Two ladies were talking, and the gist was black & white.
One has an ND, HND, and BSc in Accounting. She wants to relocate to Canada🇨🇦, doesn’t have the money, so she’s considering borrowing $50,000 to come as a student.
She asked, ‘Will I even get a job good enough to pay these people back?’
Her friend told her straight: ‘You already have an ND, HND, BSc; why not Express Entry?’ She said her score isn’t high. ‘Okay, so why not French?’ ‘Babe, please, French is not easy!’
Then the bombshell: ‘So you’d rather borrow $50k than spend one year learning French for $1,500–$2,000 to boost your Express Entry score? You think $50k is small? Saving $1k to $2k/month after tax is like fighting in a gladiator arena. Imagine how long you’ll be paying that loan back.
Her point was simple: If the money isn’t yours, borrowing your way into Canada🇨🇦 is not wisdom. If French is your only route, face it. It’s either you finish the French or the French finishes you.
Because after studying, bills will greet you: rent, utilities, taxes, everything. At what point will you finish paying that $50k?
What do you think? Is borrowing worth it, or is French the smarter fight?