Kevin A. Brown - Financial Advisor

Financial Advisor with experience serving New Mexico. Securities offered through SagePoint Financial, Inc. (SPF) member FINRA/SIPC.

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

The financial aid treatment of a 529 plan depends on whether it is owned by a parent or grandparent. https://t.co/u4OVeOh9v8

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

A Keogh plan (sometimes referred to as an HR-10 plan) is simply a qualified retirement plan established by a self-employed individual or a partnership. If you are self-employed or a partner in a partnership, you don't need to have e https://t.co/SS4J1Q4Kek

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

If the value of your stocks, bonds, or other capital investments has increased substantially, there are a few steps you can take to minimize taxation. These include timing the sale of your capital assets, using capital losses effect https://t.co/Ovw4cWd6YR

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

Here are a few key cost-of-living adjustments
announced by the IRS for 2025. https://t.co/R2Imv40gmm

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

If you have more income than you need and are searching for ways to minimize your taxes, you might consider gifting unneeded income-producing assets to relatives in lower tax brackets. This strategy usually lowers overall taxes and https://t.co/zNLzjVsyFz

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

No matter what type of business you're thinking of buying, whether it's a franchise, a start-up, or an existing business, you're facing some risk (and hopefully some reward, too). https://t.co/LmT3gbYI6a

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

The applicable exclusion amount is the amount that can be sheltered from federal gift and estate tax by the unified credit. The basic exclusion amount is $13,990,000 (in 2025, $13,610,000 in 2024). In 2011 and later years, the unuse https://t.co/BNhBquMGfk

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

As a U.S. citizen living abroad, you face many of the same financial planning issues that citizens who live in the United States face. However, you may also be concerned that your citizenship status may have been jeopardized when yo https://t.co/MnWHnLjgTC

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

Be sure you understand the options for your 401(k) plan when leaving your job. https://t.co/eZXKQiD3Er

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

Your payment of someone else's medical expenses is a qualified transfer (a nongift gift). The IRS allows you to make this type of gift without incurring the federal gift tax or the federal generation-skipping transfer tax (GSTT). Th https://t.co/eosZwlYny0

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

An individual 401(k) plan is a profit-sharing plan combined with a regular 401(k) plan. A self-employed individual or small business owner who has no full-time employees (unless the full-time employee is the owner's spouse) can impl https://t.co/He3DPj7FLB

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

A custodial account is an account established at a financial institution for the benefit of a minor child and managed by the parent or another designated custodian. A custodial account is established under a particular state's Unifo https://t.co/HR9lmeU3eE

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

Find out more https://t.co/t4rSCclRu4

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

Despite a late-week rally, stocks tumbled lower last week as Wall Street appears to be limping into the new year. Each of the benchmark indexes lost value, with the Russell 2000 falling nearly 4.5%. For much of the week, investors s https://t.co/GL17RLW0il

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

After big benefit increases in 2022 and 2023, the 2025 COLA continues the return to a more typical cost-of-living adjustment. https://t.co/znHUC7Yiva

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

A gift is a voluntary transfer of money or property from one person to another person or entity (such as a trust) where the person making the gift receives either nothing or a lesser amount of money or property in return. In the con https://t.co/GKo0i3t8Rt

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

The estate tax is a tax on property that
is transferred to others upon your death. https://t.co/dBLQC2z4Tl

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

A private annuity is the sale of property in exchange for an unsecured promise to make payments for the rest of your life. A private annuity differs from a commercial annuity because you arrange the annuity with a private party inst https://t.co/3PydLgJtl9

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

Find out more https://t.co/nZD9oLumpi

[Kevin A. Brown - Financial Advisor @KevinBrownFA]

When you take out a loan to pay for college or graduate school, you must repay that loan at some future date. If you find yourself in the position of having to budget every month for a student loan payment after graduation, you are https://t.co/TaEBHx3rgu