𝗦 𝗘 𝗖 𝗢 𝗡 𝗡 𝗘 𝗖 𝗧 𝗢 𝗥 ™ 💬 @wiseconnector]

Something to think about.

[Dear Self. @Dearme2_]

There is a stage every man must go through in life called blank stage. You feel nothing, you are attracted to nothing and you are free from material things. Here you can lose everything and still feel nothing. People can walk away and still feel nothing. Crazy phase.

[Felix Prehn 🐶 @felixprehn]

The Fed is about to print $1 TRILLION into the market, and most investors had no idea about it.

The same thing happened in 2008, right before the S&P crashed 55%.

Institutions are already positioned for this.

Here's what's happening and how to position too:🧵

[The Daily Wave @DailyWaveHQ]

Nia Long is 55 years old and been fine her whole life 😍

[SoulFood66 @BlackAndNative1]

Jodeci - My Heart Belongs To U (1993)

[‏ً @omgsidewalks]

PepsiCo, the parent company of Doritos, lost over $1 billion after raising the price of a bag of Doritos to $6-$7. People stopped buying them. They later lowered the price to recover some of the lost revenue, but sales are still down. I love that for them.

[Felix Prehn 🐶 @felixprehn]

How America is about to weaponize the US dollar.

(bookmark this & come back to it later)

Timestamps:

(00:00) Intro
(00:53) Central Banks Buy Record $22B Gold
(01:06) Silver Desk Bets On $90
(02:28) Operation Economic Outcast: Economic D-Day Declared
(02:40) Sixty Companies And Ships Sanctioned Overnight
(06:14) Gold Named Among Five Target Sectors
(07:45) Iranian Rial Hits Record Low
(07:57) Food Prices Surge: Rice, Beef Soar
(06:38) How The Dollar Becomes A Weapon
(10:19) Treasury Doubles Debt Buyback Program
(12:16) One Trillion Dollar Cash War Chest
(03:40) AI Bubble Echoes Dot-Com Crash
(04:03) Nasdaq Fell 78% After 2000
(04:10) Your $100K 401k Cut Hard
(04:44) Why Gold And Silver Answer
(16:04) Gold Breaks Long-Term Trend Line
(17:12) Last Breakout Delivered 180% Rally
(18:03) Goldman Sachs Targets $4,900 Gold
(18:19) Call Options Create Price Amplifier
(19:12) Why Silver Moves Late And Hard
(20:35) Central Banks Stockpile Gold Worldwide
(22:12) Cash Lost 99% Since 1971
(25:36) Outro

Full video is also out on YouTube (link below).

[Playteaux @Playteaux1]

Brainwashing Americans

[Dear Self. @Dearme2_]

Just dissappear. Go to war with the person in the mirror. Don't come back until you've won.

[Kerry @KerryIsms71]

@DverseMentality 😂😂😂😂

[Kerry @KerryIsms71]

@_Re_UPS @5150_show @tariqnasheed Sugar Hill

[Pop Music ⭐️💎 @DITR_Pop]

Holding Back the Years

Simply Red (1985)